The top-rated truck insurance agent in Rome, New York is Stephanie Utter - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Freeway Insurance, Michael Collea - State Farm Insurance Agent, Moore Insurance Group. This directory lists 13 truck insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Utter - State Farm Insurance Agent | 8060 Turin Rd | (315) 339-3300 |
| 2 | Freeway Insurance | 211 E Dominick St | (315) 444-3298 |
| 3 | Michael Collea - State Farm Insurance Agent | 146 Erie Blvd E | (315) 371-4225 |
| 4 | Moore Insurance Group | 1002 Black River Blvd | (315) 371-4288 |
| 5 | Steve Jarvis - State Farm Insurance Agent | 834 Black River Blvd | (315) 336-5595 |
| 6 | Joseph Zullo: Allstate Insurance | 241 E Dominick St | (315) 339-1134 |
| 7 | Alan I. Spindler: Allstate Insurance | 813 Black River Blvd N | (315) 336-4040 |
| 8 | Better Fund Insurance | 255 Hill Rd | (516) 893-4317 |
| 9 | Dimaggio Insurance Agency | 200 E Garden St | (315) 336-8875 |
| 10 | Michael Garcia: Allstate Insurance | 706 Erie Blvd W | (315) 337-6666 |
Stephanie Utter - State Farm Insurance Agent serves the Rome, New York area, offering truck insurance policies tailored for local commercial drivers. Specializing in liability and cargo coverage, the agency helps truck operators manage financial risks on the road. Every policy is designed to protect vehicles, goods, and legal responsibilities during transport. Coverage options like physical damage insurance and non-trucking liability are available to address common needs for regional freight haulers working through the Mohawk Valley.
Freeway Insurance serves the Rome, New York area and surrounding communities as a dedicated truck insurance agent. It handles commercial trucking policies, including coverage for owner-operators and small fleets operating in the region. The company navigates the specific risks faced by local drivers, from cargo liability to roadside breakdowns. For a typical job, it reviews each client’s route and equipment needs to match coverage directly to their operational requirements.
Michael Collea – State Farm Insurance Agent in Rome, NY, offers truck insurance policies alongside broader commercial and personal coverage options. The agency helps clients select appropriate liability and physical damage plans for their commercial vehicles. Service support includes policy reviews and claims assistance. Maintenance of coverage and adjustments to protection levels are managed through the office’s ongoing customer service. The agency serves a variety of clients, including owners of single-family homes, apartment complexes, retail shops, and restaurants.
Moore Insurance Group serves Rome, New York, and the surrounding communities. The agency handles commercial truck insurance policies designed for local and regional hauling operations. Typical coverage areas include liability and physical damage protection for individual owner-operators as well as small fleet accounts. It approaches each client by assessing their specific cargo type and route patterns to match them with the proper coverage from its available carriers.
Located in Rome, NY, this agency assists local truck owners and fleet operators with their commercial vehicle insurance needs. Steve Jarvis - State Farm Insurance Agent helps these customers navigate coverage options tailored for hauling and logistics work. The office provides personal guidance on policies that address liability, cargo, and physical damage exposures common in the region. Trucking professionals and independent drivers can obtain quotes and discuss risk management here. The agency also serves businesses and residents in nearby Utica and the greater Oneida County area.
Joseph Zullo: Allstate Insurance offers truck insurance in Rome, NY, with services available for either a one-time policy purchase or ongoing, scheduled coverage updates. Their truck insurance can protect vehicles against liability, physical damage, and cargo-related risks common to local routing conditions. Claim filing and policy adjustment assistance may be available on either a one-time or as-needed basis, making the agency adaptable to fluctuating schedule demands within the trucking industry. Service runs on an as-needed or scheduled basis according to each client's preference for regular review of their commercial auto insurance needs.
Alan I. Spindler: Allstate Insurance provides specialized truck insurance options for commercial vehicles in Rome, NY. The agency also handles standard personal auto and home insurance policies for local residents. Its truck insurance services address the unique liability and cargo protection needs of commercial operators. Experienced agents guide clients through policy options, including physical damage coverage tailored to common regional routes. The office helps trucking businesses secure the necessary protection to remain compliant during peak shipping seasons when freight volumes are highest.
As winter sets in over Rome, NY, truck fleets face increased risks from icy roads and sudden snow squalls. Better Fund Insurance helps local operators keep their rigs protected during these demanding months. As a truck insurance agent, this company works directly with owner-operators and smaller fleets to address coverage needs specific to the region’s hauling routes and seasonal exposures. Policies are built around common concerns like cargo loss and liability for severe weather delays. An initial assessment of current coverages and driving histories is conducted to recommend appropriate protection.
Dimaggio Insurance Agency serves clients in Rome, New York, specializing in truck insurance. The agency offers residential auto coverage for families while also providing commercial policies for local truck operators. Their service area includes Rome and the surrounding Mohawk Valley region. Policies are designed to protect both personal vehicles and commercial fleets from liability, collision, and cargo risks. The agency handles claims assistance and policy reviews during regular visits, ensuring follow-up support between scheduled check-ins for ongoing coverage adjustments.
Michael Garcia: Allstate Insurance provides comprehensive truck insurance coverage for local businesses, offering options to customize policies with essential specialty add-ons such as cargo protection, roadside assistance, and liability extensions for transported goods. Operating out of Rome, New York, the agency helps commercial fleets navigate coverage needs specific to local and regional hauling routes. Its expertise supports various commercial sectors, including offices requiring delivery vehicles, warehouses managing supply chain logistics, and food service operations relying on dependable transport.
What Does a a Truck Insurance Agent in Rome Cost?
Truck insurance costs in New York vary widely based on your vehicle type, driving record, and coverage limits. A basic liability policy for a single truck might range from $3,000 to $8,000 per year, while full coverage with cargo and physical damage can exceed $15,000 annually. Factors like your location in Rome and your fleet size also affect the price. This is general information and not insurance advice.
About truck insurance agents in Rome
Truck insurance agents in Rome, New York help local owner-operators and fleet managers secure coverage that meets state minimums. New York law requires commercial trucks to carry liability insurance with limits of at least $750,000 for most vehicles. Agents in Rome can also assist with physical damage coverage and cargo insurance tailored to local routes and the region's winter driving conditions.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in New York?
New York requires commercial trucks to have liability insurance of at least $750,000 for vehicles transporting non-hazardous goods. For trucks carrying hazardous materials, the minimum is $5,000,000. Agents in Rome can help you meet these state-specific limits.
Do I need uninsured motorist coverage for my truck in Rome?
Yes, New York law requires uninsured motorist coverage for all commercial vehicles. This coverage protects you if an uninsured driver causes an accident. Your Rome agent can explain the minimum limits and help you add extra protection.
How does local driving in Rome affect my truck insurance premium?
Driving in Rome and the surrounding Mohawk Valley can increase your premium due to winter weather risks and local road conditions. Agents consider your operating radius, cargo type, and claims history when setting rates. They can also advise on safety programs that may lower your cost.
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