The top-rated supplemental insurance agent in Kettering, Ohio is Becki Taylor - State Farm Insurance Agent, rated 4.9 stars across 253 reviews. Other highly rated options include Eric Evans - State Farm Insurance Agent, Mindful Medicare Solutions- Robin Sisk, Ramos Ratliff Insurance Agency. This directory lists 14 supplemental insurance agents serving Kettering.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Becki Taylor - State Farm Insurance Agent | 215 E Stroop Rd | (937) 438-3400 |
| 2 | Eric Evans - State Farm Insurance Agent | 1649 E Stroop Rd | (937) 298-1011 |
| 3 | Mindful Medicare Solutions- Robin Sisk | 5540 Far Hills Ave | (937) 766-1965 |
| 4 | Ramos Ratliff Insurance Agency | 1389 E Stroop Rd | (937) 545-8183 |
| 5 | Rathweg Insurance Associates, Inc. | 2212 S Patterson Blvd | (937) 296-9393 |
| 6 | Robert K. Jones Insurance Agency, LTD. | 3809 Wilmington Pike #100 | (937) 294-2600 |
| 7 | Spectrum Insurance Agency | 1625 Springhill Ave | (937) 643-0081 |
| 8 | Finch Insurance Agency | 3058 Woodman Dr | (937) 583-6100 |
| 9 | Walt Kremer Insurance | 4080 Marshall Rd | (937) 298-0105 |
| 10 | Simpkins-Dellis Insurance Agency | 3970 Shroyer Rd | (937) 294-2724 |
Becki Taylor - State Farm Insurance Agent serves the Kettering, OH, area. This agency specializes in supplemental insurance policies designed to fill coverage gaps that major medical plans often leave. Residents can explore options that provide additional financial protection for unexpected health events or critical illnesses. Policies are structured to offer benefits that pay directly to the policyholder, helping manage deductibles and out-of-pocket costs. Common services handled here include Medicare Supplement plans and Accident Medical coverage.
Eric Evans - State Farm Insurance Agent in Kettering, OH, provides a range of supplemental insurance services designed to fill gaps in primary coverage. Its service approach involves personalized consultations to assess individual needs and maintenance of policies through regular plan reviews and updates. The company assists with claims processing and coordinates directly with clients to ensure smooth administration of benefits. It services a variety of properties, including single-family homes, apartments, retail stores, and restaurants.
Homeowners and individuals in Kettering, OH, seeking to bridge gaps in their original health coverage rely on this local supplemental insurance agent. Mindful Medicare Solutions- Robin Sisk provides guidance on Medicare Advantage and Medigap plans tailored to specific medical needs and budgets. These supplemental insurance options help cover copayments, deductibles, and other out-of-pocket costs that can arise. The agency also assists clients throughout the enrollment and annual review processes. Service extends to nearby Centerville and surrounding communities in the Dayton metropolitan area.
Ramos Ratliff Insurance Agency serves Kettering, Ohio, and the surrounding communities with supplemental insurance solutions. The agency handles a range of gap coverage policies that help individuals manage out-of-pocket costs not covered by primary health plans. Their focus includes policies for accidents, critical illness, and hospital indemnity. For each client, the agency generally reviews existing coverage, identifies gaps, and presents tailored options that align with individual needs and budgets through a straightforward, consultative process.
Rathweg Insurance Associates, Inc. distinguishes between one-time policies for immediate needs and recurring coverage plans that provide ongoing financial protection. Located in Kettering, OH, this agency assists individuals in navigating supplemental insurance options, which help cover expenses that primary health policies may leave unpaid. The agent explains how different plans address gaps in hospitalization, accident, or critical illness costs, allowing clients to select based on their budget and risk exposure. Service is available on a scheduled basis by appointment, or as needed for policy reviews and claims support.
Robert K. Jones Insurance Agency, LTD. in Kettering, OH specializes in supplemental insurance products that bridge coverage gaps left by major medical plans. It also assists clients with general insurance needs, helping them evaluate their overall coverage and identify potential vulnerabilities. The agency works with individuals to design plans that protect against unexpected out-of-pocket costs and income loss. During open enrollment periods, it helps residents review and adjust their policies to ensure adequate protection for the upcoming year.
As winter weather brings a heightened risk of slips and illnesses, residents of Kettering, Ohio seek ways to manage unexpected healthcare costs. Spectrum Insurance Agency provides supplemental insurance options that can help cover deductibles and out-of-pocket expenses not paid by standard health plans. The agency focuses on explaining policy benefits clearly so clients understand their coverage choices. An initial consultation allows the agent to review an individual’s existing policies and assess their specific insurance needs.
Finch Insurance Agency provides supplemental insurance services to residents in the Kettering, Ohio area. Commercial coverage options are also available to local business clients throughout the surrounding region. These supplemental policies help fill gaps left by primary health insurance for common expenses such as deductibles and copays. The agency maintains ongoing contact with policyholders between regular scheduled visits, offering follow-up assistance to answer questions or adjust coverage as personal needs evolve over time.
Walt Kremer Insurance in Kettering, OH, assists individuals and businesses with essential coverage needs. As a supplemental insurance agent, the company specializes in additional policies that fill gaps left by standard health or life plans. These products help policyholders manage out-of-pocket expenses during unexpected events or medical treatments. The firm provides guidance for selecting appropriate supplemental options. Commercial sectors it can serve include offices requiring disability income protection, warehouses needing accident coverage, and food service businesses seeking critical illness insurance for their operations.
Simpkins-Dellis Insurance Agency, based in Kettering, OH, is known for offering supplemental insurance policies that help cover costs not included by primary health plans. The agency serves local residents seeking added financial protection for unexpected medical events or income loss. Their service range includes Medicare supplements, critical illness, and hospital indemnity plans. Additionally, they can add on a dental and vision coverage option to round out a client’s health security.
What Does a a Supplemental Insurance Agent in Kettering Cost?
Supplemental insurance agent services in Ohio are usually free to consumers because agents earn commissions from insurers. Medigap premiums vary by plan type age and location. For a 65-year-old in Kettering Plan G may cost 120 to 200 dollars per month. Plan N may cost 90 to 150 dollars per month. Costs change each year and depend on the insurance company. This is general information not insurance advice.
About supplemental insurance agents in Kettering
Supplemental insurance agents in Kettering Ohio help residents fill gaps in Medicare coverage. Ohio law allows a six-month Medigap open enrollment period starting when you turn 65 and enroll in Part B. Agents can explain plans like Plan G and Plan N that cover deductibles and copays.
Frequently Asked Questions
What is a supplemental insurance agent in Kettering Ohio?
A licensed agent helps you compare Medigap policies from private insurers. They explain Ohio-specific rules like guaranteed issue rights and enrollment windows. Agents do not work for the government.
When can I enroll in a Medigap plan in Ohio?
You have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. Outside this window insurers may use medical underwriting. Ohio law also provides guaranteed issue rights in certain situations like losing employer coverage.
Do I need a supplemental plan if I have Medicare Advantage in Ohio?
No. Medicare Advantage plans already include Part A and Part B coverage. You cannot use a Medigap plan to pay Advantage plan costs. Agents can help you choose between Original Medicare with Medigap or Medicare Advantage.
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