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Find Umbrella Insurance Agents Near You in Brawley, CA

Browse umbrella insurance agents serving Brawley, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Brawley, California is Fiesta Auto Insurance & Tax Services, rated 5.0 stars across 150 reviews. Other highly rated options include Marianne Fenley - State Farm Insurance Agent, Payless Auto Insurance Broker, Inc., Hart Insurance Center. This directory lists 11 umbrella insurance agents serving Brawley.

Showing 11 umbrella insurance agents in Brawley, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fiesta Auto Insurance & Tax Services182 W Main St(760) 498-1255
2Marianne Fenley - State Farm Insurance Agent528 G St(760) 344-0447
3Payless Auto Insurance Broker, Inc.522 Main St(760) 351-1200
4Hart Insurance Center580 S 1st St(760) 344-1400
5Farmers Insurance - Karen Constable455 S 1st St(760) 344-1563
6Coni Stokely Insurance Services, Inc.861 Main St(760) 344-1700
7Smith-Kandal Insurance & Real Estate510 W Main St(760) 344-2212
8Fred Loya Insurance1050 S Brawley Ave # 104(760) 351-8722
9Fred Eady Insurance Agency204 N Imperial Ave(760) 344-2205
10Klicka Parker Insurance Brokers350 G St(760) 344-0600
FA
182 W Main St
Fiesta Auto Insurance & Tax Services
Umbrella Insurance Agent · Brawley, CA

Fiesta Auto Insurance & Tax Services serves the Brawley, California area as an umbrella insurance agent. This agency provides essential liability coverage that extends beyond the limits of standard auto, home, or watercraft policies. For residents in the Imperial Valley, such additional protection can help safeguard assets from major claims or lawsuits. The firm also handles tax preparation and related filing services for local clients.

MF
528 G St
Marianne Fenley - State Farm Insurance Agent
Umbrella Insurance Agent · Brawley, CA

Marianne Fenley - State Farm Insurance Agent in Brawley, CA offers umbrella insurance policies that provide extended liability coverage beyond standard homeowners and auto limits. Its service includes reviewing clients' existing policies to recommend appropriate policy limits that protect future earnings and assets. Ongoing maintenance plans involve annual policy reviews to adjust coverage as needs or properties change. The agency provides these services for single-family homes, apartments, retail establishments, and restaurants.

PA
522 Main St
Payless Auto Insurance Broker, Inc.
Umbrella Insurance Agent · Brawley, CA

Payless Auto Insurance Broker, Inc. serves homeowners, businesses, and property managers in Brawley, California, by providing umbrella insurance coverage that extends liability protection beyond standard policy limits. This local agency helps clients safeguard assets against major claims or lawsuits. The company works with area residents and commercial operators to assess their personal liability exposures and find appropriate policy endorsements. Payless Auto Insurance Broker, Inc. additionally offers its umbrella insurance services to clients throughout Imperial County, including the neighboring community of El Centro.

HI
580 S 1st St
Hart Insurance Center
Umbrella Insurance Agent · Brawley, CA

Hart Insurance Center serves its local Brawley, California, community and the surrounding Imperial Valley area, handling a range of umbrella insurance agent needs for residents and property owners. It offers liability coverage that extends beyond standard limits of existing auto and homeowners policies, protecting policyholders against major claims and lawsuits. To manage a typical job, the company first evaluates a client’s current liability exposure and personal assets to determine the appropriate coverage amount, then sources a suitable policy from its network of carriers to close any protection gaps.

FI
455 S 1st St
Farmers Insurance - Karen Constable
Umbrella Insurance Agent · Brawley, CA

Farmers Insurance - Karen Constable in Brawley, CA, offers one-time policy consultations for clients new to umbrella coverage and recurring annual policy reviews to adjust coverage as assets grow. An umbrella insurance agent provides liability protection beyond standard auto and homeowners limits, helping safeguard personal savings and future earnings. Local residents benefit from this extra layer of security against major lawsuits or claims. Service runs on either a scheduled yearly basis or as needed when clients experience life changes like property purchases or new business ventures.

CS
861 Main St
Coni Stokely Insurance Services, Inc.
Umbrella Insurance Agent · Brawley, CA

Coni Stokely Insurance Services, Inc. specializes in personal umbrella liability policies to provide extra coverage beyond standard auto and home insurance. The agency serves clients in Brawley, California, by helping them protect assets against major claims and lawsuits. Its work involves explaining coverage limits and tailoring policies to individual risk profiles. For local residents, the company particularly assists with preparing additional liability protection ahead of the busy agricultural harvest season, when temporary farm workers increase vehicle and premises risks.

SK
510 W Main St
Smith-Kandal Insurance & Real Estate
Umbrella Insurance Agent · Brawley, CA

As summer storms roll through the Imperial Valley, homeowners and businesses in Brawley benefit from umbrella insurance that extends liability coverage beyond standard policies. Smith-Kandal Insurance & Real Estate assists clients in structuring broader financial protection against unexpected property or injury claims. Their advisers review existing home and auto limits to identify gaps, then tailor higher-coverage layers for farms, commercial buildings, or rental properties common to this agricultural region. An initial on-site inspection of the premises is scheduled to verify exposure details before final quote delivery.

FL
1050 S Brawley Ave # 104
Fred Loya Insurance
Umbrella Insurance Agent · Brawley, CA

As the seasonal rains approach in Brawley, potential property damage makes umbrella insurance an important consideration to protect assets. Fred Loya Insurance helps local clients address this need by providing an additional liability layer beyond standard home and auto policies. Their agents work with residents to explain how umbrella coverage can offer broader protection from unexpected claims. As part of the initial process for securing this coverage, they will review your existing policy limits to assess qualification and risk.

FE
204 N Imperial Ave
Fred Eady Insurance Agency
Umbrella Insurance Agent · Brawley, CA

Fred Eady Insurance Agency in Brawley, California, provides a range of general insurance services to local individuals and businesses. The agency specializes in umbrella insurance, offering supplemental liability coverage that extends beyond the limits of standard policies for added financial protection. This expertise helps clients safeguard their assets from significant claims and lawsuits in the region. The agency can serve various commercial sectors, including offices, warehouses, and food service operations.

KP
350 G St
Klicka Parker Insurance Brokers
Umbrella Insurance Agent · Brawley, CA

Klicka Parker Insurance Brokers in Brawley, CA, serves residents by arranging personal umbrella policies that extend liability coverage beyond standard homeowners and auto limits. The agency also helps local businesses secure commercial umbrella insurance to protect against larger claims. Their services cover Brawley and the surrounding Imperial Valley. Clients rely on them for clear advice on increasing liability protection against unexpected legal costs. Follow-up consultations between regular visits ensure policies are updated as needs change or new assets are acquired.

LB
605 W H St #120
LR Bennett Insurance Agency, Inc.
Umbrella Insurance Agent · Brawley, CA
(760) 344-7300

What Does an a Umbrella Insurance Agent in Brawley Cost?

The cost of an umbrella insurance policy in California typically ranges from $150 to $500 per year for $1 million in coverage, with additional coverage costing about $50 to $100 per million. Factors such as your driving record, number of properties, and claims history affect the premium. California law does not set standard rates for umbrella policies, so prices vary by insurer and risk profile. This is general information, not insurance advice.

About umbrella insurance agents in Brawley

An umbrella insurance agent in Brawley, California can help you secure additional liability coverage beyond your auto, home, or watercraft policies. In California, umbrella policies typically require underlying coverage limits of at least $250,000 for auto liability and $300,000 for homeowners liability. This extra layer of protection is especially valuable in a state with high property values and litigation costs.

Frequently Asked Questions

What does an umbrella insurance agent in Brawley do?

An umbrella insurance agent in Brawley helps you find a personal liability umbrella policy that covers claims exceeding your standard policy limits. They assess your assets and risks to recommend appropriate coverage amounts, often starting at $1 million. The agent can also explain how California law affects policy terms and exclusions.

How much umbrella insurance do I need in California?

The amount of umbrella insurance you need depends on your net worth, income, and potential liability risks. In California, many agents suggest coverage equal to your total assets to protect against lawsuits. Common limits range from $1 million to $5 million, but higher limits are available for high-net-worth individuals.

Does umbrella insurance cover legal defense costs in California?

Yes, umbrella insurance typically covers legal defense costs for covered claims, even if the lawsuit is groundless. In California, insurers must provide a defense for claims that could potentially be covered under the policy. However, the policy may have exclusions for intentional acts or business-related liabilities.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.