The top-rated truck insurance agent in Fort Collins, Colorado is Fort Collins Insurance, rated 4.9 stars across 341 reviews. Other highly rated options include Ben Parsons - State Farm Insurance Agent, IMA Select, Agate Insurance. This directory lists 18 truck insurance agents serving Fort Collins.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fort Collins Insurance | 4025 Automation Way E3 | (970) 204-4553 |
| 2 | Ben Parsons - State Farm Insurance Agent | 2121 Midpoint Dr #301a | (970) 484-3600 |
| 3 | IMA Select | 3500 John F Kennedy Pkwy Suite 205 | (970) 204-0044 |
| 4 | Agate Insurance | 145 N College Ave Suite B | (970) 682-1758 |
| 5 | Erin LeVan - State Farm Insurance Agent | 140 Boardwalk Dr UNIT E | (970) 372-2919 |
| 6 | Shanti Insurance Services | 19 Old Town Square | (970) 834-3668 |
| 7 | Kevin Best - State Farm Insurance Agent | 608 E Harmony Rd #201 | (970) 223-7254 |
| 8 | ABC Insurance Agency | 121 E Swallow Rd | (970) 484-3200 |
| 9 | AAA Ft. Collins | 3636 S College Ave | (970) 266-1831 |
| 10 | Harmony Insurance Advisors, Inc. | 2580 E Harmony Rd #201 | (970) 999-0488 |
Fort Collins Insurance serves businesses and owner-operators throughout the Fort Collins, CO, metro area as a local truck insurance agent. The company assists clients in obtaining coverage for long-haul trucks, local delivery vehicles, and commercial fleets operating across northern Colorado. Policies address liability, physical damage, cargo, and general trucking risks. Motor truck cargo coverage and auto liability for heavy-duty tractors are among the specific services it arranges for the region’s trucking community.
Ben Parsons - State Farm Insurance Agent provides truck insurance services to commercial fleet operators and independent owner-operators in and around Fort Collins, Colorado. Policies are designed to cover liability, cargo, and physical damage, with maintenance plans that assist in managing renewals and adjusting coverage as fleets grow. The agency also offers personalized support for claims processing. Service is offered for a variety of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
IMA Select in Fort Collins serves commercial truck owners, fleet operators, and independent drivers in northern Colorado. The agency provides tailored liability coverage, physical damage protection, and cargo insurance for local and regional hauling needs. Policies address standard industry risks like roadside accidents and weather-related losses. Professional guidance helps clients navigate regulatory requirements specific to the state. The company also extends its truck insurance services to communities in Loveland and surrounding Larimer County.
Agate Insurance offers clients a choice between one-time policy placements for individual trucks or recurring service plans that cover ongoing fleet management needs. As a truck insurance agent in Fort Collins, CO, the agency helps commercial operators secure liability, cargo, and physical damage coverage tailored to local routes and regional freight requirements. Claims assistance and policy adjustments are supported by staff familiar with Colorado’s transportation regulations and common risk exposures. Service runs on either a scheduled renewal basis or as-needed for sudden coverage changes or new vehicle additions.
Erin LeVan - State Farm Insurance Agent in Fort Collins, CO, specializes in providing truck insurance coverage tailored to commercial vehicle needs. The agency also offers a full range of general personal and business insurance services to local clients. Truck insurance policies here address liability, cargo, and physical damage exposures common in this mountain region. As winter snow and ice create hazardous driving conditions along I-25 and front-range routes, the agency helps truck operators evaluate their coverage for seasonal storm-related risks.
With the mountain passes and plains of northern Colorado bringing fluctuating weather, commercial trucking operators need reliable coverage to keep their fleets moving. Shanti Insurance Services in Fort Collins offers tailored policies for independent drivers and small carriers, assessing liability limits, cargo protection, and physical damage risks. This focused approach helps local truckers comply with federal and state regulations while protecting their livelihood. The process begins with a straightforward review of the driver’s current coverage and operational routes to determine the most suitable protection plan.
Kevin Best - State Farm Insurance Agent in Fort Collins, CO, helps clients manage risks on the road through truck insurance policies. The company can address coverage for cargo, liability, and physical damage, plus specialized add-ons such as roadside assistance. Understanding local traffic patterns and seasonal weather is part of crafting appropriate protection. The agency serves commercial sectors needing dependable vehicle coverage, including offices with delivery fleets, warehouses managing logistics, and food service businesses dependent on transport.
ABC Insurance Agency serves residential clients in Fort Collins, Colorado, with truck insurance coverage. Their commercial policies also protect local business vehicles operating on area roads and highways. They design each plan to address the specific risks of regional truck driving. The agency provides ongoing support between regular visits, following up promptly after claims or policy changes to ensure continued coverage meets client needs.
Located in Fort Collins, Colorado, AAA Ft. Collins serves Fort Collins and the surrounding communities in northern Colorado. This agency handles truck insurance policies for local owner-operators and regional fleet operations across Larimer County and beyond, focusing on coverage tailored to commercial vehicle needs. The typical job is approached by first reviewing the specific routes and cargo types involved, then aligning coverage options to match those operational requirements precisely.
What Does a a Truck Insurance Agent in Fort Collins Cost?
Truck insurance costs in Colorado typically range from $800 to $3,000 per year for basic liability coverage on a single truck. Full coverage with physical damage and cargo insurance can cost $3,000 to $8,000 annually. Rates vary based on driving record, truck value, and annual mileage. This is general information, not insurance advice.
About truck insurance agents in Fort Collins
Truck insurance agents in Fort Collins help owner-operators and fleet owners find coverage that meets Colorado state requirements. Colorado law mandates minimum liability insurance of $300,000 for commercial trucks operating in the state. Local agents understand the specific risks of driving on I-25 and mountain passes near Fort Collins.
Frequently Asked Questions
What are the minimum insurance requirements for a commercial truck in Colorado?
Colorado requires commercial trucks to carry at least $300,000 in liability insurance. This covers bodily injury and property damage. Additional coverage like cargo insurance is often needed for full protection.
Do I need a special agent for truck insurance in Fort Collins?
Yes, a truck insurance agent specializes in commercial auto policies. They understand Colorado regulations and can help you find coverage for different truck types. This includes dump trucks, delivery vans, and long-haul rigs.
How does Colorado law affect truck insurance rates in Fort Collins?
Colorado has a high number of uninsured drivers, which can raise premiums. The state also has a 3-year lookback period for accidents and violations. Local agents can explain how these factors impact your specific quote.
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