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HomeTruck Insurance AgentsTennessee › Germantown

Find Truck Insurance Agents Near You in Germantown, TN

Browse truck insurance agents serving Germantown, Tennessee. Updated 2026-07-14.

The top-rated truck insurance agent in Germantown, Tennessee is Frank Simmons - State Farm Insurance Agent, rated 5.0 stars across 704 reviews. Other highly rated options include Caleb Hollingsworth - State Farm Insurance Agent, Alisha Dumas - State Farm Insurance Agent, Davis McCord - State Farm Insurance Agent. This directory lists 17 truck insurance agents serving Germantown.

Showing 17 truck insurance agents in Germantown, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Frank Simmons - State Farm Insurance Agent7730 Wolf River Blvd Suite 109(901) 755-7190
2Caleb Hollingsworth - State Farm Insurance Agent3059 Forest Hill Irene Rd #103(901) 755-3100
3Alisha Dumas - State Farm Insurance Agent2135 Merchants Row STE 5(901) 755-5551
4Davis McCord - State Farm Insurance Agent8608 Farmington Blvd Ste 3(901) 755-6110
5Michael Duel: Allstate Insurance7608 Poplar Pike(901) 767-7131
6Brandon Tate - State Farm Insurance Agent9091 Poplar Ave # 102(901) 266-0070
7Shoemaker Insurance Solutions2176 West St Suite 202(901) 757-5757
8Thompson Insurance Agency2298 S Germantown Rd # 1(901) 402-0779
9Matt Haaga - State Farm Insurance Agent7871 Farmington Blvd(901) 755-5200
10Shelter Insurance - Lauren Hahs-gilchrist, Lutcf1926 Exeter Rd(901) 377-7270
FS
7730 Wolf River Blvd Suite 109
Frank Simmons - State Farm Insurance Agent
Truck Insurance Agent · Germantown, TN

Frank Simmons - State Farm Insurance Agent serves Germantown, Tennessee, and the surrounding Shelby County area with commercial truck insurance solutions. The agency helps independent owner-operators and small fleet owners protect their vehicles and cargo against common road risks. Policies typically cover physical damage, liability for accidents, and uninsured motorist issues that arise during long-haul operations. Frank Simmons specializes in tailored coverage for local delivery trucks and over-the-road tractor-trailer units registered in Tennessee.

CH
3059 Forest Hill Irene Rd #103
Caleb Hollingsworth - State Farm Insurance Agent
Truck Insurance Agent · Germantown, TN

Caleb Hollingsworth - State Farm Insurance Agent in Germantown, TN, provides truck insurance services including liability, physical damage, and cargo coverage for commercial vehicles. Its plans offer roadside assistance and flexible payment options to help manage operating costs effectively. As a local truck insurance agent, it addresses risks specific to the area, such as highway transit and regional delivery routes. The business serves a range of properties, from single-family homes and apartments to retail locations and restaurants.

AD
2135 Merchants Row STE 5
Alisha Dumas - State Farm Insurance Agent
Truck Insurance Agent · Germantown, TN

Serving homeowners, businesses, and property managers in Germantown, Tennessee, Alisha Dumas - State Farm Insurance Agent provides truck insurance policies tailored to commercial needs. This local agency covers issues specific to truck operators, addressing vehicle protection and liability requirements for fleets or individual rigs. As a dedicated truck insurance agent, it helps clients manage risks related to cargo and highway operations. As an agent, it assists with coverage for business vehicles ranging from box trucks to tractors. It also extends these services to surrounding communities in the Memphis metro area, including Collierville.

DM
8608 Farmington Blvd Ste 3
Davis McCord - State Farm Insurance Agent
Truck Insurance Agent · Germantown, TN

Serving Germantown, TN, and the surrounding communities, Davis McCord - State Farm Insurance Agent handles truck insurance coverage for local owner-operators and regional fleets. This agency works with clients to match commercial policies to their specific operational needs, including liability and physical damage protection. A typical engagement begins with reviewing the client’s routes, cargo types, and driving records to identify necessary coverage levels, then structuring a policy that addresses those exposures effectively.

MD
7608 Poplar Pike
Michael Duel: Allstate Insurance
Truck Insurance Agent · Germantown, TN

Michael Duel: Allstate Insurance in Germantown, TN, distinguishes between one-time policy bindings for specific loads and recurring commercial auto coverage for fleets. Their truck insurance covers liability for cargo and physical damage. With experience navigating local and interstate regulations, the agent provides risk assessments for drivers with different hauling histories. Some clients schedule annual policy renewals, while others request coverage adjustments as their fleet changes. Service runs on a scheduled basis for renewals and as-needed for policy changes or endorsements.

BT
9091 Poplar Ave # 102
Brandon Tate - State Farm Insurance Agent
Truck Insurance Agent · Germantown, TN

Brandon Tate’s agency specializes in tailored truck insurance coverage for commercial drivers and independent owner-operators, while also providing general auto, home, and life insurance solutions to clients in Germantown, Tennessee. A core part of its truck insurance work involves helping operators navigate liability requirements and physical damage protection for their vehicles and cargo. As winter weather increases road hazards and risks of hauling delays, the agency commonly assists local truckers with adjusting policies to meet seasonal operational needs.

SI
2176 West St Suite 202
Shoemaker Insurance Solutions
Truck Insurance Agent · Germantown, TN

Shoemaker Insurance Solutions in Germantown, TN assists local commercial clients with their general truck insurance needs, then providing specialized coverage add-ons such as cargo protection and roadside assistance. Their policies are designed for the operational demands common to regional trucking companies. This agency can serve various commercial sectors including trucking firms with office support, distribution warehouses, and food service logistics providers.

TI
2298 S Germantown Rd # 1
Thompson Insurance Agency
Truck Insurance Agent · Germantown, TN

As seasonal weather shifts bring unpredictable road conditions to the greater Germantown area, local truck operators require reliable coverage to protect their assets during transit. Thompson Insurance Agency in Germantown, TN, addresses this need by reviewing commercial auto policies tailored to regional freight routes and cargo types. The agency works with independent drivers as well as small fleets, matching policy limits to each vehicle’s operational radius. Every new policy begins with a thorough inspection of the truck’s condition and the driver’s risk profile.

MH
7871 Farmington Blvd
Matt Haaga - State Farm Insurance Agent
Truck Insurance Agent · Germantown, TN

Matt Haaga's State Farm Insurance Agency in Germantown, TN, provides residential truck insurance services for local vehicle owners and their businesses. The company also handles commercial truck coverage, offering policies tailored for owner-operators and small fleets throughout the Germantown area and surrounding communities. Customers can come back for routine policy reviews or coverage adjustments between annual renewal visits.

SI
1926 Exeter Rd
Shelter Insurance - Lauren Hahs-gilchrist, Lutcf
Truck Insurance Agent · Germantown, TN

Shelter Insurance - Lauren Hahs-Gilchrist, LUTCF serves the Germantown, Tennessee region as a truck insurance agent. The agency helps commercial vehicle owners secure coverage for their rigs and cargo, offering policies that protect against road risks and liabilities common to this area. Lauren Hahs-Gilchrist provides personalized assistance in selecting appropriate insurance plans for local truck operations. An additional specialty service the agency offers is preparing customized insurance packages for independent owner-operators seeking flexible payment options.

FB
9155 Poplar Ave suite 13
Farm Bureau Insurance
Truck Insurance Agent · Germantown, TN
(901) 538-7200
fbitn.com/tn/shelby-county/germantown/germantown-east-agency
ML
2012 Exeter Rd
Monty Lester - State Farm Insurance Agent
Truck Insurance Agent · Germantown, TN
(901) 753-2121
montylester.com
MI
9947 Wolf River Blvd #110
McDonald Insurance and Financial Services
Truck Insurance Agent · Germantown, TN
(901) 854-5054
CG
2199 S Germantown Rd
Charles Giordano - State Farm Insurance Agent
Truck Insurance Agent · Germantown, TN
(901) 758-8500
charlesgiordano.com
LI
7716 Poplar Pike
Linder Insurance Agency LLC
Truck Insurance Agent · Germantown, TN
(901) 754-9339
linderinsurance.com
KB
1914 Exeter Rd Ste 1
Kevin Bentley Insurance
Truck Insurance Agent · Germantown, TN
(901) 755-7002
kevinbentleyinsurance.com
CI
3454 S Houston Levee Rd
Collierville Insurance Agency
Truck Insurance Agent · Germantown, TN
(901) 853-7800
insuranceoftn.com

What Does a a Truck Insurance Agent in Germantown Cost?

Typical annual premiums for truck insurance in Tennessee range from 5,000 to 15,000 dollars for a single truck with basic liability. Full coverage with cargo and physical damage can cost 10,000 to 25,000 dollars per year. Rates vary widely based on truck age, driver history, and cargo type. This is general information and not insurance advice.

About truck insurance agents in Germantown

Truck insurance agents in Germantown Tennessee help commercial drivers and fleet owners meet state requirements. Tennessee law mandates minimum liability coverage of 50,000 dollars per person and 100,000 dollars per accident for bodily injury. Agents can also help with cargo insurance and physical damage coverage tailored to local routes.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Tennessee?

Tennessee requires commercial trucks to have liability insurance of at least 50,000 dollars per person and 100,000 dollars per accident for bodily injury. Property damage liability must be at least 25,000 dollars. Higher limits are needed for larger vehicles or hazmat loads.

How does a Germantown truck insurance agent help with compliance?

A local agent can review your trucking operations and recommend coverage that meets Tennessee Department of Safety requirements. They can also help file proof of insurance forms and update your policy if you add new vehicles or drivers.

What factors affect the cost of truck insurance in Tennessee?

Costs depend on your driving record, truck type, cargo, annual mileage, and coverage limits. Tennessee rates also consider local traffic patterns and accident statistics in the Germantown area.

Truck Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.