The top-rated truck insurance agent in Huntington, New York is The Michaels Group, rated 5.0 stars across 757 reviews. Other highly rated options include Kelly Schumacher - State Farm Insurance Agent, Joe Mattera - State Farm Insurance Agent, K&N Insurance Brokerage. This directory lists 18 truck insurance agents serving Huntington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Michaels Group | 425 New York Ave Suite 102 | (631) 629-2233 |
| 2 | Kelly Schumacher - State Farm Insurance Agent | 1870 E Jericho Tpke Unit 9 | (631) 629-4100 |
| 3 | Joe Mattera - State Farm Insurance Agent | 82 Main St #101 | (631) 683-5400 |
| 4 | K&N Insurance Brokerage | 1730 E Jericho Tpke | (631) 646-9090 |
| 5 | Borg Insurance Agency | 148 E Main St #106 | (631) 673-7600 |
| 6 | Cavallino Risk Management, Inc. | 675 W Jericho Turnpike | (631) 385-5980 |
| 7 | Shane Roer Agency Inc. | 7 High St Ste 305 | (631) 923-2840 |
| 8 | JW Hirschfeld Agency Inc | 299 Main St | (631) 421-2525 |
| 9 | Michelle Laglenne-Spronck - State Farm Insurance Agent | 1160 E Jericho Tpke Suite109 | (631) 427-4636 |
| 10 | Heather Schaefer - State Farm Insurance Agent | 158 E Main St #1 | (631) 479-4809 |
The Michaels Group serves businesses throughout the Huntington, New York metro area as a truck insurance agent. It provides commercial vehicle coverage tailored to the specific exposures faced by local fleets and owner-operators. Policies address liability, physical damage, and cargo protection in accordance with regional highway requirements. Drivers hauling goods across Suffolk and Nassau counties benefit from its focused risk management guidance. The agency also reinforces its service with assistance regarding motor carrier legal liability and general equipment coverage.
Kelly Schumacher - State Farm Insurance Agent in Huntington, NY offers a range of truck insurance services, including liability coverage, cargo protection, and physical damage insurance for commercial vehicles. It provides service plans that help assess fleet risks and adjust coverage to match evolving business needs. Its maintenance plan options include periodic policy reviews to account for changes in truck usage or cargo type. These programs are designed to support independent operators and small fleets. The agency services single-family homes, apartments, retail stores, and restaurants.
Serving Huntington and the surrounding Long Island communities, Joe Mattera - State Farm Insurance Agent handles truck insurance needs for local commercial operators. The agency addresses liability coverage as well as physical damage protection for vehicles used in transport and delivery work. Claims are processed through dedicated support representatives who coordinate adjustments according to each policy’s specific terms. The agency applies a consultative process to each request, reviewing individual driving records and cargo types before recommending appropriate coverage.
Whether you need a single policy for one truck or ongoing coverage for a regular fleet, K&N Insurance Brokerage can arrange appropriate liability and physical damage plans for local operators in Huntington, NY. The company focuses specifically on commercial truck insurance, addressing the unique risks of cargo transport and vehicle operation. They help drivers understand required minimums and optional protections. Consultations and policy management are performed on an as-needed basis to accommodate changing schedules and seasonal business demands.
Trucking companies and owner-operators in the Huntington area turn to Borg Insurance Agency for their commercial vehicle coverage needs. The agency assists with policies tailored for local and long-haul trucking operations, helping to protect fleets and individual rigs against common road risks. Cargo insurance, physical damage coverage, and liability protection are among the services regularly arranged for clients. Borg Insurance Agency also extends its truck insurance agent services to businesses and drivers across the broader Suffolk County region.
Cavallino Risk Management, Inc. in Huntington, NY specializes in tailored commercial trucking policies, including liability and cargo protection. The agency connects local fleets and independent owner-operators with insurers that understand regional freight routes and municipal liability requirements. Its day-to-day work involves managing policy renewals and endorsements for varying cargo types, ensuring essential coverage matches operational scope. During the winter months, the agent helps drivers review cold-weather endorsement clauses and salt-spread liability protections for Nassau and Suffolk county routes.
Owner-operators facing the spring thaw in Huntington often see wear on their rigs from winter’s harsh roads. Shane Roer Agency Inc. provides local truck insurance agents who address these seasonal coverage updates, ensuring fleets meet evolving liability requirements across metropolitan New York. Their team tailors protection to regional freight routes and base-plate compliance, familiar with commercial vehicle risks on nearby highways. An initial on-site vehicle inspection and risk assessment is scheduled before any policy can be written.
JW Hirschfeld Agency Inc in Huntington, NY works with commercial truck operators to secure appropriate liability and physical damage coverage. The agency specializes in adding tailored endorsements for cargo protection, roadside assistance, and non-trucking liability. Policies are structured to meet regulatory requirements and operational risks faced by fleets of all sizes. Its coverage supports businesses running delivery services, local cartage operations, and commercial transportation for offices, warehouses, and food service providers.
Michelle Laglenne-Spronck with State Farm Insurance Agency serves the Huntington area with residential auto coverage tailored for local drivers. Commercial truck insurance is also available, protecting business vehicles operating throughout Long Island. The agency evaluates individual risk profiles to match each policy to specific needs. After an initial policy is issued, clients can schedule follow-up appointments to review coverage adjustments between standard renewal periods.
What Does a a Truck Insurance Agent in Huntington Cost?
Typical annual costs for truck insurance in New York range from 5,000 to 15,000 dollars for a single truck with basic liability. Full coverage with cargo and physical damage can exceed 20,000 dollars per year. Rates depend on vehicle type driving record and coverage limits. This is general information not insurance advice.
About truck insurance agents in Huntington
Truck insurance agents in Huntington New York help owner-operators and fleet managers meet state requirements. New York law mandates minimum liability coverage of 750,000 dollars for most commercial trucks. Local agents can guide you through New York-specific filings and cargo insurance options.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in New York?
New York requires commercial trucks to carry at least 750,000 dollars in liability insurance. For vehicles transporting hazardous materials the minimum is 5 million dollars. Your agent can help you meet these state limits.
Do I need a specific type of insurance for a box truck in Huntington?
Yes box trucks often require commercial auto insurance with physical damage coverage. New York also requires no-fault insurance for all registered vehicles. A local agent can tailor a policy to your truck class and cargo.
How does New York law affect truck insurance costs in Huntington?
New York has high minimum liability limits and a no-fault insurance system which can increase premiums. Factors like driving history vehicle weight and cargo type also affect rates. An agent can explain how state regulations influence your quote.
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