The top-rated truck insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, Josh Chase - State Farm Insurance Agent. This directory lists 17 truck insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 806 S Public Rd #102 | (303) 660-0470 |
| 2 | Shawn Hughes - State Farm Insurance Agent | 2676 Northpark Dr STE 100 | (303) 665-4600 |
| 3 | Jim Plane - State Farm Insurance Agent | 1319 W Baseline Rd #201b | (720) 890-5916 |
| 4 | Josh Chase - State Farm Insurance Agent | 1200 W South Boulder Rd Ste 202 | (303) 450-8100 |
| 5 | The Woods Insurance Group: Allstate Insurance | 100 E Chester St | (303) 443-9988 |
| 6 | Shelter Insurance - Jo Peters | 808 S Public Rd # 203 | (303) 666-0828 |
| 7 | Marc Sisler - State Farm Insurance Agent | 1345 Plaza Ct N #1a | (303) 993-6067 |
| 8 | Rocky Mountain Insurance Center | 1361 Forest Park Cir #105 | (720) 335-6872 |
| 9 | Farmers Insurance - Daniel Coons | 1225 Cimarron Dr Unit 201 | (303) 665-2752 |
| 10 | Farmers Insurance - Jason Tichota | 2590 Trailridge Dr E Ste 100 | (720) 438-7878 |
Inszone Insurance Services serves Lafayette, Colorado, and its surrounding areas as a truck insurance agent. The agency assists local transportation businesses in securing essential coverage for their commercial vehicles. Trucking operations in this region face distinct safety and regulatory requirements. Working with a specialized agent helps ensure that policies address these specific industry conditions. Common needs include liability protection and physical damage coverage for over-the-road trucks. Inszone also handles coverage tailored toward cargo, non-trucking liability, and motor truck cargo risks for area clients.
Shawn Hughes - State Farm Insurance Agent in Lafayette, CO offers a complete range of commercial truck insurance services tailored for local businesses. Policies cover liability, physical damage, cargo, and roadside assistance to keep fleets operating smoothly. Service plans include regular policy reviews and claims assistance to adjust coverage as needs change. This agent works with a variety of property types, including single-family homes, apartments, retail stores, and restaurants.
Jim Plane - State Farm Insurance Agent serves homeowners, businesses, and property managers in Lafayette, CO, offering truck insurance policies tailored for commercial vehicles. This agency helps clients secure liability, collision, and comprehensive coverage to protect their rigs and cargo on Colorado roadways. Routine policy reviews and claims support are provided to ensure adequate protection as trucking needs change. Local operators benefit from an agent familiar with regional traffic and weather risks. Service also extends to nearby Louisville and the broader Boulder County area.
Serving Lafayette, Colorado, and the surrounding Boulder County communities, Josh Chase - State Farm Insurance Agent handles comprehensive truck insurance coverage. This local agency addresses the unique liability and physical damage risks faced by commercial truck operators navigating regional routes and interstate hauling. It structures policies to meet regulatory requirements while focusing on asset protection for owner-operators and small fleets. For each client, the agent begins with a thorough assessment of vehicle usage and cargo types to build a tailored policy.
Trucking operations in Lafayette may require either one-time policy support or ongoing coverage that adapts to changing fleet needs. The Woods Insurance Group: Allstate Insurance offers truck insurance tailored to local commercial routes and cargo requirements. Regular policy reviews help manage risk for both long-haul and regional haulers. Service runs on a scheduled basis to align with renewal cycles and regulatory updates.
With winter weather arriving in Lafayette, local truck operators face increased risks on I-25 and Front Range mountain passes. Shelter Insurance - Jo Peters helps commercial drivers secure appropriate coverage for cargo loss or vehicle damage during hazardous conditions. The agency also addresses liability protection for property and personal injury claims common during icy months. Services include customizing policies for seasonal hauling shifts in the region. An initial assessment begins with an inspection of the truck’s safety equipment and driving record review.
Based in Lafayette, Colorado, Marc Sisler’s State Farm agency supplies truck insurance agents to address the specific liability and physical damage exposures of commercial vehicle operators. The agency also facilitates the purchasing of general personal and business insurance policies for local clients. Professional truck insurance service involves advising on cargo coverage limits and reviewing regional compliance risks. This agency can help Lafayette truckers address the increased claim exposure from winter weather or summer road construction debris.
Situated in Lafayette, Colorado, Rocky Mountain Insurance Center provides truck insurance services to local commercial operators. Its specialty encompasses tailored coverage for cargo, physical damage, and liability risks specific to over-the-road vehicles. This agency also assists clients in navigating regional regulations and policy requirements common to the Front Range logistics sector. Commercial sectors it can serve include offices, warehouses, and food service establishments needing fleet protection.
Farmers Insurance - Daniel Coons in Lafayette, CO, is known for providing commercial truck insurance policies tailored to local owner-operators and small fleets. Its service range covers liability, physical damage, and cargo coverage for vehicles operating within Colorado’s front range and mountain routes. The agency also assists clients with risk management advice specific to regional driving conditions. An added specialty service the company can offer is occupational accident coverage for independent contractors working under a trucking authority.
Farmers Insurance - Jason Tichota in Lafayette, CO offers residential truck insurance to local owners, covering personal-use pickups and larger vehicles used for daily driving. The agency also provides commercial truck insurance for smaller business fleets and independent operators in the Lafayette area and surrounding Boulder County communities. Coverage consultations are tailored to each customer’s specific vehicle use and cargo needs. The office encourages clients to check in for policy adjustments or renewals between regular scheduled visits to keep protection current.
What Does a a Truck Insurance Agent in Lafayette Cost?
Truck insurance costs in Colorado vary widely based on driving record, cargo type, annual mileage, and coverage limits. A typical owner-operator might pay between 8 thousand and 15 thousand dollars per year for basic liability and physical damage coverage. Fleet policies can cost more depending on the number of vehicles and drivers. This is general information, not insurance advice.
About truck insurance agents in Lafayette
Truck insurance agents in Lafayette Colorado help owner-operators and fleet managers meet state and federal insurance requirements. Colorado law mandates minimum liability coverage of 25 thousand dollars for bodily injury per person and 50 thousand dollars for total bodily injury per accident for commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage specific to Front Range routes and mountain driving conditions.
Frequently Asked Questions
What insurance is required for commercial trucks in Colorado?
Colorado requires commercial trucks to carry liability insurance with minimum limits of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. Property damage liability of 15 thousand dollars is also required. Higher limits may be needed for interstate operations or hazardous materials.
How do I find a truck insurance agent in Lafayette Colorado?
You can search online for independent agents in Lafayette who specialize in commercial auto or trucking insurance. Many local agencies offer free quotes and can explain Colorado-specific coverage needs like uninsured motorist protection and medical payments coverage.
Does Colorado require underinsured motorist coverage for trucks?
Colorado law requires insurers to offer uninsured and underinsured motorist coverage for commercial auto policies. You can reject this coverage in writing, but it is often recommended for truck drivers to protect against accidents with underinsured drivers.
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