The top-rated supplemental insurance agent in Fairfield, Ohio is Chris Champ - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Michael Garland - State Farm Insurance Agent, Lighthouse Agency Insurance, 1st Choice Insurance Agency LLC. This directory lists 16 supplemental insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Champ - State Farm Insurance Agent | 5409 Dixie Hwy | (513) 829-7032 |
| 2 | Michael Garland - State Farm Insurance Agent | 5306 S Gilmore Rd | (513) 829-6252 |
| 3 | Lighthouse Agency Insurance | 2794 Mack Rd Suite B | (513) 860-2552 |
| 4 | 1st Choice Insurance Agency LLC | 7500 Dixie Hwy suite B | (513) 860-0666 |
| 5 | Dylan Woodruff - State Farm Insurance Agent | 2393 Elda Dr | (513) 738-0060 |
| 6 | Pierce Brown - State Farm Insurance Agent | 5136 Pleasant Ave | (513) 868-3533 |
| 7 | Globe Insurance Agency | 1099 Magie Ave | (513) 829-3330 |
| 8 | The Cincinnati Insurance Companies | 6200 S Gilmore Rd | (513) 870-2000 |
| 9 | Preferred-Protectors Insurance Agency | 1260 Nilles Rd #2 | (513) 829-3300 |
| 10 | Nationwide Insurance: Armando Arredondo | 4601 Dixie Hwy | (513) 829-1888 |
Chris Champ - State Farm Insurance Agent serves Fairfield, OH and the surrounding Butler County area as a supplemental insurance agent. This agency helps clients fill gaps left by major medical plans with specific coverage options. Policies address income loss during hospital stays or recovery periods from serious illness. The office also handles dental and vision insurance for individuals and families in the local community. Supplemental accident plans and critical illness policies are among the specific services it arranges for area residents.
Michael Garland - State Farm Insurance Agent provides supplemental insurance coverage designed to fill gaps left by primary health policies in the Fairfield, Ohio area. Their service includes consultation to help clients understand policy options and assistance with claims processing for medical or accident-related expenses. They also offer policy reviews to ensure coverage remains appropriate over time. This agent services single-family homes, apartments, retail locations, and restaurants, helping them manage uncovered costs from injuries or critical illnesses.
Serving homeowners and property managers, Lighthouse Agency Insurance provides supplemental insurance plans to help cover gaps in major medical policies, such as accident, critical illness, and hospital indemnity coverage. These plans offer fixed cash benefits directly to policyholders when specific health events occur, assisting with deductibles or everyday expenses. Operating from its office in Fairfield, Ohio, the agency assists clients throughout Fairfield and also extends its services to neighboring Hamilton.
Serving Fairfield, Ohio, and the surrounding communities in Butler County, 1st Choice Insurance Agency LLC handles supplemental insurance policies for local residents. This includes coverage options designed to fill gaps left by primary medical plans, such as accident, critical illness, and hospital indemnity insurance. The agency typically begins each client relationship with a thorough assessment of existing coverage to identify specific needs, then presents clear policy options without pressure.
As Fairfield families face unexpected medical bills or income gaps from illness or injury, Dylan Woodruff - State Farm Insurance Agent helps local residents explore supplemental insurance options. This agency focuses on policies designed to cover expenses that primary health plans may not address, such as accident or hospital indemnity coverage. The agent reviews each household's existing coverage and financial situation before recommending possible plans. An initial consultation allows clients to discuss their needs and examine policy details before making any decisions.
Some supplemental insurance plans cover a single hospital stay or procedure with a one-time payment, while others offer recurring benefits for ongoing needs like accident recovery or critical illness treatment. Pierce Brown - State Farm Insurance Agent in Fairfield, OH helps clients navigate these choices as a supplemental insurance agent. Service runs on an as-needed basis, allowing customers to schedule a consultation whenever they wish to review or update their current coverage.
Globe Insurance Agency serves the Fairfield, Ohio, area by helping residents find supplemental insurance coverage that fills gaps in their primary health or medicare plans. Commercial clients also receive support in and around the city, with focused assistance on understanding policy details and claims processes. Each appointment includes a thorough review of current needs. Follow-up visits allow agents to adjust coverage as circumstances change, providing continuing service between regular check-ins.
Serving the Fairfield area, The Cincinnati Insurance Companies offers supplemental insurance policies that address gaps left by primary health coverage. Its services include providing financial support for unexpected medical costs, critical illness events, and accident-related expenses. The agency works with local residents to explain coverage options and assist with claims filing through straightforward guidance. This supplemental insurance agent helps clients manage financial strain during fall and winter months when seasonal illnesses or cold-weather injuries often arise.
Preferred-Protectors Insurance Agency in Fairfield, OH is known for helping clients fill gaps in their primary health coverage. The agency offers supplemental insurance plans, including policies for accident, critical illness, and hospital indemnity. These plans provide additional financial support for deductibles, copays, and out-of-pocket expenses that major medical insurance may not cover. Agents work with individuals and families to identify specific coverage needs and budget constraints. For customers with high-deductible health plans, the agency can add on a fixed-benefit hospital confinement policy to cover daily costs during a stay.
Nationwide Insurance: Armando Arredondo in Fairfield, OH offers core supplemental insurance coverage to help fill gaps left by primary health plans. These policies address specific needs like accident recovery, critical illness costs, and hospital confinement expenses. By providing dedicated add-on protection, the agency ensures clients have additional financial support during medical events. This locally focused office serves a range of commercial sectors, including offices, warehouses, and food service businesses in the Fairfield area.
What Does a a Supplemental Insurance Agent in Fairfield Cost?
Supplemental insurance costs in Ohio vary by plan type, age, and carrier. For example, Medigap Plan G premiums for a 65-year-old in Fairfield often range from $120 to $200 per month. Accident or hospital indemnity plans may cost $30 to $80 per month. These are estimates only; your actual cost depends on your specific situation and chosen policy. This is general information and not insurance advice.
About supplemental insurance agents in Fairfield
Supplemental insurance agents in Fairfield, Ohio help residents choose Medigap, accident, or critical illness policies to cover out-of-pocket costs. Ohio law requires Medigap policies to follow federal guidelines and offers a six-month open enrollment period starting when you turn 65. Local agents can explain how Ohio-specific regulations affect your coverage options.
Frequently Asked Questions
What is a supplemental insurance agent in Fairfield?
A supplemental insurance agent in Fairfield helps you buy policies that fill gaps in your primary health insurance, such as Medicare Supplement plans or hospital indemnity coverage. They are licensed in Ohio and can compare plans from different carriers.
When can I enroll in a Medigap plan in Ohio?
In Ohio, you have a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums based on health conditions.
Do Ohio agents charge fees for their services?
Most supplemental insurance agents in Ohio are paid commissions by the insurance company, not by you. You typically do not pay a separate fee for their help, though policy premiums vary by plan and provider.
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