The top-rated truck insurance agent in Jamestown, New York is Dave Snow - State Farm Insurance Agent, rated 4.9 stars across 162 reviews. Other highly rated options include Lockwood Insurance, Lawley Jamestown, J. Edwards Insurance Agency. This directory lists 17 truck insurance agents serving Jamestown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Snow - State Farm Insurance Agent | 101 W 5th St | (716) 488-7042 |
| 2 | Lockwood Insurance | 617 N Main St | (716) 219-7061 |
| 3 | Lawley Jamestown | 201 W 3rd St Suite 215 | (716) 483-1886 |
| 4 | J. Edwards Insurance Agency | 800 W 3rd St | (716) 484-1288 |
| 5 | AW Access Agency | 19 Ivy St | (716) 487-0823 |
| 6 | Eckman Insurance | 4007 N Main Street Ext | (716) 985-5800 |
| 7 | Gary N Johnson Insurance | 800 Fairmount Ave Suite A | (716) 483-5525 |
| 8 | Kirk Maberry - State Farm Insurance Agent | 310 Fairmount Ave | (716) 487-0127 |
| 9 | Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. | 205 Fluvanna Ave | (716) 664-3890 |
| 10 | AAA Jamestown Insurance and Member Services | 111 W 5th St | (716) 488-1981 |
Dave Snow - State Farm Insurance Agent serves Jamestown, New York, and the surrounding Chautauqua County area with truck insurance coverage. This office helps local owner-operators and small fleets secure liability, physical damage, and cargo protection policies. They assist clients in understanding the specific coverage requirements for commercial vehicles operating on regional highways. The agency also handles workers' compensation policies for trucking businesses and offers roadside assistance plans tailored for long-haul drivers.
Lockwood Insurance in Jamestown, NY provides a wide range of truck insurance services tailored to commercial operators, including liability, cargo, and physical damage coverage. The company also offers assistance with maintenance plans to help local fleets manage risk and keep vehicles on the road. Service is designed for various property types, including small trucking companies, owner-operators, single-family homes with commercial vehicles, and regional retail delivery services that require dedicated coverage.
Lawley Jamestown serves local and regional business owners who operate commercial trucking fleets, offering liability, cargo, and physical damage coverage tailored to their unique risk profiles. The agency also assists independent owner-operators in obtaining required insurance for compliance and peace of mind. All policies are designed to protect assets and ensure stable operation in the face of common industry challenges. In addition to serving clients throughout Jamestown, NY, the agency extends its trucking insurance expertise to nearby communities such as Lakewood.
Serving Jamestown, New York, and the surrounding communities throughout Chautauqua County, J. Edwards Insurance Agency handles coverage needs for local truck operators. It works with commercial policies that address liability, cargo, and physical damage for vehicles used in regional freight hauling. The agency first reviews each client’s route patterns and equipment specifications. It then builds a policy to match the exposure of the individual job, coordinating with carriers to secure limits that fit the operation’s daily risk.
A local truck insurance agent can provide a one-time policy for a single vehicle or establish a recurring program for a fleet. AW Access Agency in Jamestown, NY assists operators in securing commercial auto liability, physical damage, and cargo coverage to meet legal and operational requirements. These protections help manage risks specific to regional freight hauling on local and interstate routes. Service runs on either a one-time or as-needed basis tailored to the client’s evolving business needs on the road.
Eckman Insurance in Jamestown, New York specializes in tailoring policies for commercial trucking operations, including liability and physical damage coverage. It provides dedicated local service, guiding owner-operators and small fleets through complex insurance requirements to ensure compliance and operational protection. During the harsh winter months, it helps clients manage risks related to icy road collisions and snow-related cargo delays.
Gary N Johnson Insurance provides residential truck insurance services for owner-operators and small fleets in Jamestown, NY. Commercial coverage is offered for local and regional hauling needs, addressing liability, physical damage, and cargo requirements. Serving the greater Chautauqua County area, the agency helps drivers maintain compliance with industry regulations. Follow-up service is available between regular policy review visits to adjust coverage as operations change.
As winter ice and snow create hazardous routes around Jamestown, NY, commercial drivers need reliable coverage to protect their rigs and cargo. Kirk Maberry - State Farm Insurance Agent provides local truck insurance policies tailored to regional hauling risks. This agency works directly with owner-operators and small fleets to review liability limits, cargo protection, and physical damage options that meet state and federal requirements. Every policy begins with a thorough risk assessment and on-site inspection of the vehicle and operation.
Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. in Jamestown, NY, is known for helping trucking businesses manage liability, cargo, and physical damage risks over local and regional routes. The agency serves independent owner-operators and small fleets needing coverage for long-haul trips across the country. Truck insurance agents in this area assist with filing claims and changing policies when seasonal work patterns shift. For clients seeking more robust protection, the firm can add inland marine coverage for valuable tools and equipment carried in the truck.
AAA Jamestown Insurance and Member Services in Jamestown, NY, assists commercial drivers in securing liability, cargo, and physical damage protection tailored to regional trucking needs. As a local truck insurance agent, it focuses on fleet coverage and owner-operator policies that comply with federal and state regulations in western New York. The agency also offers specialized add-ons such as general liability and non-trucking liability coverage. Its clients include local delivery firms, long-haul operators, and small businesses involved in office supplies, warehouse logistics, and food service distribution.
What Does a a Truck Insurance Agent in Jamestown Cost?
Typical costs for truck insurance in New York range from $8,000 to $15,000 per year for a single truck, depending on driving history, cargo type, and coverage limits. Fleet policies may cost more but offer per-vehicle discounts. Rates can be higher in Jamestown due to local traffic and weather risks. This is general information, not insurance advice.
About truck insurance agents in Jamestown
Truck insurance agents in Jamestown, New York help commercial drivers and fleet owners find the right coverage. New York state requires minimum liability insurance of $750,000 for trucks carrying property and $5,000,000 for for-hire carriers. Local agents can explain these requirements and help you meet New York Department of Motor Vehicles filing rules.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in New York?
New York requires at least $750,000 in liability coverage for trucks used for property transport. For for-hire carriers or trucks carrying hazardous materials, the minimum is $5,000,000. You must also file proof of insurance with the New York DMV.
Do I need a specific type of insurance for a dump truck in Jamestown?
Yes, dump trucks often require commercial auto insurance with higher liability limits and physical damage coverage. New York law may also require workers compensation insurance if you have employees. A local agent can help you find a policy that matches your specific vehicle use.
How can a truck insurance agent in Jamestown help with New York compliance?
A truck insurance agent can help you meet New York DMV filing requirements, such as the SR-22 or bond form for proof of financial responsibility. They can also advise on New York Commercial Goods Transportation regulations and ensure your policy covers intrastate or interstate operations.
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