The top-rated supplemental insurance agent in Lancaster, Ohio is Miller Insurance & Financial Group,LLC, rated 4.9 stars across 88 reviews. Other highly rated options include Bill Palmer Insurance Inc, Wentz Insurance Agency Inc, Frear Insurance Services Inc. This directory lists 20 supplemental insurance agents serving Lancaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miller Insurance & Financial Group,LLC | 804 W Fair Ave | (740) 653-4339 |
| 2 | Bill Palmer Insurance Inc | 725 E Main St | (740) 687-5733 |
| 3 | Wentz Insurance Agency Inc | 1601 E Main St | (740) 653-5535 |
| 4 | Frear Insurance Services Inc | 343 E Main St | (740) 653-1236 |
| 5 | McGlothin Insurance & Financial Services | 110 N Columbus St Ste 107 | (740) 653-5230 |
| 6 | Mitchell Insurance Agency | 1518 E Main St | (740) 687-6258 |
| 7 | Shelter Insurance - Robert Pritchard | 169 W Fair Ave A | (614) 527-5848 |
| 8 | Tom Mertz Insurance | 345 E Main St | (740) 687-1010 |
| 9 | Brightway Insurance, The Kaminsky Agency | 1424 Ety Pointe Dr NW | (740) 654-7782 |
| 10 | Otto Insurance Group | 110 E Main St | (740) 653-4004 |
Miller Insurance & Financial Group, LLC serves the Lancaster, Ohio, area as a supplemental insurance agent. The company helps clients address financial gaps that major medical plans often leave uncovered. Its advisors work with individuals and families to review their existing coverage and identify ways to manage out-of-pocket expenses. They focus on policies that provide additional protection for unexpected health events or routine care. The agency specifically handles hospital indemnity plans and accident insurance policies for local residents.
Bill Palmer Insurance Inc in Lancaster, OH offers a range of supplemental insurance products designed to fill gaps in primary health coverage. Its service approach helps clients understand policy options for accident, critical illness, and hospital indemnity needs. The agency also provides ongoing support for policy maintenance and claims assistance. These plans serve homeowners protecting their personal assets, individual renters, small apartment investors, and operators of local retail stores and restaurants.
Wentz Insurance Agency Inc in Lancaster serves homeowners, property managers, and small business owners who need specific coverage for gaps in standard plans. As a supplemental insurance agent, the agency offers policies such as accident, critical illness, and hospital indemnity to fill these financial voids. Its work helps local clients avoid out-of-pocket costs from deductibles and coinsurance. The agency also extends its supplemental insurance services to clients throughout Fairfield County and the surrounding areas near Pickerington.
Frear Insurance Services Inc serves the Lancaster, Ohio area and surrounding communities, handling supplemental insurance needs for local residents. The agency focuses on policies that fill gaps left by major medical plans, such as coverage for accidents, critical illnesses, and hospital indemnity. It assists clients in reviewing existing health insurance to identify potential financial exposures from deductibles and copayments. Lending its expertise, the company typically evaluates a client’s current coverage gaps and recommends specific supplemental plans to offset those risks.
Specializing in accident, critical illness, and hospital indemnity policies, McGlothin Insurance & Financial Services serves as a supplemental insurance agency in Lancaster, OH. It helps local residents fill gaps in their primary health coverage, offering options to manage out-of-pocket expenses and unexpected deductibles. The agency guides clients through plan selection with straightforward advice. As warmer months increase outdoor activity and related injury risks, it assists by securing individual accident plans to provide financial protection for emergency room visits and treatment.
Residents of Lancaster, OH choose between one-time policy enrollments and ongoing service adjustments when working with a supplemental insurance agent. Mitchell Insurance Agency provides coverage that helps fill gaps left by major medical plans, such as accident or hospital indemnity policies. These options can address costs that primary insurance may not fully cover. The agency structures its support to match client preferences, so service either occurs as a single appointment, follows a scheduled schedule for review, or is available as needed whenever a client requests assistance.
Shelter Insurance - Robert Pritchard in Lancaster, OH provides supplemental insurance primarily to residential clients throughout the local area, addressing gaps left by standard health plans with various product options. The agency also extends commercial coverage to small businesses in and around Lancaster, ensuring appropriate supplemental protection for different operational needs. Service continues between regular check-ins, as the agent typically follows up with policyholders to review coverage adjustments after life changes or claims events.
Tom Mertz Insurance works with individuals and small businesses to identify gaps in their standard health coverage, offering supplemental insurance plans designed to address those missing protections. Operating in Lancaster, OH, the agency focuses on providing these extra layers of financial security. These add-on policies can help cover costs often excluded from major medical plans. The agency serves various commercial sectors, including offices, warehouses, and food service operations.
As health needs shift with the changing seasons, many Lancaster residents look for coverage that fills the gaps left by major medical plans. Otto Insurance Group works as a supplemental insurance agent in this area, helping clients understand options such as accident or critical illness policies. The team focuses on clearly explaining how these individual plans can complement existing benefits without creating financial strain. A standard next step for anyone interested involves a brief in-person or phone inspection to review current coverage and discuss potential gaps.
What Does a a Supplemental Insurance Agent in Lancaster Cost?
Supplemental insurance costs in Ohio vary by plan type age and location. Medigap Plan G premiums in Lancaster typically range from 100 to 250 dollars per month for a 65-year-old. Medicare Advantage plans often have lower monthly premiums but may include copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in Lancaster
Supplemental insurance agents in Lancaster Ohio help residents choose Medigap or Medicare Advantage plans to cover costs not paid by Original Medicare. Ohio law provides a six-month Medigap open enrollment period starting when you turn 65 and enroll in Part B. During this time you cannot be denied coverage or charged more due to health conditions.
Frequently Asked Questions
What is a supplemental insurance agent in Lancaster Ohio?
A supplemental insurance agent in Lancaster Ohio is a licensed professional who helps you compare and enroll in Medigap or Medicare Advantage plans. These agents work with multiple insurance carriers to find a plan that fits your needs and budget.
When can I enroll in a Medigap plan in Ohio?
In Ohio you have a six-month Medigap open enrollment period that starts the month you are 65 and enrolled in Medicare Part B. During this time you have guaranteed issue rights meaning you cannot be turned down for any Medigap policy regardless of health.
Do I need a supplemental insurance agent if I already have Medicare?
Many people in Lancaster use a supplemental insurance agent to understand their options because Original Medicare does not cover all costs. An agent can explain the differences between Medigap plans and Medicare Advantage plans and help you avoid penalties or gaps in coverage.
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