The top-rated supplemental insurance agent in Bowling Green, Ohio is Lance Wood - State Farm Insurance Agent, rated 4.9 stars across 154 reviews. Other highly rated options include Evans Home Loans & Insurance, Kathrens Insurance Agency, McClure Insurance Group LLC. This directory lists 19 supplemental insurance agents serving Bowling Green.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lance Wood - State Farm Insurance Agent | 1180 N Main St #4 | (419) 352-9476 |
| 2 | Evans Home Loans & Insurance | 519 W Wooster St #1 | (419) 353-3223 |
| 3 | Kathrens Insurance Agency | 605 N Main St | (419) 354-3517 |
| 4 | McClure Insurance Group LLC | 124 W Washington St | (419) 352-2584 |
| 5 | James D Eckert Agency Inc American Family Insurance | 839 Haskins Rd | (419) 354-6024 |
| 6 | All Risk Insurance Katie Soldwish LLC | 347 N Main St Suite 2 | (419) 352-2641 |
| 7 | Wood County Insurance Agency Inc. | 1050 W Wooster St | (419) 352-1594 |
| 8 | OH Insurance Quotes | 1218 W Wooster St | (216) 232-6592 |
| 9 | Nationwide Insurance: Robert M Stout | 1045 N Main St Ste 4 | (419) 353-3000 |
| 10 | Risk Strategies | 414 E Wooster St | (419) 353-8611 |
Lance Wood - State Farm Insurance Agent serves the Bowling Green, OH area as a supplemental insurance agent. This agency helps residents address gaps in their primary health coverage by offering policy options for unexpected medical costs. Supplemental insurance plans are designed to provide additional financial support for expenses like deductibles or copayments. Lance Wood offers accident insurance policies that pay cash benefits directly to the policyholder for covered injuries and hospital indemnity plans that supplement daily expenses during a hospitalization.
Evans Home Loans & Insurance offers supplemental insurance agent services to help clients bridge gaps in their primary coverage. These policies address expenses not fully covered by standard health, dental, or life plans, such as deductibles and co-pays. The company assists with plan selection, enrollment, and ongoing claims support for its clients in Bowling Green, OH. Services are tailored for both individuals and business owners, covering single-family homes, apartments, retail, and restaurants located throughout the region.
Homeowners, renters, and small business owners in Bowling Green turn to Kathrens Insurance Agency for supplemental insurance coverage that fills gaps left by standard policies. The agency helps clients protect against unexpected costs related to accidents, critical illnesses, or hospital stays. Its tailored plans provide financial support when primary insurance falls short. Serving the Bowling Green area, this agency also extends its supplemental insurance services to residents and businesses in nearby Perrysburg.
McClure Insurance Group LLC serves Bowling Green, Ohio, and its surrounding communities, handling supplemental insurance policies for individuals and families. The agency focuses on closing coverage gaps left by major medical plans, including options for accident, critical illness, and hospital indemnity needs. Each client’s circumstances are reviewed individually. To handle a typical job, the agent first assesses the client’s existing health coverage and specific financial exposure during a qualified life event.
James D Eckert Agency Inc American Family Insurance specializes in supplemental insurance plans, including accident, critical illness, and hospital indemnity coverage. It also helps area clients in Bowling Green, OH with general insurance services and policy reviews. Supplemental insurance agents in the region often address gaps left by major medical policies. The agency is particularly helpful during open enrollment periods or when a family faces an unexpected medical event that creates out-of-pocket expenses.
All Risk Insurance Katie Soldwish LLC in Bowling Green, OH distinguishes between one-time policy adjustments for a single life event and recurring service plans that provide ongoing access to supplemental coverage. Their supplemental insurance offerings are designed to fill gaps leftover from standard health or life policies. A policyholder can expect an initial in-person meeting to tailor coverage, with all future service available on an as-needed basis through direct phone contact or scheduled office appointments.
As the cold winter months settle over Bowling Green, navigating unexpected medical costs becomes a pressing concern for many residents. Wood County Insurance Agency Inc. assists local individuals and families by clarifying their supplemental insurance options to fill gaps left by major medical plans. Their agents thoroughly explain how supplementary policies can help with deductibles or daily expenses during recovery. Before any policy recommendation, they conduct a straightforward needs assessment to identify what coverage aligns best with each client’s situation.
OH Insurance Quotes helps clients identify coverage gaps in standard health plans by specializing in supplemental insurance products in Bowling Green. These policies can assist with out-of-pocket costs from accidents, critical illnesses, or hospital stays. The agency serves offices seeking employee benefit additions, warehouses requiring tailored workforce protection, and food service operations looking to fill gaps in group coverage without raising base premiums.
Nationwide Insurance: Robert M Stout serves residential clients in Bowling Green and the surrounding area with supplemental insurance plans that help cover gaps in primary health coverage. Commercial supplemental policies are also available to area business owners and their employees. The agency provides tailored options for accident, critical illness, and hospital indemnity needs. Customers receive attentive support during initial enrollment and can schedule follow-up appointments to adjust coverage as their circumstances change. The office remains committed to offering ongoing assistance between the standard scheduled visits.
Risk Strategies in Bowling Green, OH is known as a supplemental insurance agent that helps individuals cover costs not fully paid by major medical plans. Its service range includes Medicare supplements, accident policies, and critical illness coverage designed to manage out-of-pocket expenses. Clients in the region may work with the agency to address gaps in their primary health insurance. The firm can also arrange for a hospital indemnity add-on to provide fixed cash benefits during inpatient stays.
What Does a a Supplemental Insurance Agent in Bowling Green Cost?
In Ohio, Medigap premiums for a 65-year-old in Bowling Green typically range from $100 to $300 per month, depending on the plan type and insurer. Critical illness or accident supplement policies may cost $30 to $150 per month. Costs vary by age, health status, and coverage level. This is general information, not insurance advice.
About supplemental insurance agents in Bowling Green
Supplemental insurance agents in Bowling Green, Ohio help residents find policies that cover gaps in primary health insurance. These agents often specialize in Medigap plans, which are standardized under Ohio law. Local agents can explain how Ohio regulations affect plan availability and enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Bowling Green?
A supplemental insurance agent helps you buy policies that pay for costs not covered by your main health plan. In Ohio, these agents must be licensed by the Ohio Department of Insurance. They can explain Medigap, accident, or critical illness plans.
When can I enroll in a Medigap plan in Ohio?
In Ohio, you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. Outside this window, insurers may deny coverage or charge higher premiums.
Are supplemental insurance costs regulated in Ohio?
Yes, Ohio law requires Medigap insurers to use standard plan letters A through N. However, insurers set their own premiums, which can vary by company and location. Agents can compare prices from different carriers for you.
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