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Find Umbrella Insurance Agents Near You in Ceres, CA

Browse umbrella insurance agents serving Ceres, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Ceres, California is Freeway Insurance, rated 4.7 stars across 263 reviews. Other highly rated options include Wyatt Insurance Agency, Gomez Insurance, SeguroMAX Insurance Center. This directory lists 15 umbrella insurance agents serving Ceres.

Showing 15 umbrella insurance agents in Ceres, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance2517 Mitchell Rd C(209) 208-5647
2Wyatt Insurance Agency3525 Mitchell Rd Ste A(209) 537-8922
3Gomez Insurance3641 Mitchell Rd(209) 581-0970
4SeguroMAX Insurance Center1578 E Whitmore Ave Suite# A(209) 272-1071
5Farmers Insurance - Ruby Salazar2600 E Whitmore Ave Ste 4(209) 634-4130
6Diaz Insurance Agency2800 Mitchell Rd Suite A(209) 531-0383
7Juan Jimenez - State Farm Insurance Agent3641 Mitchell Rd suite g(209) 538-7556
8Farmers Insurance - Juan Cisneros2445 E Whitmore Ave Ste 100(209) 538-2718
9Villegas Insurance Services2948 4th St(209) 538-3555
10La Base Insurance Services3505 Central Ave # 7(209) 284-0400
FI
2517 Mitchell Rd C
Freeway Insurance
Umbrella Insurance Agent · Ceres, CA

Freeway Insurance offers general liability protection as a core service within the umbrella insurance category in Ceres, California, and extends that coverage into specialized add-on policies for excess liability limits. These additional layers safeguard against major claims that exhaust primary coverage. Its umbrella policies serve various commercial sectors, including professional offices, large warehouses, and food service establishments that require broader liability protection beyond standard policies.

WI
3525 Mitchell Rd Ste A
Wyatt Insurance Agency
Umbrella Insurance Agent · Ceres, CA

Wyatt Insurance Agency serves Ceres and Stanislaus County as an umbrella insurance agent. This company helps clients obtain additional liability coverage that extends beyond the limits of standard home or auto policies. Umbrella insurance can protect assets by covering large claims or lawsuits. The agent guides individuals and families through evaluating their current coverage to determine appropriate policy limits for added financial security. This includes handling personal liability umbrella quotes for high-risk or high-net-worth situations and recommending policy endorsements for broader protection.

GI
3641 Mitchell Rd
Gomez Insurance
Umbrella Insurance Agent · Ceres, CA

Gomez Insurance serves homeowners, businesses, and property managers in Ceres, CA, who need additional liability protection beyond standard policies. As an umbrella insurance agent, the company helps clients secure extra coverage to guard against major claims and lawsuits that could threaten personal assets or business operations. It assists in evaluating existing liability limits and determining appropriate supplemental layers of risk protection. The agency also provides coverage coordination for clients throughout Stanislaus County, including the adjacent community of Modesto.

SI
1578 E Whitmore Ave Suite# A
SeguroMAX Insurance Center
Umbrella Insurance Agent · Ceres, CA

SeguroMAX Insurance Center serves Ceres and the surrounding communities of Stanislaus County. As an umbrella insurance agency, it handles excess liability coverage that extends beyond the limits of standard home and auto policies. This type of policy assists clients in protecting their assets against major claims or lawsuits. The agent works closely with each individual to evaluate their existing coverage and identify gaps that could expose them to financial risk. The company typically reviews a client’s current policies first, then recommends an appropriate limit to add an extra layer of protection.

FI
2600 E Whitmore Ave Ste 4
Farmers Insurance - Ruby Salazar
Umbrella Insurance Agent · Ceres, CA

Farmers Insurance - Ruby Salazar in Ceres, California offers both one-time consultations for new applicants and scheduled policy reviews for existing clients. Umbrella insurance coverage provides additional liability protection beyond standard home and auto policies, safeguarding personal assets against major claims or lawsuits. The agent works with clients to assess their individual risk profiles and recommend appropriate extended liability limits. Service for new policy inquiries typically runs on a one-time basis, while annual policy updates and renewals are handled on a scheduled, as-needed basis.

DI
2800 Mitchell Rd Suite A
Diaz Insurance Agency
Umbrella Insurance Agent · Ceres, CA

Diaz Insurance Agency specializes in arranging umbrella insurance policies that extend liability coverage beyond standard limits. It works with clients in Ceres, California, to identify potential gaps in personal or auto protection and secures added layers of coverage. The agency handles both individual policy assessments and adjustments as needs arise. As the Central Valley experiences heavier winter rains, the agency often assists homeowners with reviewing umbrella limits to guard against increased accident risks from slick roads or unexpected liabilities on wet properties.

JJ
3641 Mitchell Rd suite g
Juan Jimenez - State Farm Insurance Agent
Umbrella Insurance Agent · Ceres, CA

Many homes and small businesses in Ceres face unexpected weather damage each season, requiring reliable liability protection beyond standard homeowners policies. As an umbrella insurance agent, Juan Jimenez – State Farm Insurance Agent provides residents with additional coverage layers to safeguard assets against major claims. This protection helps manage risks from accidents or property incidents common throughout the local area. A thorough inspection of current policies and personal risk factors is the first concrete step toward determining appropriate umbrella limits for each client.

FI
2445 E Whitmore Ave Ste 100
Farmers Insurance - Juan Cisneros
Umbrella Insurance Agent · Ceres, CA

Farmers Insurance - Juan Cisneros offers standard property and casualty policies in Ceres, CA, and specializes in umbrella insurance as an additional liability layer. This coverage extends beyond base limits to protect assets from major claims or lawsuits. The agency helps clients secure higher limits for personal and commercial risks. It serves a range of commercial sectors, including offices, warehouses, and food service operations, ensuring tailored protection for each business type.

VI
2948 4th St
Villegas Insurance Services
Umbrella Insurance Agent · Ceres, CA

Villegas Insurance Services, located in Ceres, California, is known as a provider of Umbrella Insurance Agent services. The firm assists local clients in obtaining additional liability coverage that extends beyond the limits of standard home and auto policies. Its range of offerings usually includes integration with existing personal insurance plans for enhanced financial protection. As a specialty service, the company can evaluate unique asset exposure for homeowners with rental properties or recreational vehicles.

LB
3505 Central Ave # 7
La Base Insurance Services
Umbrella Insurance Agent · Ceres, CA
GI
3641 Mitchell Rd
Gomez Insurance
Umbrella Insurance Agent · Ceres, CA
(209) 581-0970
gomezinsurance.com
FL
1515 Mitchell Rd Ste 10
Fred Loya Insurance
Umbrella Insurance Agent · Ceres, CA
(209) 538-3738
fredloya.com
FI
2600 E Whitmore Ave #3
Farmers Insurance - Kay Rambaran
Umbrella Insurance Agent · Ceres, CA
(209) 538-9470
agents.farmers.com/index.html
FI
3649 Mitchell Rd d
Farmers Insurance - Esther Lam
Umbrella Insurance Agent · Ceres, CA
(209) 538-2064
agents.farmers.com/ca/ceres/esther-lam
GS
3641 Mitchell Rd d
Grand Slam Insurance LLC
Umbrella Insurance Agent · Ceres, CA
(866) 599-4460
grandslamins.net

What Does an a Umbrella Insurance Agent in Ceres Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Premiums vary based on your underlying insurance limits, number of vehicles, properties, and personal risk factors. Higher coverage limits, such as two million or five million dollars, will cost more. This is general information and not insurance advice.

About umbrella insurance agents in Ceres

Umbrella insurance agents in Ceres, California help you secure additional liability coverage that goes beyond the limits of your auto, home, or watercraft policies. In California, where personal injury lawsuits can exceed standard policy limits, an umbrella policy provides an extra layer of financial protection. Local agents understand the specific liability risks in Stanislaus County and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Ceres do?

An umbrella insurance agent in Ceres helps you purchase a personal umbrella liability policy. This policy provides extra coverage above your existing auto and homeowners insurance limits. It also covers certain claims that your underlying policies may not, such as libel or slander.

How much umbrella coverage do I need in California?

Most agents recommend at least one million dollars in umbrella coverage for California residents. The exact amount depends on your assets, income, and potential liability risks. A local Ceres agent can review your situation and suggest an appropriate limit.

Do I need an umbrella policy if I have a pool or trampoline in Ceres?

Yes, having a pool or trampoline increases your liability risk. California law holds property owners responsible for injuries on their premises. An umbrella policy can help protect your savings and future earnings if a guest is injured.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.