The top-rated umbrella insurance agent in Cameron Park, California is JD Snead - State Farm Insurance Agent, rated 4.8 stars across 53 reviews. Other highly rated options include Farmers Insurance - Ryan Nuttall, Farmers Insurance: Sheldon Maughan, Farmers Insurance - Wuilmer Aguilar. This directory lists 10 umbrella insurance agents serving Cameron Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JD Snead - State Farm Insurance Agent | 3420 Coach Ln Ste 4 | (530) 677-5211 |
| 2 | Farmers Insurance - Ryan Nuttall | 3330 Cameron Park Dr # 950 | (530) 677-7860 |
| 3 | Farmers Insurance: Sheldon Maughan | 3332 Heights Dr #245 | (916) 673-6606 |
| 4 | Farmers Insurance - Wuilmer Aguilar | 4120 Cameron Park Dr Ste 302b | (530) 350-6980 |
| 5 | Farmers Insurance - Walter Wiesner | 3330 Cameron Park Dr Ste 925 | (530) 677-7860 |
| 6 | Gold Insurance Solutions | 3317 Coach Ln # 500 | (916) 235-3638 |
| 7 | Lobsinger Insurance Agency | 3401 Covello Cir | (530) 677-0506 |
| 8 | Farmers Insurance - Alan Kjar | 3350 Country Club Dr #104 | (530) 676-7905 |
| 9 | Farmers Insurance | 4120 Cameron Park Dr Ste 302b | (916) 673-6606 |
| 10 | Farmers Insurance - Austin Bowden | 1010 Camerado Dr Ste 103 | (530) 672-3750 |
JD Snead - State Farm Insurance Agent serves the Cameron Park, CA area as a local umbrella insurance agent. Umbrella insurance provides extra liability coverage that extends beyond the limits of standard home and auto policies. This additional layer of protection helps safeguard personal assets against large claims or lawsuits. The agency guides clients in assessing their overall risk and securing appropriate supplemental coverage. It handles personal umbrella policies for homeowners and automobile policyholders seeking higher liability limits.
Farmers Insurance - Ryan Nuttall in Cameron Park, CA, offers umbrella insurance agent services that provide extended liability coverage beyond standard policy limits. Service plans include comprehensive risk assessment consultations and policy bundling assistance to enhance personal liability protection. Maintenance plans consist of annual coverage reviews and adjustment recommendations based on changing asset values or potential exposure. The agency advises clients on cost-effective umbrella limits for various exposures. Its services are available for insuring single-family homes, apartments, retail businesses, and restaurants in the area.
Farmers Insurance: Sheldon Maughan serves homeowners, local businesses, and property managers in Cameron Park seeking extra liability protection beyond standard policies. As an umbrella insurance agent, it assists clients who need higher coverage limits for personal or commercial risks, including potential lawsuits and property damage claims. The agency helps customers secure affordable policies that coordinate with existing home or business insurance, providing extended financial safety for their assets. Its services also cover clients in the neighboring communities of Shingle Springs and the greater El Dorado County area.
Farmers Insurance - Wuilmer Aguilar serves the Cameron Park area and surrounding communities in El Dorado County. It handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. These policies help protect personal assets against major claims or lawsuits. For each job, the agency evaluates the client's existing coverage and risk exposure to determine appropriate excess liability limits suited to their specific situation.
Farmers Insurance - Walter Wiesner in Cameron Park, CA offers both one-time consultations and ongoing support for umbrella insurance agents in this area. Umbrella coverage extends beyond standard auto and home policies to provide an additional layer of liability protection for clients with significant assets to safeguard. The company evaluates individual risk profiles to recommend appropriate policy limits for this added peace of mind. Service is provided on an as-needed basis, with clients able to request assistance for policy adjustments, claims questions, or initial coverage setup.
Gold Insurance Solutions in Cameron Park works with homeowners seeking financial safeguards against major liability claims, as well as businesses and property managers who need extended coverage beyond standard policies. The firm provides umbrella insurance that offers additional personal liability protection layers for vehicles and rental properties. Serving the broader El Dorado Hills and Shingle Springs areas, it also assists clients with assets in the greater Sacramento metro region requiring higher policy limits.
Lobsinger Insurance Agency provides umbrella insurance agent services to residents and businesses in Cameron Park, California. It helps clients secure additional liability coverage beyond the limits of standard home or auto policies, protecting assets against major claims. The firm serves individuals seeking broader financial safety from unforeseen accidents or damages. For those in Cameron Park facing the increased risks of wildfire season or heavy rain, it addresses the need to safeguard long-term personal assets during these heightened exposure periods.
As the Sierra Nevada snowpack begins to melt each spring, property owners in Cameron Park often face increased runoff and potential flooding risks. Farmers Insurance - Alan Kjar provides umbrella insurance agents in this area to help residents close gaps within their standard policies. These additional liability layers prove valuable when a single claim exceeds the limits of underlying home or auto coverage. The first step toward customizing this extra protection involves a straightforward policy review to assess current exposure and individual risk factors.
Located in Cameron Park, California, and serving the surrounding El Dorado County communities, Farmers Insurance manages umbrella insurance coverage that extends liability protection beyond standard policies. This local agency handles cases requiring additional security against major claims and lawsuits, assisting clients in protecting assets like homes and vehicles. It approaches each job by thoroughly assessing an individual’s existing coverage limits and personal risk exposures, then recommending appropriate policy adjustments to fill potential gaps in liability protection for the future.
Farmers Insurance - Austin Bowden provides personal and commercial liability coverage for clients in Cameron Park, CA, with a specialty in umbrella insurance policies that extend protection beyond standard limits. This added layer helps safeguard assets against major claims and lawsuits that could otherwise cause significant financial exposure. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, offering tailored coverage options to meet distinct operational risks and liability needs in the local area.
What Does an a Umbrella Insurance Agent in Cameron Park Cost?
In California, a 1 million dollar personal umbrella policy usually costs between 150 and 300 dollars annually. Higher limits, such as 2 million or 5 million dollars, may cost 300 to 800 dollars per year. Factors like your driving record, number of homes, and whether you have a teenage driver affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Cameron Park
An umbrella insurance agent in Cameron Park, California can help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. This extra protection is especially relevant in California due to the states high property values and litigation risks. Local agents understand the specific coverage needs for residents of El Dorado County.
Frequently Asked Questions
What does an umbrella insurance agent in Cameron Park do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that provides extra coverage above your existing auto and home insurance. In California, these policies typically start at 1 million dollars in coverage. The agent can assess your assets and recommend an appropriate limit.
Who needs umbrella insurance in Cameron Park California?
Anyone with significant assets, such as a home, savings, or future income, should consider umbrella insurance. California law does not require umbrella insurance, but it can protect you from lawsuits that exceed your standard policy limits. Residents with rental properties or recreational vehicles like boats often benefit from this coverage.
How much does umbrella insurance cost in Cameron Park?
Umbrella insurance premiums in California typically range from 150 to 400 dollars per year for 1 million dollars in coverage. Costs vary based on your risk profile, number of vehicles, and property value. Your agent can provide a personalized quote for your situation.
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