The top-rated supplemental insurance agent in Beavercreek, Ohio is Jack Herbst - State Farm Insurance Agent, rated 5.0 stars across 230 reviews. Other highly rated options include Michael Saylor - State Farm Insurance Agent, Matulka Insurance Agency, Miller Insurance & Financial Services, LLC. This directory lists 13 supplemental insurance agents serving Beavercreek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jack Herbst - State Farm Insurance Agent | 3297 Seajay Dr | (937) 426-1000 |
| 2 | Michael Saylor - State Farm Insurance Agent | 3797 Dayton Xenia Rd | (937) 426-9834 |
| 3 | Matulka Insurance Agency | 2262 County Line Rd | (937) 781-0011 |
| 4 | Miller Insurance & Financial Services, LLC | At The Greene, 70 Birch Alley Ste250 | (937) 427-3600 |
| 5 | Reichley Insurance Agency powered by OneDigital | 2440 Dayton Xenia Rd A | (937) 429-0655 |
| 6 | Competitive Insurance Group | 2496 Commons Blvd | (937) 552-2055 |
| 7 | Guardian Assurance | 2555 Kenmont Ct | (937) 912-0019 |
| 8 | Cotterman & Associates LLC American Family Insurance | 4049 Dayton Xenia Rd STE 204 | (419) 318-5935 |
| 9 | Lampton Engle & Associates | 1326 Parkway Ct | (937) 427-8444 |
| 10 | Montgomery Insurance & Investments | 3938 Dayton Xenia Rd | (937) 426-7786 |
Jack Herbst - State Farm Insurance Agent serves the Beavercreek, Ohio area and the surrounding Greene County region. The agency specializes in supplemental insurance coverage designed to fill gaps in standard health plans. Clients can rely on knowledgeable guidance through the complexities of various policy options during personal consultations. Supplemental insurance helps with out-of-pocket medical expenses not covered by primary health insurance. Common services include accident and hospital indemnity plans, as well as critical illness coverage.
Michael Saylor - State Farm Insurance Agent provides supplemental insurance solutions tailored to financial gaps not covered by primary health plans. Its services include offering policies that help pay for deductibles, copayments, and lost income during recovery. The agency assists clients in selecting suitable coverage limits and explains policy terms clearly. Service or maintenance plans are managed through streamlined claims processing and periodic policy reviews to ensure continued alignment with customer needs. The company typically serves single-family homes, apartments, retail establishments, and restaurants in Beavercreek, OH.
Matulka Insurance Agency serves homeowners, businesses, and property managers in the Beavercreek area by offering supplemental insurance agent services that fill gaps left by standard policies. These plans help cover deductibles, co-pays, and other out-of-pocket expenses, providing financial protection against unexpected costs. The agency works with clients to match coverage options to their specific needs, ensuring a clear understanding of policy terms. It also serves nearby communities throughout the Dayton metro, including the surrounding neighborhoods in Greene County.
Miller Insurance & Financial Services, LLC in Beavercreek, OH, distinguishes between one-time policies for specific gaps in coverage and recurring plans that provide ongoing financial protection for clients. As a supplemental insurance agent, the company focuses on policies that complement existing health or life coverage, helping to manage unexpected out-of-pocket costs. Services are available on a one-time session to set up a new policy or as needed when clients wish to review or adjust their current supplemental benefits.
Reichley Insurance Agency powered by OneDigital serves Beavercreek, Ohio, and surrounding communities as a supplemental insurance agent. It handles policies designed to fill coverage gaps left by major medical plans, such as accident, critical illness, and hospital indemnity insurance. These plans provide cash benefits directly to policyholders, helping with deductibles, copays, and everyday expenses during a health crisis. To handle a typical job, the agency works directly with individuals and families to assess their existing health plans and identify specific short-term financial exposures.
Competitive Insurance Group assists individuals and businesses in securing essential health coverage before addressing the gaps that traditional plans often leave. As a supplemental insurance agent in Beavercreek, OH, the company focuses on offering policies that cover deductibles, copays, and unexpected medical expenses. This approach provides financial protection against costs not fully covered by major medical plans. Their services are available to commercial clients, including offices, warehouses, and food service operations, ensuring these sectors can access tailored supplemental benefits.
As the seasons change in Beavercreek, residents often face gaps in their primary health coverage, prompting a need for supplemental insurance. Guardian Assurance provides local support for individuals seeking to address these specific coverage needs with personalized guidance. Operating in Beavercreek, this supplemental insurance agent offers straightforward help comparing plans for medical, accident, or critical illness scenarios. The process begins with a no-pressure review of an individual’s current policy to identify missing benefits and possible solutions, followed by a detailed initial assessment during an in-person meeting.
Cotterman & Associates LLC American Family Insurance provides supplemental insurance solutions, including policies that cover gaps left by major medical plans. The agency, based in Beavercreek, helps clients throughout the area enroll in these additional coverage options to manage out-of-pocket costs. Its general service work includes reviewing existing plans and explaining how supplemental benefits coordinate with primary insurance. Many residents seek this guidance during annual enrollment periods or when facing unexpected medical expenses from an illness or injury.
Lampton Engle & Associates provides supplemental insurance services to residential clients in Beavercreek, Ohio, helping them fill gaps in their primary health coverage. The agency also extends its commercial supplemental insurance offerings to businesses throughout the surrounding area. Their work focuses on explaining policy options clearly and assisting with claims that arise between standard medical plan visits. After an initial enrollment, representatives typically contact clients again before each renewal period to review changing needs and ensure continued appropriate coverage.
Montgomery Insurance & Investments is known in Beavercreek, OH as a local supplemental insurance agent. Its service range includes helping clients fill gaps in major medical coverage with policies that cover out-of-pocket costs from accidents or critical illnesses. Agents assist individuals in finding Medicare supplement plans to manage deductibles and coinsurance. A specialty service this company can add on is offering stand-alone hospital indemnity insurance to provide fixed cash benefits during a hospital stay.
What Does a a Supplemental Insurance Agent in Beavercreek Cost?
Supplemental insurance agent services in Ohio are typically free to consumers because agents earn commissions from insurance companies. Medigap plan premiums in Beavercreek range from about 80 to 300 dollars per month depending on age health and plan type. Costs vary by case and insurer. This is general information not insurance advice.
About supplemental insurance agents in Beavercreek
Supplemental insurance agents in Beavercreek Ohio help residents choose Medigap or Medicare Supplement plans to cover out-of-pocket costs. Ohio law guarantees a six-month open enrollment period for Medigap when you turn 65. Local agents can explain how Ohio-specific rules affect your coverage options.
Frequently Asked Questions
What does a supplemental insurance agent in Beavercreek do?
A supplemental insurance agent helps you compare Medigap plans from private insurers. They explain how these plans work with Original Medicare and assist with enrollment. Agents must be licensed by the Ohio Department of Insurance.
When can I enroll in a Medigap plan in Ohio?
In Ohio you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may use medical questions to decide coverage.
Are there Ohio-specific rules for supplemental insurance?
Yes Ohio requires all Medigap plans to follow federal standards but also mandates that insurers offer Plan A and Plan C to eligible residents. Ohio does not have a state-run Medigap program so all plans come from private companies. Agents must follow Ohio consumer protection laws when selling policies.
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