The top-rated supplemental insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Nick Perrico, Sr. - State Farm Insurance Agent, Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office). This directory lists 14 supplemental insurance agents serving Lorain.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Neil Elkins - State Farm Insurance Agent | 1812 Cooper Foster Park Rd | (440) 282-2001 |
| 2 | Nick Perrico, Sr. - State Farm Insurance Agent | 6401 S Broadway | (440) 233-8501 |
| 3 | Charles Chapman - State Farm Insurance Agent | 4340 N Leavitt Rd F | (440) 985-1405 |
| 4 | Robert Taylor Insurance (Lorain Office) | 2063 N Ridge Rd | (440) 277-5191 |
| 5 | Chris Arnott Agency Inc. | 4789 N Leavitt Rd Suite D | (440) 723-2991 |
| 6 | Cathie Halko - State Farm Insurance Agent | 1065 N Ridge Rd W | (440) 233-6157 |
| 7 | Lighthouse Insurance Agency | 4789 N Leavitt Rd Suite D | (440) 984-3463 |
| 8 | Janasko Insurance | 562 Broadway | (440) 245-6268 |
| 9 | The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu) | 520 Broadway | (440) 776-8900 |
| 10 | Somers Agency LLC | 5311N N Leavitt Rd Ste 100 | (440) 324-3447 |
Neil Elkins, serving Lorain County, Ohio, offers supplemental insurance agent services to local residents. This agency provides policies that fill coverage gaps left by major medical plans. Supplemental insurance can support individuals with out-of-pocket expenses during unexpected health events. Clients may explore options for accident and hospital indemnity coverage through this local office. The agency also assists with critical illness policies designed to provide financial support during serious medical diagnoses.
Nick Perrico, Sr. - State Farm Insurance Agent in Lorain, Ohio, provides supplemental insurance solutions designed to help cover gaps left by primary health or life policies. The agency assists local residents in selecting and managing customized plans that address specific financial protection needs. Regular policy reviews and claims support are part of its ongoing service to ensure clients receive appropriate coverage. It services single-family homes, apartments, retail locations, and restaurants throughout the Lorain area.
Charles Chapman - State Farm Insurance Agent serves the Lorain, Ohio area and its surrounding communities. As a supplemental insurance agency, it handles policies designed to fill gaps in primary health, life, or disability coverage. These policies help clients manage deductibles, copays, and income loss from illness or injury. The agent typically works closely with each client to review existing coverage, identify specific coverage needs, and then recommend a tailored supplemental plan that addresses those financial exposures without duplicating benefits.
Homeowners, property managers, and local business owners in the Lorain area use Robert Taylor Insurance for their supplemental insurance needs. The agency focuses on policies that fill gaps left by major medical or property coverage, helping clients manage out-of-pocket costs and unexpected expenses. These services are designed to provide additional financial protection for everyday risks and events not fully covered by primary plans. The firm also serves clients in the surrounding communities of Elyria and Sheffield Lake.
Chris Arnott Agency Inc. specializes in connecting Lorain residents with supplemental insurance plans that help fill coverage gaps left by primary health policies. The agency works with individuals and families to explain options for added financial protection against out-of-pocket medical expenses. Dedicated to serving the local community, it guides clients through plan details and enrollment procedures with clear, personalized assistance. As the colder months approach, it helps clients review their existing policies to check for adequate coverage against winter-related accidents and seasonal illnesses.
Some prospective clients prefer a single visit to address an immediate gap in coverage, while others establish an ongoing relationship that evolves with their changing needs. From hospital indemnity plans to accident insurance, supplemental insurance fills voids that primary health policies leave behind. This agency serves Lorain, OH, offering policies that provide cash benefits for specific medical events. Service operates on either a one-time or as-needed basis, depending on the policyholder’s preference for managing their financial protection.
As winter weather settles over Lorain, gaps in standard health plans can become apparent, leaving local residents with unexpected out-of-pocket costs. Lighthouse Insurance Agency addresses these shortfalls by specializing in supplemental coverage designed to fill what Medicare or primary insurance does not cover. Their focus includes policies for dental, vision, hospital indemnity, and critical illness needs common among older adults in the area. For anyone evaluating their current coverage, the agency starts each new client relationship with a straightforward initial-assessment meeting to review existing plans.
Janasko Insurance provides supplemental insurance solutions to residents of Lorain, Ohio. These policies fill gaps in primary coverage by offering additional financial protection for specific needs, such as accident recovery or critical illness expenses. The agency helps clients navigate these optional policies through local market knowledge. Its services are available to various commercial sectors, including offices, warehouses, and food service businesses, ensuring these different work environments can access the appropriate add-on coverage for their operations.
Serving residential clients in Lorain, Ohio, The Liberty Company Insurance Brokers, formerly Nationwide Insurance: Sam J Saraniti Clu, brings supplemental insurance agency services directly to local homeowners. Commercial coverage options are also extended to area businesses, ensuring broader community protection. Their service area encompasses Lorain and the surrounding communities, focusing on personalized policy consultations. After each enrollment or claim assistance, they coordinate follow-up contact to address any ongoing needs between their regular client visits.
Somers Agency LLC, located in Lorain, OH, is known for providing supplemental insurance solutions that help fill the gaps left by primary health coverage. The agency offers a range of voluntary insurance products designed to support individuals and families with unexpected medical costs and income loss. Clients can access policies for accidents, critical illness, and hospital indemnity, each tailored to provide financial protection. A specialty service the agency can add on is a cancer or specific-disease insurance plan for extra security.
What Does a a Supplemental Insurance Agent in Lorain Cost?
Medigap plan premiums in Ohio vary by company location and your age. Monthly costs typically range from 50 to 300 dollars for standard Medigap plans in Lorain County. Some plans may have higher premiums for older enrollees or those who buy outside the open enrollment period. This is general information and not insurance advice.
About supplemental insurance agents in Lorain
Supplemental insurance agents in Lorain, Ohio help residents find Medigap and Medicare Supplement plans that cover costs not paid by Original Medicare. Ohio law provides a six-month Medigap open enrollment period starting when you turn 65 and enroll in Part B. Local agents can explain plan options and compare rates from multiple carriers serving Lorain County.
Frequently Asked Questions
What is a supplemental insurance agent in Lorain?
A supplemental insurance agent in Lorain helps you compare and enroll in Medicare Supplement plans also called Medigap. These agents are licensed in Ohio and can explain how plans fill gaps in Original Medicare coverage.
When can I enroll in a Medigap plan in Ohio?
Ohio law gives you a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Do I need a supplemental insurance agent if I have Medicare Advantage?
If you have a Medicare Advantage plan you cannot also buy a Medigap policy. An agent can help you compare Medicare Advantage and Medigap options to choose the right coverage for your needs.
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