The top-rated truck insurance agent in Gallatin, Tennessee is Jeannie Gregory - State Farm Insurance Agent, rated 4.9 stars across 732 reviews. Other highly rated options include Marilee Thomson - State Farm Insurance Agent, Farm Bureau Insurance, Gaffney Insurance Agency & Financial Services LLC. This directory lists 20 truck insurance agents serving Gallatin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeannie Gregory - State Farm Insurance Agent | 180 Belvedere Dr N Suite 2 | (615) 452-7133 |
| 2 | Marilee Thomson - State Farm Insurance Agent | 1172 Nashville Pike | (615) 452-1303 |
| 3 | Farm Bureau Insurance | 400 N Boyers Ave | (615) 452-3130 |
| 4 | Gaffney Insurance Agency & Financial Services LLC | 180 Belvedere Dr N STE 11 | (615) 452-5588 |
| 5 | Johnson Family Insurance | 1517 Hunt Club Blvd Suite 100 | (615) 420-6410 |
| 6 | Farmers Insurance - Elizabeth Hobdy Jones | 402 Maple St | (615) 452-7037 |
| 7 | Direct Auto Insurance | 335 W Main St Suite C | (615) 452-0477 |
| 8 | Larry Maynard: Allstate Insurance | 208 N Locust Ave | (615) 452-1500 |
| 9 | Choice One Insurance Services | 180 Belvedere Dr N Suite 14A | (615) 633-3467 |
| 10 | Lee Raines Insurance Agency | 819 N Water Ave | (615) 452-5833 |
Jeannie Gregory’s State Farm Insurance agency serves the Gallatin, TN, metro area by providing truck insurance coverage for local commercial operators. Policies address the unique risks of hauling freight, including liability protection for cargo and vehicle damage. The agency helps drivers meet state requirements and secure tailored plans for their specific rigs. For local operators in Gallatin, it handles liability insurance and physical damage coverage for commercial trucks.
Marilee Thomson - State Farm Insurance Agent offers truck insurance policies tailored to the needs of local commercial drivers in the Gallatin, TN area. Coverage options help protect vehicles and cargo while supporting compliance with regional transportation requirements. The agency also provides regular policy reviews to adjust protection as driving patterns change. Services extend to apartments and single-family homes, as well as retail shops and restaurants that rely on delivery trucks or commercial vehicles.
Farm Bureau Insurance in Gallatin, Tennessee, is known for providing truck insurance tailored to local commercial vehicle operators. Its service range covers essential liability, physical damage, and cargo coverage for owner-operators and small fleets. The agency understands the specific risks of regional hauls and works to align insurance options with typical freight demands. Policies are structured to address common operational exposures near major routes. A specialty service it can add on is non-trucking liability coverage for personal use of a truck during off-duty hours.
Gaffney Insurance Agency & Financial Services LLC serves local businesses, commercial fleet operators, and owner-operators needing truck insurance in Gallatin, Tennessee. This agency specializes in policies that address the unique liabilities of transporting goods, including cargo coverage, liability protection, and physical damage insurance for both long-haul and regional trucks. By focusing on regulatory requirements in Sumner County, the agency also provides risk management guidance tailored to the trucking industry. Its service area extends to surrounding communities such as Hendersonville along the Gallatin Pike corridor.
Johnson Family Insurance serves Gallatin, Tennessee, and the surrounding Sumner County communities, handling truck insurance needs for local commercial operators. The agency addresses coverage for over-the-road rigs, local delivery vehicles, and smaller fleet businesses protecting against liability and physical damage risks. To manage a typical job, it begins by evaluating the client’s specific hauling routes and cargo types before matching available policy options to those operational requirements and then simplifying the final selection with clear comparisons.
For trucking operations in the Gallatin area, Farmers Insurance - Elizabeth Hobdy Jones provides distinct service paths: operators can choose either a single-policy solution for immediate coverage needs or an ongoing relationship that allows for annual policy reviews and adjustments. Coverage options address liability, cargo, and physical damage risks common to local freight and hauling routes. This office manages client interactions on a scheduled basis, coordinating renewals and modifications during regular business appointments to maintain continuous protection.
Direct Auto Insurance serves Gallatin and surrounding areas of Sumner County as a truck insurance agent. The company helps owner-operators and fleet managers secure liability coverage for commercial vehicles. They also facilitate physical damage protection for trucks operating on regional highways. Common services include helping drivers meet federal filing requirements for interstate cargo work. The agency handles specific needs like non-trucking liability for leased vehicles across Tennessee routes.
Serving as a truck insurance agent, Larry Maynard: Allstate Insurance in Gallatin, TN provides specialized policies covering cargo, liability, and physical damage for commercial trucks. The agency also handles general personal auto, home, and life insurance needs for local residents. Regular reviews of coverage limits help align policies with changing freight values and driving routes. During winter months in Middle Tennessee, the agent assists clients with adjusting policies for icy road conditions and increased accident risks.
Choice One Insurance Services provides comprehensive insurance solutions tailored to the needs of truck operators and commercial fleets in the Gallatin, Tennessee area. As a dedicated truck insurance agent, the company assists clients in navigating coverage options, including liability, physical damage, and cargo protection. Service plans focus on regular reviews to adapt policies as operational risks change. Its team helps evaluate maintenance schedules and safety protocols to support long-term policy stability. It primarily serves clients with properties ranging from single-family homes and apartments to local retail shops and restaurants.
As seasonal shipping demands rise throughout Sumner County, local truck operators often review their insurance coverage to match changing fleet needs. Lee Raines Insurance Agency in Gallatin, TN, serves commercial drivers requiring specialized policies for cargo, liability, and physical damage. The agency understands regional routes and the unique exposures facing long-haul and local truckers in Middle Tennessee. Clients receive tailored policy guidance for their specific vehicle classifications and business risk profiles. A new account typically begins with a no-obligation inspection of the truck's condition and a detailed coverage assessment.
What Does a a Truck Insurance Agent in Gallatin Cost?
Truck insurance costs in Tennessee typically range from 8,000 to 15,000 dollars per year for a single owner-operator with basic liability. Full coverage including cargo and physical damage can run 12,000 to 25,000 dollars annually. Factors like driving history, cargo type, and annual mileage affect the premium. This is general information and not insurance advice.
About truck insurance agents in Gallatin
Truck insurance agents in Gallatin Tennessee help owner-operators and fleet managers meet state requirements. Tennessee law mandates minimum liability coverage of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. A local agent can also assist with cargo insurance and physical damage coverage for routes along Interstate 65 and Highway 109.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Tennessee?
Tennessee requires commercial trucks to carry at least 25 thousand dollars in bodily injury liability per person and 50 thousand dollars per accident. For property damage the minimum is 25 thousand dollars. Higher limits are often needed for interstate hauling.
Do I need a special license to drive a truck in Gallatin Tennessee?
Yes. Drivers of trucks over 26,000 pounds gross vehicle weight rating need a commercial drivers license or CDL. Tennessee also requires a medical card and a valid DOT number for interstate operations.
How can a truck insurance agent in Gallatin help with my policy?
A local agent can review your specific operations and recommend coverage that meets Tennessee regulations. They can also help you find policies for cargo theft, loading dock accidents, and roadside assistance tailored to your routes.
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