The top-rated truck insurance agent in Raleigh, North Carolina is Karen Boone - State Farm Insurance Agent, rated 4.9 stars across 735 reviews. Other highly rated options include Zacharko Insurance Agency, Superior Insurance South Raleigh, ACF Insurance & Financial Services, Inc.. This directory lists 22 truck insurance agents serving Raleigh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Karen Boone - State Farm Insurance Agent | 4112 Pleasant Valley Rd Ste 128 | (919) 782-6666 |
| 2 | Zacharko Insurance Agency | 8414 Falls of Neuse Rd Suite 204 | (919) 790-9546 |
| 3 | Superior Insurance South Raleigh | 4710 Fayetteville Rd | (919) 661-4818 |
| 4 | ACF Insurance & Financial Services, Inc. | 1617 N Market Dr | (919) 878-7786 |
| 5 | Dan Thompson Agency | 3130 Fairhill Dr Suite 106 | (919) 781-6564 |
| 6 | Lawson Insurance Group | 6512 Six Forks Rd STE 101 | (919) 846-2090 |
| 7 | Raleigh Insurance Group | 302 Jefferson St Suite 100 | (919) 744-7722 |
| 8 | Vincent Boone - State Farm Insurance Agent | 7780 Brier Creek Pkwy Suite 415 | (919) 957-9009 |
| 9 | Capital Insurance & Financial Services, Inc. | 3701 Lake Boone Trail #200 | (919) 571-0685 |
| 10 | G. Suggs Insurance Agency, Inc. | 1025 Bullard Ct STE 205 | (919) 875-8889 |
Karen Boone - State Farm Insurance Agent serves the Raleigh, North Carolina, metropolitan area and specializes in providing truck insurance coverage for commercial vehicles. The agency works with local independent truck operators and fleet owners to meet state-mandated liability requirements. Customized policies help protect trucks, cargo, and drivers from common road risks. Additional consultation covers physical damage coverage for the vehicle itself and medical payments protection for drivers involved in an accident.
Zacharko Insurance Agency provides truck insurance services for commercial drivers and fleet operators in Raleigh, NC. Its standard offerings include liability coverage, physical damage protection, and cargo insurance. Maintenance plans feature annual policy review sessions to adjust coverage as vehicle values and operational risks change. The agency services a range of properties including single-family homes, apartments, retail businesses, and restaurants.
Superior Insurance South Raleigh serves commercial trucking companies, owner-operators, and fleet managers in Raleigh, North Carolina. The agency assists with essential coverage for long-haul tractors, local delivery trucks, and cargo liability. It helps clients compare policies from multiple carriers to meet regulatory requirements and protect their assets on the road. Services include risk assessment guidance and claims support. The agency also covers logistics businesses operating in the nearby market of Cary and the greater Wake County metro area.
ACF Insurance & Financial Services, Inc. serves the greater Raleigh area and its surrounding communities, specializing in commercial truck insurance for local and regional operators. The agency handles policies for various types of trucks, including vocational vehicles and box trucks. Its approach to each client begins with a thorough review of operational needs, then matches coverage options to address both liability and cargo risks. The agency uses a consultative method to explain policy details and risk management strategies tailored to each fleet's specific routes and cargo.
Depending on the client’s preference, coverage for truck fleets can be arranged either through a single one-time policy for a specific haul or via a recurring program that automatically renews for ongoing operations. Dan Thompson Agency in Raleigh, NC, assists local trucking businesses with selecting appropriate insurance options that protect both vehicles and cargo during daily routes. Service for new policies or modifications to existing coverage is available on an as-needed basis, allowing flexibility for changing shipping schedules or fleet adjustments.
Lawson Insurance Group offers specialized truck insurance agent services, focusing on coverage for commercial vehicles operating throughout the Raleigh area. The agency works closely with local operators to address unique policy needs, including cargo protection and liability requirements. In North Carolina’s varied weather, truck insurance agents frequently assist clients with claims related to storm damage or seasonal hazards on regional roadways.
Raleigh Insurance Group works with businesses to secure coverage for their trucking operations and commercial vehicle fleets. The agency understands the specific risks associated with hauling goods across North Carolina and the surrounding region. It can provide tailored protection for cargo, liability, and physical damage. Clients may include transportation companies, local delivery services, and independent owner-operators who need reliable coverage. The firm also supports various commercial operations with related insurance needs, including offices, warehouses, and food service establishments.
With the spring construction season ramping up in Raleigh, commercial vehicle fleets often need to review their liability coverage to protect against rising claims. Vincent Boone at the local State Farm Insurance agency provides truck insurance policies that meet North Carolina’s regulatory requirements. This agent works with owner-operators and small carriers to evaluate collision and cargo insurance options. The initial step in securing new coverage or adjusting a current plan involves a full vehicle inspection and a review of driving records to assess risk.
Capital Insurance & Financial Services, Inc. in Raleigh, NC assists homeowners in the region with their residential insurance needs, as well as offering commercial coverage for local enterprises. Their work as a truck insurance agent provides essential protection for fleet operators and independent drivers throughout the surrounding area. They help clients secure policies that meet current regulatory requirements and address common risks faced on the road. The agency maintains an open line of communication for follow-up or repeat service between regular policy reviews to adjust coverage as circumstances change.
G. Suggs Insurance Agency, Inc. is a truck insurance agent serving Raleigh, NC, recognized for matching commercial drivers with appropriate policy options. The agency focuses on coverage tailored to the demands of local and regional freight routes. Standard policies offered generally include primary liability, physical damage, and cargo insurance for owner-operators and small fleets. As a specialty service, the company can add on non-trucking liability coverage for when the vehicle is used for personal trips away from commercial dispatch.
What Does a a Truck Insurance Agent in Raleigh Cost?
Typical annual premiums for truck insurance in North Carolina range from 8,000 to 15,000 dollars for a single owner-operator, while fleet policies can cost 25,000 to 50,000 dollars per vehicle depending on driving history and cargo type. Rates are influenced by North Carolina regulatory filings and the high traffic volume on routes like I-85 and I-40. This is general information and not insurance advice.
About truck insurance agents in Raleigh
Truck insurance agents in Raleigh, North Carolina help owner-operators and fleet managers secure liability, cargo, and physical damage coverage. North Carolina requires minimum liability limits of 30/60/25 for commercial trucks, though higher limits are common for interstate hauling. Local agents understand the specific risks of I-40 and I-95 corridors.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in North Carolina?
North Carolina requires commercial trucks to carry at least 30/60/25 liability coverage, meaning 30,000 dollars per person, 60,000 dollars per accident, and 25,000 dollars for property damage. Higher limits are needed for hazardous materials or interstate operations.
Do truck insurance agents in Raleigh offer policies for owner-operators?
Yes, many Raleigh agents provide policies tailored for owner-operators, including bobtail insurance, non-trucking liability, and cargo coverage. They can help you meet North Carolina Department of Transportation filing requirements.
How does North Carolina law affect truck insurance claims?
North Carolina follows a contributory negligence rule, meaning if a driver is even 1 percent at fault, they cannot recover damages. This makes having proper liability coverage critical for truckers operating in the state.
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