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Compare Umbrella Insurance Agents in Costa Mesa, CA
Directory of umbrella insurance agents in Costa Mesa, California. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Costa Mesa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 umbrella insurance agents in Costa Mesa, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
3033 Bristol St Ste 121, Costa Mesa, CA 92626
(714) 442-9504
locations.acceptance.com
AAA Costa Mesa Insurance and Member Services
3350 Harbor Blvd, Costa Mesa, CA 92626
(714) 427-5950
ace.aaa.com
Choice Plus Insurance Services
1072 Bristol St # 205, Costa Mesa, CA 92626
(714) 695-1127
choiceplusis.com
Chrysalis Insurance Agency
3001 Red Hill Ave Suite 2-226, Costa Mesa, CA 92626
(714) 464-8080
ciapro.net
Comparion Insurance Agency
555 Anton Blvd Suite 326, 327, 328, Costa Mesa, CA 92626
(949) 668-6502
comparioninsurance.com
Michelle Yang at Comparion Insurance Agency
555 Anton Blvd Suite 326, 327, 328, Costa Mesa, CA 92626
(909) 476-6723
comparioninsurance.com
Jimenez Family Insurance Agency
1914 Meyer Pl # D, Costa Mesa, CA 92627
(949) 722-4022
jimenezfamilyinsurance.com
Goosehead Insurance - Ty Robertson
555 Anton Blvd suit 150, Costa Mesa, CA 92626
(714) 252-4558
goosehead.com
Amica Mutual Insurance Company
3200 Park Center Dr #650, Costa Mesa, CA 92626
(877) 972-6422
amica.com
EZ Insurance Services Inc
2960 Harbor Blvd D, Costa Mesa, CA 92626
(800) 895-7033
ezinsurance123.com
Samantha Kist at Comparion Insurance Agency
555 Anton Blvd Suite 326, 327, 328, Costa Mesa, CA 92626
(949) 382-3287
comparioninsurance.com
Goosehead Insurance - Geoff Dopheide
2942 Century Pl Suite 708, Costa Mesa, CA 92626
(949) 345-1219
goosehead.com
Maxwell Agency Insurance Services
3001 Red Hill Ave building 5 ste 201, Costa Mesa, CA 92626
(949) 298-6746
maxwellagency.com
Acrisure Costa Mesa, CA
611 Anton Blvd # 1400, Costa Mesa, CA 92626
(714) 546-6616
acrisure.com
Protect My Family Now
3100 Airway Ave #131, Costa Mesa, CA 92626
(714) 600-2509
protectmyfamilynow.com
BGA Insurance
2900 Bristol St Suite B300, Costa Mesa, CA 92626
(949) 955-0255
bgainsurance.com
Wigmore Insurance
880 W 19th St, Costa Mesa, CA 92627
(714) 979-6543
wigmoreins.com
Robert E Harris Insurance
3150 Bristol St #200, Costa Mesa, CA 92626
(714) 619-4480
reharris.com
Hamilton Insurance Services - TWFG (The Woodlands Financial Group)
185 Paularino Ave Unit 213-C, Costa Mesa, CA 92626
(714) 955-8737
twfg.com
An umbrella insurance agent in Costa Mesa California helps you obtain personal liability coverage that extends beyond the limits of your home and auto policies. California law requires minimum liability limits on auto insurance, but a personal umbrella policy can provide an additional layer of protection against lawsuits and large claims. Local agents understand the specific risks in Orange County, such as high property values and frequent vehicle accidents.
What Does a Umbrella Insurance Agent in Costa Mesa Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums increase with higher coverage limits and additional risk factors such as owning a pool or having teenage drivers. Costs vary by insurer, your claims history, and the underlying policy limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Costa Mesa do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. In California, umbrella policies typically require underlying auto and home insurance with specific minimum limits.
How much umbrella coverage do I need in Costa Mesa?
The amount of umbrella coverage you need depends on your total assets and potential liability exposure. Many agents recommend at least 1 million dollars in coverage for homeowners in coastal California. Higher net worth individuals may need 2 to 5 million dollars or more to fully protect their savings and property.
Are there California laws that affect umbrella insurance policies?
Yes, California Insurance Code Section 11580.1 requires auto insurers to offer uninsured motorist coverage, which can interact with umbrella policies. Also, California law allows umbrella policies to cover certain legal defense costs. An agent can explain how these laws apply to your specific situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.