The top-rated truck insurance agent in Columbia, Tennessee is JennaLynn Drake - State Farm Insurance Agent, rated 5.0 stars across 319 reviews. Other highly rated options include Jeremy Baker - State Farm Insurance Agent, Hunter Cary - State Farm Insurance Agent, Farm Bureau Insurance. This directory lists 20 truck insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JennaLynn Drake - State Farm Insurance Agent | 1204 S Main St A | (931) 548-4010 |
| 2 | Jeremy Baker - State Farm Insurance Agent | 1508 Hatcher Ln | (931) 223-6362 |
| 3 | Hunter Cary - State Farm Insurance Agent | 909 S Garden St | (931) 381-2144 |
| 4 | Farm Bureau Insurance | 181 Theta Pike | (931) 388-6377 |
| 5 | Acceptance Insurance | 2120 Brookmeade Dr B | (931) 219-4025 |
| 6 | Chris Jones - State Farm Insurance Agent | 609 S James Campbell Blvd | (931) 388-2272 |
| 7 | Direct Auto Insurance | 1810 Shady Brook St #1 | (931) 388-0033 |
| 8 | Haulers Insurance Co Inc | 2504 Keith Dr | (800) 346-6071 |
| 9 | Big Bend Insurance Group | 315 W 7th St | (931) 486-4920 |
| 10 | Shelter Insurance - Tommy Hight | 1603 Carmack Blvd | (931) 388-2009 |
JennaLynn Drake - State Farm Insurance Agent serves the Columbia, TN area as a local truck insurance agent. The agency provides commercial truck insurance policies tailored to owner-operators and small fleet operators. It handles the specific liability and cargo coverage needs common to regional hauling. Physical damage protection and non-trucking liability coverage are available for professional drivers operating in Tennessee.
Homeowners, businesses, and property managers in Columbia, TN rely on Jeremy Baker - State Farm Insurance Agent for truck insurance coverage tailored to local commercial driving needs. The agency assists clients with policies designed to protect commercial vehicles and cargo while navigating regional roads. Services include evaluating liability limits for operators and securing physical damage coverage for fleet assets. This truck insurance agent also extends its personalized support to neighboring Spring Hill and other surrounding communities within Maury County.
Hunter Cary - State Farm Insurance Agent serves Columbia, Tennessee, and the surrounding communities in Maury County. It handles commercial trucking insurance coverage for local owner-operators and fleet businesses in the region. The agency addresses the specific liability and cargo protection needs common to the area’s routes. For a typical job, it reviews a client’s operational radius and vehicle types before assembling policy options that match state requirements. It then compares these with local market rates to find a practical coverage balance.
Farm Bureau Insurance in Columbia, Tennessee offers commercial vehicle insurance for trucks and fleets, helping local businesses manage liability and cargo protection. It also writes policies for personal autos, farm vehicles, and property. The agent advises clients on coverage limits and deductible options suited to regional driving conditions. During harvest season, it assists farm truck operators with temporary vehicle endorsements and increased liability limits for hauling crops to market.
As spring planting and harvest cycles bring increased traffic to Highway 31 and local farm-to-market routes, truck operators in Columbia face heightened accident and cargo liability risks. Acceptance Insurance provides coverage tailored specifically for commercial trucks, meeting both state minimum requirements and broader fleet needs. An agent reviews each driver’s record, vehicle rating, and typical hauling routes before presenting policy options. The process begins with a no-obligation assessment of current equipment and annual mileage to determine proper coverage levels.
For trucking operations in Columbia, TN, Chris Jones - State Farm Insurance Agent offers both one-time policy modifications and recurring coverage adjustments for commercial vehicles. Truck insurance protection addresses liability for cargo, physical damage, and roadside equipment. Local agents assist with fleet or single-truck policies tailored to common routes. This service runs on a scheduled basis, with periodic reviews available for changing regulations or vehicle additions.
Direct Auto Insurance serves as a truck insurance agent in Columbia, Tennessee, helping commercial drivers secure coverage for their vehicles. Its work focuses on policies tailored to the unique risks of the trucking industry, including liability and cargo protection. The agency assists independent owner-operators and larger fleets with adjusting their plans to meet regulatory requirements. In addition to serving long-haul transport clients, it can provide coverage for commercial sectors such as local offices, storage warehouses, and food service operations.
Haulers Insurance Co Inc provides commercial truck insurance coverage and related risk management services for operators in the Columbia, Tennessee area. Its service plans include policy maintenance and routine coverage reviews to align with changing fleet needs. The company also offers assistance with claims filing and compliance documentation for local trucking businesses. Its property insurance services extend to single-family homes, apartments, retail spaces, and restaurants.
Big Bend Insurance Group offers specialized truck insurance services, helping commercial vehicle operators secure liability, physical damage, and cargo coverage. Based in Columbia, TN, the agency works with local owner-operators and small fleets to match policies with individual operational risks and state requirements. It also handles general business insurance needs for transportation clients. As harsh winter weather can create hazardous road conditions across Middle Tennessee, the agency assists truckers in reviewing their policies before the season to ensure adequate protection against ice-related accidents and cargo delays.
Based in Columbia, Tennessee, Shelter Insurance - Tommy Hight provides residential truck insurance for personal vehicles, ensuring local drivers are protected on the road. Commercial coverage is available for business fleets, addressing regional risks and cargo liability across Middle Tennessee. Serving the local service area, this agency helps clients navigate policy adjustments after changes in driving routes or vehicle usage. Each client interaction supports follow-up service between regular visits, reinforcing continued protection for evolving trucking needs.
What Does a a Truck Insurance Agent in Columbia Cost?
Typical annual premiums for a truck insurance policy in Tennessee range from 8,000 to 15,000 dollars for a single truck with basic coverage. Factors like driving record, cargo type, and annual mileage affect the rate. This is general information and not insurance advice.
About truck insurance agents in Columbia
Truck insurance agents in Columbia Tennessee help owner-operators and fleets find coverage that meets state requirements. Tennessee law mandates minimum liability limits of 25/50/15 for commercial trucks. Local agents understand the specific risks of hauling through Maury County and along Interstate 65.
Frequently Asked Questions
What are the minimum liability limits for a truck in Tennessee?
Tennessee requires commercial trucks to carry at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 15,000 dollars for property damage. Higher limits are usually required for interstate hauling.
Do I need a specific type of insurance to haul freight in Columbia?
Yes. If you haul goods for hire you need primary liability insurance, cargo insurance, and physical damage coverage. Tennessee also requires proof of financial responsibility for all commercial motor vehicles.
How do I find a truck insurance agent in Columbia Tennessee?
You can search for local independent agents who specialize in commercial auto insurance. Many agencies in Columbia work with multiple carriers to find coverage for different truck sizes and cargo types.
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