The top-rated truck insurance agent in Grand Junction, Colorado is Farmers Insurance - Jesse Dryer, rated 4.9 stars across 1,151 reviews. Other highly rated options include Sean Brumelle - State Farm Insurance Agent, Ken Richards - State Farm Insurance Agent, Insurance Advisors Agency, Inc. This directory lists 20 truck insurance agents serving Grand Junction.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Jesse Dryer | 2777 Crossroads Blvd #2 | (970) 444-1111 |
| 2 | Sean Brumelle - State Farm Insurance Agent | 2910 I-70BL | (970) 523-9700 |
| 3 | Ken Richards - State Farm Insurance Agent | 2107 N 12th St | (970) 243-1000 |
| 4 | Insurance Advisors Agency, Inc | 1055 Main St | (970) 255-8240 |
| 5 | A Plus Auto Insurance | 3111 F Rd | (970) 812-4118 |
| 6 | Sterling Peaks Insurance Llc | 529 25 1/2 Rd suite b111 | (970) 314-9188 |
| 7 | D & D Insurance Inc | 155 W Rood Ave | (970) 242-1415 |
| 8 | Bird Family Insurance Agency | 125 Grand Ave | (970) 549-2500 |
| 9 | Shelter Insurance - Jordan Welch | 514 28 1/4 Rd UNIT 4 | (970) 986-8880 |
| 10 | LaVonne Gorsuch - State Farm Insurance Agent | 501 US-50 | (970) 243-1117 |
Farmers Insurance - Jesse Dryer serves truck owners and fleet operators throughout Mesa County and the Grand Junction area. The agency provides commercial truck insurance tailored to local driving conditions, weather patterns, and regional delivery routes. Policies cover liability, cargo protection, and physical damage for vehicles operating across Colorado's highways and mountain passes. The agency also handles specific truck insurance services such as non-trucking liability coverage for owner-operators.
Sean Brumelle serves as a local truck insurance agent in Grand Junction, CO, providing commercial auto and liability coverage for owner-operators and small fleets. Customized policies protect against cargo loss, physical damage, and roadside risks unique to regional hauls. While specific maintenance plans are not listed, the agency can advise on coverage that aligns with standard truck upkeep schedules. Clients typically include operators of dump trucks, flatbeds, and semis. The agency also services local commercial properties such as warehouses, machine shops, auto repair garages, and fleet storage yards.
Ken Richards - State Farm Insurance Agent serves local trucking businesses and commercial fleet operators. The agency offers liability, physical damage, and cargo coverage for trucks operating in the Grand Junction area. Policies are tailored to protect owner-operators and small to mid-sized transport companies from road and freight risks. The office also assists with commercial auto insurance and general business liability for independently owned trucking firms. In addition to serving Grand Junction, the agency covers commercial drivers and fleet owners in Fruita.
Serving Grand Junction and the surrounding Western Slope communities, the firm handles truck insurance for local operators including long-haul drivers and fleet owners. It provides coverage options addressing liability, physical damage, and cargo protection. In handling a typical job, the agency takes time first to understand each client’s specific routes, cargo types, and risk tolerance before assembling available insurance options that match those operational needs.
As winter weather arrives in Grand Junction, local trucking operations face increased risks on I-70 and mountain passes, making reliable insurance coverage essential. A Plus Auto Insurance offers policies tailored to commercial trucking needs, addressing liability, cargo, and physical damage. Their agents understand the specific regulations for Colorado carriers and work with drivers to adjust coverage as seasonal conditions change. The process begins with a comprehensive review of the vehicle and operational details, leading to an inspection and initial assessment of the policyholder’s requirements.
Sterling Peaks Insurance Llc provides tailored coverage for commercial trucks and fleets, addressing liability, cargo, and physical damage risks. Based in Grand Junction, Colorado, the agency serves local owner-operators and regional transportation businesses by assessing individual exposures and matching them with appropriate policies from established carriers. It advises clients on coverage adjustments to meet industry regulations and operational needs. As winter snow and icy passes create hazardous driving conditions on nearby mountain routes, the agency helps truckers evaluate protection against weather-related claims and roadside breakdowns.
Truck insurance agents in Grand Junction, CO, navigate the distinction between one-time single-trip policies for independent hauls and recurring commercial auto packages designed for regular fleets. D & D Insurance Inc works with local operators to secure coverage against cargo damage, liability, and physical vehicle loss within regional routes. This process accounts for varying rig weights and typical Colorado highway conditions. Service operates on an as-needed basis, allowing clients to adjust coverage upon policy renewal or before new trips without a fixed annual schedule.
Bird Family Insurance Agency provides commercial coverage for trucks operating throughout Grand Junction, Colorado. Its policies address general liability for vehicles on the road and cargo protection for freight in transit. The agency builds additional layers of protection through options such as physical damage coverage and roadside assistance programs. It serves diverse commercial operations including offices managing dispatch logistics, warehouses storing goods before shipment, and food service businesses delivering products along regional routes. Each policy is tailored to the specific operational risks faced by trucking firms in the area.
Shelter Insurance - Jordan Welch provides residential truck insurance services for personal vehicles in Grand Junction, Colorado. Commercial policy options are available for local owner-operators and small fleets operating throughout the region. Each account receives individualized attention to address specific coverage needs for regional hauling conditions. Follow-up consultations are scheduled to adjust policies as business demands evolve, and repeat service is offered between regular visits to ensure ongoing protection.
LaVonne Gorsuch - State Farm Insurance Agent in Grand Junction, CO, is known for providing tailored truck insurance solutions to local commercial operators. This agency serves businesses and independent drivers throughout the Grand Valley area, offering policies that address liability, cargo, and physical damage coverage for various trucking fleets. Policyholders work directly with their agent to assess unique risks associated with regional and long-haul routes. A specialty service the agency can add on is customized coverage for refrigerated or specialized hauling needs.
What Does a a Truck Insurance Agent in Grand Junction Cost?
Typical annual premiums for a single truck in Colorado range from 5,000 to 15,000 dollars for basic liability coverage. Full coverage including cargo and physical damage can cost 10,000 to 25,000 dollars per year. Rates depend on driving history, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Grand Junction
Truck insurance agents in Grand Junction help commercial drivers meet Colorado state minimum liability requirements. Colorado law requires at least 25,000 dollars per person and 60,000 dollars per accident for bodily injury, plus 15,000 dollars for property damage. Local agents can also help with cargo insurance and physical damage coverage for trucks operating on I-70 and other regional routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Colorado?
Colorado requires commercial trucks to carry at least 25,000 dollars per person and 60,000 dollars per accident for bodily injury liability, and 15,000 dollars for property damage. Higher limits are often needed for interstate hauling or leased vehicles.
Do I need a special license to sell truck insurance in Colorado?
Yes, truck insurance agents in Colorado must hold a valid property and casualty insurance license issued by the Colorado Division of Insurance. They must also complete continuing education courses to stay current on state regulations.
How does Colorado law affect truck insurance rates in Grand Junction?
Colorado is a fault state, meaning the at-fault driver pays for damages. This can lead to higher premiums for truckers. Additionally, Grand Junction is a mountain corridor with higher accident risk, which insurers factor into rates.
Truck Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Englewood · Erie · Fort Collins · Greeley · Lafayette · Lakewood