The top-rated supplemental insurance agent in Las Cruces, New Mexico is Chad Peterson - State Farm Insurance Agent, rated 4.9 stars across 383 reviews. Other highly rated options include Grindell & Romero Insurance, Jodi-Rae Moore: Allstate Insurance, Mesilla Valley Insurance Group. This directory lists 20 supplemental insurance agents serving Las Cruces.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Peterson - State Farm Insurance Agent | 1005 S Telshor Blvd ste b | (575) 680-1293 |
| 2 | Grindell & Romero Insurance | 1121 Mall Dr STE C | (575) 524-8531 |
| 3 | Jodi-Rae Moore: Allstate Insurance | 1065 S Main St Ste C | (575) 524-0570 |
| 4 | Mesilla Valley Insurance Group | 1990 E Lohman Ave Ste 14 | (575) 527-8800 |
| 5 | Distinguished Choice Insurance Solutions | 901 E University Ave BLDG 945G | (575) 652-6585 |
| 6 | Farmers Insurance - Martha Sanchez | 2145 E Lohman Ave Ste B | (575) 527-9889 |
| 7 | The Rodriguez Legacy Insurance Agency, LLC | 1115 Commerce Dr | (575) 521-8610 |
| 8 | Bernal Insurance Group | 1591 E Lohman Ave Ste 2 | (575) 525-2886 |
| 9 | NavSav Insurance - Las Cruces | 156 Wyatt Dr | (575) 523-1100 |
| 10 | Axcess Insurance | 1115 Commerce Dr #6 | (575) 222-1522 |
Chad Peterson - State Farm Insurance Agent serves the Las Cruces, New Mexico area as a supplemental insurance agent. This agency provides additional coverage options that fill gaps left by primary health or life policies. Supplemental insurance can help manage out-of-pocket expenses for unexpected medical events or income loss. The focus is on offering standalone policies that complement existing plans for local individuals and families. Among the specific services handled in this region are accident insurance and critical illness insurance policies.
Grindell & Romero Insurance provides supplemental insurance policies designed to fill gaps left by primary health coverage, including accident, critical illness, and hospital indemnity plans. Their service includes personalized consultations to explain policy options and claims assistance to help clients understand their benefits. They also offer plan reviews to adjust coverage as client needs evolve. This local agency services a variety of property types in Las Cruces, NM, such as single-family homes, apartments, retail locations, and restaurants.
Serving homeowners and renters in Las Cruces, Jodi-Rae Moore: Allstate Insurance helps clients explore supplemental insurance options to fill coverage gaps left by standard policies. Services generally include accident, critical illness, and hospital indemnity plans designed to provide added financial protection. The agency works with individuals seeking to manage out-of-pocket medical costs and unexpected expenses. Supplemental insurance agents in this area often assist customers in understanding policy terms and available benefits without pressure. This agency also extends its services to residents in the neighboring Mesilla Valley community.
Mesilla Valley Insurance Group serves Las Cruces and surrounding communities in southern New Mexico, specializing in supplemental insurance solutions that fill gaps left by major medical plans. The company handles products such as accident, critical illness, and hospital indemnity policies designed to cover unexpected out-of-pocket expenses. Clients typically meet with an agent for a needs assessment, reviewing existing coverage to identify potential vulnerabilities. The standard process involves explaining policy options clearly, comparing benefit amounts and waiting periods, and then guiding the client through a straightforward application with no medical exam required.
Distinguished Choice Insurance Solutions in Las Cruces, NM, specializes in supplemental insurance, which offers one-time benefit payments for specific events like hospital stays, rather than recurring coverage for ongoing health expenses. These plans can help cover deductibles or lost income not addressed by primary insurance. Serving local residents, the agency focuses on policies designed to fill gaps in existing health coverage. Their services for selecting or reviewing these plans typically operate on an as-needed basis, allowing clients to schedule appointments when their circumstances or policy needs change.
Farmers Insurance - Martha Sanchez in Las Cruces, New Mexico focuses on supplemental insurance products such as accident, critical illness, and hospital indemnity plans. The agency also assists clients with traditional coverage options like auto, home, and life insurance policies. It guides residents in evaluating gaps left by primary health plans or employer benefits. During the open enrollment season or after a major life event like a new job or the birth of a child, the agency helps locals secure additional financial protection against unexpected medical costs.
Bernal Insurance Group works alongside standard health insurance in Las Cruces, helping fill gaps in coverage. The agency specializes in supplemental insurance agents, offering optional policies that help with out-of-pocket expenses like deductibles or copays. These plans cover areas medical insurance may not, providing additional financial protection for unexpected costs and routine care. Bernal Insurance Group serves local commercial sectors in the region, including office environments, warehouses, and food service operations.
NavSav Insurance in Las Cruces, NM assists residents with supplemental insurance policies that fill gaps in standard health plans. Commercial coverage options are available for local businesses needing additional protection. The agency serves clients throughout the Las Cruces area and surrounding communities in southern New Mexico. Each client receives an explanation of how supplemental plans coordinate with existing coverage. Follow-up service is provided between regular visits to adjust policies as needs change or to answer new questions that arise.
What Does a a Supplemental Insurance Agent in Las Cruces Cost?
Costs for supplemental insurance in New Mexico vary by plan type, age, and health status. Medigap plans typically range from 100 to 300 dollars per month for a 65-year-old. Cancer and accident plans may cost 30 to 100 dollars per month. Premiums can change based on the insurer and your location in Las Cruces. This is general information, not insurance advice.
About supplemental insurance agents in Las Cruces
Supplemental insurance agents in Las Cruces, New Mexico help residents find policies that cover expenses not paid by primary health insurance. These plans can include Medicare Supplement (Medigap), hospital indemnity, and critical illness coverage. Under New Mexico law, agents must hold a valid state license and follow regulations set by the New Mexico Office of Superintendent of Insurance.
Frequently Asked Questions
What does a supplemental insurance agent in Las Cruces do?
A supplemental insurance agent helps you compare and enroll in policies that pay for deductibles, copays, and other out-of-pocket costs. They can explain options like Medigap, cancer, and accident plans. Agents in New Mexico must be licensed and provide clear information about policy terms.
Is there a time limit to buy a Medigap policy in New Mexico?
Yes, New Mexico follows federal rules for Medigap. You have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
How do I verify a supplemental insurance agent license in New Mexico?
You can check an agents license on the New Mexico Office of Superintendent of Insurance website. Enter the agents name or license number to confirm they are active and in good standing. This ensures you work with a qualified professional.
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