The top-rated truck insurance agent in Brighton, Colorado is Colorado Prestige Insurance Group, rated 4.8 stars across 265 reviews. Other highly rated options include Melissa Rippy: Allstate Insurance, TAG-RH Agency Inc, Strongs Insurance Agency. This directory lists 20 truck insurance agents serving Brighton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Colorado Prestige Insurance Group | 55 S 4th Ave | (303) 659-4744 |
| 2 | Melissa Rippy: Allstate Insurance | 220 Pavilions Pl Unit D | (303) 219-1470 |
| 3 | TAG-RH Agency Inc | 29 N Main St Ste 111 | (303) 456-6800 |
| 4 | Strongs Insurance Agency | 51 S 1st Ave | (303) 659-3762 |
| 5 | JnR Insurance Agency Powered by YourPolicy | 21 N 1st Ave suite #140 | (720) 773-5574 |
| 6 | Hessling Insurance Agency | 605 S Kuner Rd #102 | (720) 403-3974 |
| 7 | F.M. Zamora Agency, Inc. American Family Insurance | 467 S 4th Ave | (303) 655-1300 |
| 8 | Michael Schliep Agency, Inc | 1594 E Bromley Ln | (303) 659-9065 |
| 9 | Aztec Insurance Agency III | 172 E Bridge St | (303) 655-8300 |
| 10 | Fred Loya Insurance | 1563A E Bridge St | (303) 655-8282 |
Colorado Prestige Insurance Group serves the greater Brighton, Colorado, metro area as a truck insurance agent. It helps commercial truck operators secure coverage tailored to the specific demands of freight transportation along Front Range routes. Policies address liability protection required by federal and state regulations. The agency also assists with physical damage coverage for tractors and trailers. In this region, Colorado Prestige Insurance Group focuses on providing cargo insurance and workers compensation policies for fleet owners.
Melissa Rippy: Allstate Insurance in Brighton, CO, provides truck insurance policies tailored for commercial vehicles operating in local and regional areas. Its coverage options help protect drivers and their assets on the road. The agency assists with policy adjustments and filing claims to maintain safe vehicle operations. It serves a variety of commercial property types, including single-family homes, apartments, retail spaces, and restaurants.
TAG-RH Agency Inc serves commercial trucking businesses in Brighton, Colorado, offering insurance coverage tailored for Class 8 tractors, box trucks, and specialized haulers. The agency assists owner-operators and small fleets with policies that address liability, physical damage, and cargo protection. In addition to assisting local Brighton-based truckers, the agency also covers operators working along the I-76 corridor through Fort Lupton and the surrounding northern metro area.
Strongs Insurance Agency serves Brighton, Colorado, and the surrounding communities along the Front Range. The agency handles commercial truck insurance coverage for local and regional operators. Policies address liability, physical damage, cargo protection, and required filings. Each client’s fleet size and route profile are reviewed individually to match appropriate limits and deductibles. The agency maintains a focused approach by first assessing the trucker’s operational risks, then layering the necessary coverage to meet compliance and business continuity needs.
JnR Insurance Agency Powered byYourPolicy, serving the Brighton area, distinguishes between one-time policy placements and recurring service for active commercial fleets. Coverage options typically include liability, physical damage, and cargo protection for long-haul or regional trucks. Truck insurance agents here help clients meet state financial responsibility requirements while tailoring policy limits to specific operational risks. This agency adjusts its offerings based on whether a business needs occasional transportation coverage or continuous protection. Service runs on both a scheduled basis for policy renewals and as-needed for new vehicle additions or endorsements.
Hessling Insurance Agency in Brighton, CO focuses on connecting commercial drivers with coverage that addresses operational risks on the road. This truck insurance agent offers policies that can bundle liability protection with cargo and physical damage add-ons. The agency works with owner-operators and fleets to find plans meeting varying hauling needs. Dedicated account management helps clients stay current with changing regulations. The company serves local commercial sectors such as offices, warehouses, and food service establishments that require reliable delivery insurance.
Spring in Brighton often brings increased road construction, requiring commercial drivers to reassess their coverage needs for new liability exposures. F.M. Zamora Agency, Inc. American Family Insurance serves local trucking operators by reviewing policies against seasonal hauling changes, from agricultural equipment transport to material delivery schedules. The agency evaluates vehicles’ commercial use patterns, ensuring compliant liability limits for regional routes and cargo types. Truck insurance agents here routinely verify driver record requests and bond filings before policy binders are issued, beginning with a face-to-face equipment inventory inspection.
Michael Schliep Agency, Inc is a truck insurance agent in Brighton, Colorado, known for helping local owner-operators and small fleets meet mandatory liability requirements. The agency works with carriers that understand the specific risks of commercial trucking across the Front Range and into neighboring states. Policies typically include primary liability, cargo coverage, and physical damage protection. For added on specialty service, the agent can arrange non-trucking liability coverage for bobtail operations and personal use of the vehicle.
Aztec Insurance Agency III serves the Brighton area as a truck insurance agent, beginning with dedicated service tailored to local commercial fleets. It also handles specialized coverage for heavy-haul and over-the-road operators navigating regional routes. The agency works to craft policies that address Colorado's unique driving conditions and regulatory requirements. Clients typically reach out for initial policy setup and then rely on the agency for follow-up adjustments to coverage after quarterly safety reviews or between regular vehicle maintenance inspections.
Fred Loya Insurance in Brighton, Colorado serves as a truck insurance agent specializing in coverage for commercial vehicles, including long-haul rigs and local delivery trucks. The agency assists owner-operators and fleet managers with policies tailored to the unique demands of the road, providing risk assessment and liability protection for their clients. It guides carriers through regulatory compliance for intrastate and interstate operations. As winter creates hazardous conditions across I-76, the agent helps secure coverage for sleet and ice-related accident claims.
What Does a a Truck Insurance Agent in Brighton Cost?
Truck insurance costs in Colorado typically range from 800 to 2000 dollars per month for a single semi-truck, depending on driving record, cargo type, and annual mileage. Factors like operating in the Denver metro area or hauling heavy loads can increase premiums. Policies with higher liability limits and physical damage coverage cost more but provide better protection. This is general information and not insurance advice.
About truck insurance agents in Brighton
Truck insurance agents in Brighton, Colorado help owner-operators and fleet managers find coverage that meets state requirements. Colorado law mandates minimum liability limits of 25/50/15 for commercial trucks, though most agents recommend higher limits for full protection. Brighton agents understand local routes and the specific risks of hauling along I-76 and E-470.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Brighton Colorado?
Colorado requires commercial trucks to carry at least 25000 dollars in bodily injury liability per person, 50000 dollars per accident, and 15000 dollars in property damage liability. Trucks hauling hazardous materials or operating interstate must meet federal minimums set by the FMCSA.
How do I find a truck insurance agent in Brighton Colorado?
You can search online for local independent agents who specialize in commercial auto policies. Many Brighton agents work with multiple carriers to compare rates for your specific truck type, driving history, and cargo.
Does Colorado require underinsured motorist coverage for trucks?
Colorado does not require underinsured motorist coverage for commercial trucks, but insurance agents often recommend it. This coverage protects you if a driver with low limits causes an accident and cannot pay for your damages.
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