The top-rated truck insurance agent in Johnson City, Tennessee is Veritas Insurance, rated 5.0 stars across 556 reviews. Other highly rated options include Widener Insurance Inc, Harold Dishner - State Farm Insurance Agent, Acceptance Insurance. This directory lists 20 truck insurance agents serving Johnson City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Veritas Insurance | 4451 N Roan St #201 | (423) 292-4142 |
| 2 | Widener Insurance Inc | 607 Baxter St | (423) 926-7151 |
| 3 | Harold Dishner - State Farm Insurance Agent | 1207 N Roan St #1 | (423) 926-6000 |
| 4 | Acceptance Insurance | 3101 W Market St #116 | (423) 491-7185 |
| 5 | Comer Insurance Agency | 301 W Watauga Ave | (423) 928-0151 |
| 6 | Westmoreland Insurance - A Division of Carriage Hill | 2514 Wesley St #101 | (423) 610-1212 |
| 7 | Jones Insurance Service | 2112 N Roan St #706 | (423) 282-9339 |
| 8 | Direct Auto Insurance | 3020 Bristol Hwy | (423) 282-8877 |
| 9 | C R Gregory Insurance, Inc. | 2726 E Oakland Ave STE 106 | (423) 926-7722 |
| 10 | Kathryn Woodson- GEICO Insurance Agent | 1735 W State of Franklin Rd #10 | (423) 549-6154 |
Veritas Insurance serves Johnson City, Tennessee, as a truck insurance agent for regional and long-haul operators. The company assists owner-operators and small fleets in securing liability, physical damage, and cargo coverage tailored to local hauling routes. It also helps navigate Tennessee’s filing requirements for interstate authority. Among specific services, Veritas handles bobtail insurance for leased drivers and non-trucking liability policies.
Widener Insurance Inc provides truck insurance services for operators in the Johnson City area, including liability, physical damage, and cargo coverage. It designs coverage plans tailored to individual fleet sizes, with options for roadside assistance and claims management support. Maintenance plans addressing common operational hazards and regulatory requirements are also available. The company services properties such as single-family homes, apartments, retail locations, and restaurants.
Harold Dishner - State Farm Insurance Agent in Johnson City, TN, serves trucking companies, independent owner-operators, and fleet managers seeking commercial vehicle coverage. The agency provides liability, cargo, and physical damage insurance tailored to local transportation needs. Policies are designed to help protect equipment and freight during regional hauls. As a truck insurance agent, the office also assists clients with understanding risk factors on routes around the Tri-Cities area. Its coverage extends into nearby Kingsport as well as Bristol.
Acceptance Insurance serves local homeowners, business owners, and property managers in Johnson City, Tennessee who need coverage for their commercial trucks and fleets. The agency offers liability, cargo, and physical damage policies tailored to regional driving conditions. Clients typically book one-on-one consultations to assess their specific risk exposures and deductibles. The office maintains relationships with multiple insurers to compare quotes for short-haul and long-haul operators. It also supports clients in the nearby town of Jonesborough with its full range of truck insurance services.
Comer Insurance Agency serves Johnson City and the surrounding communities of Northeast Tennessee, handling specialized insurance coverage for commercial trucking operations. The agency addresses the unique risks faced by local trucking businesses, including cargo liability, physical damage, and roadside assistance needs. By working to match each client with suitable coverage options, the company takes a consultative approach to protect both the vehicles and the livelihoods of regional drivers. It typically evaluates a hauler’s specific routes, cargo types, and operational scale to tailor an appropriate policy.
Westmoreland Insurance - A Division of Carriage Hill in Johnson City, TN, differentiates between one-time contract quotes and recurring policy renewals for truck agents, each tailored to separate fleet needs. Their coverage addresses liability, cargo, and physical damage risks common to regional commercial hauling. Services operate strictly on a scheduled renewal cycle rather than a one-time or purely as-needed basis, ensuring continuous insurance protection for active trucking operations.
Jones Insurance Service in Johnson City, TN specializes in truck insurance, offering tailored coverage for local and long-haul operations. It provides general commercial auto policies, liability protection, and physical damage coverage for commercial vehicles. The agency works with drivers to evaluate their specific hauling needs and cargo risks, ensuring compliance with Tennessee regulations. As winter weather affects mountain routes, the company helps operators adjust their policies to cover increased hazards from icy conditions.
Direct Auto Insurance serves Johnson City and the surrounding communities of northeast Tennessee, handling commercial truck insurance for local owner-operators and small fleets. It provides coverage options tailored to regional hauling needs, including liability and cargo protection. The agency understands the specific risks of transporting goods through narrow mountain routes and highway systems. For each policy, it reviews driving histories and operational ranges, then matches clients with appropriate plans from its network to secure proper protection for their daily routes.
C R Gregory Insurance, Inc. provides truck insurance agent services to clients throughout Johnson City, TN. The company specializes in securing commercial coverage tailored specifically for fleets and owner-operators, with particular expertise in cargo liability and physical damage protection. These policies help local businesses manage the unique risks associated with over-the-road transportation. Commercial clients in various sectors trust this agency to analyze their specific operational exposures. The firm can serve a range of industries, including offices, warehouses, and food service establishments that depend on reliable vehicle coverage.
As winter weather approaches in Johnson City, local trucking businesses require reliable coverage to protect their fleets and operate without disruption. Kathryn Woodson- GEICO Insurance Agent helps regional truckers secure the proper liability and cargo insurance for their commercial vehicles. Navigating Tennessee's specific weight and insurance requirements can be complex, and this agency assists by offering customized policy options to meet each operation's needs. Before issuing a final quote, the agent completes a thorough vehicle inspection and initial risk assessment to confirm eligibility.
What Does a a Truck Insurance Agent in Johnson City Cost?
Truck insurance in Tennessee typically costs between 8000 and 15000 dollars per year for a single owner operator with standard coverage. Premiums vary based on driving history cargo type and annual mileage. Larger fleets may pay higher total premiums but lower per vehicle rates. This is general information and not insurance advice.
About truck insurance agents in Johnson City
Truck insurance agents in Johnson City Tennessee help owner operators and fleets meet state requirements. Tennessee law mandates minimum liability coverage of 750000 dollars for interstate commercial trucks. Local agents understand the specific needs of trucks operating on I-26 and other regional routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Tennessee?
Tennessee requires interstate trucks to carry at least 750000 dollars in liability insurance. Intrastate trucks may have lower limits but must still meet state financial responsibility laws. An agent can help you determine the correct coverage for your operation.
Do I need a specific type of agent for truck insurance in Johnson City?
Yes you should work with an agent who specializes in commercial truck insurance. These agents understand federal regulations and Tennessee specific requirements like the Motor Carrier Act. They can also help with cargo insurance and physical damage coverage.
How does Tennessee law affect truck insurance costs in Johnson City?
Tennessee requires proof of insurance for all commercial vehicles registered in the state. The cost depends on your driving record cargo type and annual mileage. Local agents can explain how Tennessee s liability limits and filing requirements impact your premium.
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