The top-rated supplemental insurance agent in Elyria, Ohio is Sean Krause - State Farm Insurance Agent, rated 5.0 stars across 227 reviews. Other highly rated options include Cobos Insurance Center, J.P. Merk - State Farm Insurance Agent, Riddell Insurance. This directory lists 19 supplemental insurance agents serving Elyria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sean Krause - State Farm Insurance Agent | 10247 Dewhurst Rd Ste 102B | (440) 366-0020 |
| 2 | Cobos Insurance Center | 41436 Griswold Rd | (440) 324-3732 |
| 3 | J.P. Merk - State Farm Insurance Agent | 511 Abbe Rd N B | (440) 324-4646 |
| 4 | Riddell Insurance | 490 Cleveland St | (216) 672-0637 |
| 5 | Hoyas Insurance Group | 43099 N Ridge Rd | (440) 324-3331 |
| 6 | Chad Nelson: Allstate Insurance | 994 Abbe Rd N ste 100 | (440) 281-8688 |
| 7 | Ryan Insurance Agency Inc | 105 Cleveland St | (440) 322-3200 |
| 8 | JC Insurance Agency, Inc. | 30 West Ave | (440) 322-7900 |
| 9 | Daniel Gossman: Allstate Insurance | 500 E Broad St | (440) 323-7911 |
| 10 | Savoy Insurance Group | 106 Middle Ave 2nd Floor | (440) 365-0435 |
Sean Krause - State Farm Insurance Agent serves the Elyria, Ohio area and surrounding Lorain County as a supplemental insurance agent. The agency helps individuals and families find additional coverage options beyond major medical plans. Supplemental insurance policies can provide financial protection for specific needs or events. This agent works with local clients to understand their unique situations and explain available product options. Services commonly handled in this area include accident insurance and hospital indemnity plans, which offer cash benefits during unexpected health incidents.
Cobos Insurance Center offers a range of supplemental insurance solutions to help clients in Elyria, OH cover gaps left by primary health plans. These policies provide financial protection for unexpected medical costs, including hospitalization, critical illness, and accident expenses. The agency maintains these plans through annual enrollment reviews and claim assistance services. Coverage options are designed to address individual needs without requiring lengthy commitments. Cobos Insurance Center primarily serves single-family homes, apartments, retail businesses, and restaurants in the local area.
J.P. Merk - State Farm Insurance Agent in Elyria, Ohio, serves local homeowners, small business owners, and property managers with supplemental insurance policies. These plans help cover gaps left by primary health, home, or auto coverage. Supplemental insurance agents in the area typically assist clients by explaining policy options and matching them to personal needs. The agency provides guidance on choosing appropriate supplemental packages for various life stages and property types. It also covers neighboring communities in Lorain County, including Amherst and North Ridgeville.
Riddell Insurance serves Elyria, Ohio, and the surrounding Lorain County communities with supplemental insurance solutions. It handles policies designed to cover gaps left by major medical plans, offering financial protection for unexpected health events or income loss. The agency works closely with clients to assess their existing coverage and individual needs before recommending appropriate options. Its typical approach involves a straightforward consultation that explains policy benefits and limitations, followed by a simple enrollment process tailored to the client's specific situation.
For one-time service, a client purchases a specific policy for a fixed term, while recurring service involves ongoing policy adjustments and renewals. Serving Elyria, OH, Hoyas Insurance Group helps individuals secure supplemental coverage for health events its main plan may not fully address. Supplemental insurance agents specialize in filling gaps like accident or critical illness costs. Service at Hoyas Insurance Group runs on an as-needed basis, allowing clients to request consultations, file claims, or modify their plans whenever necessary.
Offering supplemental insurance policies, Chad Nelson: Allstate Insurance in Elyria, OH helps clients fill gaps in their primary health coverage. The agency works with local residents to select plans that address out-of-pocket medical costs not fully covered by standard health insurance. It assists with policy management and claims questions throughout the year. Many individuals consider these plans during open enrollment periods to protect against unexpected medical expenses from seasonal illnesses or accidents that require urgent care.
Ryan Insurance Agency Inc in Elyria, OH assists individuals and families in addressing gaps in their health coverage plans. It specializes in supplemental insurance add-ons that help with out-of-pocket costs and unexpected medical expenses not covered by primary policies. The agency focuses on providing clients with products designed to offer financial support during illness or injury. It serves a variety of commercial sectors, including local offices, warehouses, and food service establishments that seek coverage for their workforce.
As winter weather approaches in Elyria, the need for supplemental insurance coverage becomes more pronounced for residents. JC Insurance Agency, Inc. works with local individuals to address gaps in standard health plans, offering policies that cover deductibles or unexpected medical costs. The agency assists clients in understanding available supplemental options tailored to their specific situations. Every engagement begins with a thorough review of existing coverage to identify potential risk areas.
Daniel Gossman: Allstate Insurance serves residential customers in Elyria, Ohio, offering supplemental insurance policies that help fill gaps left by primary health coverage. Commercial clients in the surrounding area can also access similar protection plans tailored to business needs. The agency provides ongoing support, ensuring policies are reviewed and adjusted as circumstances change. Follow-up consultations between regular visits allow clients to address new questions or update their coverage without waiting for the next scheduled appointment.
What Does a a Supplemental Insurance Agent in Elyria Cost?
In Ohio, supplemental insurance costs vary by plan type, age, and health status. For example, a Medicare Supplement Plan G in Elyria may cost between $100 and $250 per month for a 65-year-old. Hospital indemnity plans often range from $30 to $80 per month. Costs also depend on the insurer and the specific benefits chosen. This is general information and not insurance advice.
About supplemental insurance agents in Elyria
Supplemental insurance agents in Elyria, Ohio help residents fill gaps in their primary health coverage. These agents can explain plans like Medicare Supplement (Medigap) and hospital indemnity insurance. Ohio law requires agents to be licensed by the Ohio Department of Insurance, ensuring they meet state standards.
Frequently Asked Questions
What is a supplemental insurance agent in Elyria?
A supplemental insurance agent in Elyria helps you buy policies that cover costs not paid by your main health plan. This can include deductibles, copays, and extra benefits like accident or critical illness coverage.
Do I need a license to sell supplemental insurance in Ohio?
Yes, all insurance agents in Ohio must hold a valid license from the Ohio Department of Insurance. Agents must complete pre-licensing education and pass a state exam.
Can I buy a Medigap plan in Elyria outside of the open enrollment period?
In Ohio, you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Outside this window, insurers may use medical underwriting and can deny coverage or charge higher premiums.
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