ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Davis, CA

Browse umbrella insurance agents serving Davis, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Davis, California is Raul Herrera - State Farm Insurance Agent, rated 4.9 stars across 117 reviews. Other highly rated options include Dave Scheiber - State Farm Insurance Agent, Doug Prichard - State Farm Insurance Agent, Greg Phister: Allstate Insurance. This directory lists 14 umbrella insurance agents serving Davis.

Showing 14 umbrella insurance agents in Davis, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Raul Herrera - State Farm Insurance Agent2744 Del Rio Pl Ste 120(530) 759-9204
2Dave Scheiber - State Farm Insurance Agent4627 Fermi Pl #120(530) 758-8440
3Doug Prichard - State Farm Insurance Agent405 3rd St(530) 756-1591
4Greg Phister: Allstate Insurance437 F St(530) 756-9211
5Heather Copeland - State Farm Insurance Agent231 G St #1(530) 753-7897
6Purves & Associates Insurance Agency500 4th St(530) 756-5561
7Farmers Insurance - David Mann2925 Spafford St B(530) 758-1011
8C C Cooper & Sons215 Madson Pl A(530) 753-2888
9Cedarwood Financial & Insurance Services1777 Oak Ave Ste B(877) 753-0704
10State Farm Insurance4627 Fermi Pl #120(530) 379-7227
RH
2744 Del Rio Pl Ste 120
Raul Herrera - State Farm Insurance Agent
Umbrella Insurance Agent · Davis, CA

Raul Herrera - State Farm Insurance Agent serves the Davis, California metro area and offers umbrella insurance coverage. This type of policy provides additional liability protection beyond standard home or auto limits. Clients in the region rely on this agency to help shield their future earnings and assets from major claims. The office also assists with associated risk assessments to ensure proper coverage alignment. Specific services handled here include excess liability policies and personal catastrophe protection.

DS
4627 Fermi Pl #120
Dave Scheiber - State Farm Insurance Agent
Umbrella Insurance Agent · Davis, CA

Dave Scheiber - State Farm Insurance Agent in Davis, CA, provides umbrella insurance coverage that extends liability protection beyond standard policies, helping to safeguard personal assets against major claims or lawsuits. The office offers personalized consultations to review existing coverage needs and can adjust policy limits for adequate protection. It services a variety of properties, including single-family homes, apartments, retail stores, and restaurants, ensuring comprehensive liability solutions for diverse local clients.

DP
405 3rd St
Doug Prichard - State Farm Insurance Agent
Umbrella Insurance Agent · Davis, CA

Homeowners, businesses, and property managers in Davis turn to Doug Prichard - State Farm Insurance Agent for umbrella insurance policies that provide extra liability protection beyond standard coverage. These policies help safeguard assets by offering broader protection against major claims or lawsuits. The agency works closely with clients to assess their individual risk exposure and recommend appropriate coverage limits. Additional service is available for clients throughout the surrounding Yolo County metro area, including the neighboring community of Woodland.

GP
437 F St
Greg Phister: Allstate Insurance
Umbrella Insurance Agent · Davis, CA

Greg Phister: Allstate Insurance serves Davis, California, and the surrounding communities of Yolo County. As an umbrella insurance agent, it handles personal liability policies that extend coverage beyond standard home and auto limits to protect clients from major claims and lawsuits. For a typical job, the agency generally evaluates a client’s existing coverage gaps and risk exposure to recommend an appropriate level of umbrella protection that suits their individual assets and lifestyle.

HC
231 G St #1
Heather Copeland - State Farm Insurance Agent
Umbrella Insurance Agent · Davis, CA

For homeowners in Davis, CA, umbrella liability insurance adds a separate, higher coverage layer beyond standard policies; this one-time policy set-up costs are fixed, while annual renewals adjust for risk. A local provider like Heather Copeland - State Farm Insurance Agent offers this additional protection that safeguards assets from major claims or lawsuits, covering gaps where auto or home policies may fall short. Service appointments are available on an as-needed basis to review policy limits or file a claim.

PA
500 4th St
Purves & Associates Insurance Agency
Umbrella Insurance Agent · Davis, CA

Purves & Associates Insurance Agency in Davis, CA specializes in umbrella insurance agent services, offering supplemental liability coverage that extends beyond standard policy limits. It also assists clients with general insurance needs, helping residents protect their assets against major claims. As the rainy season increases the risk of accidents on wet roads, the agency helps local homeowners and drivers secure an extra layer of protection against potential lawsuits arising from such incidents.

FI
2925 Spafford St B
Farmers Insurance - David Mann
Umbrella Insurance Agent · Davis, CA

As the rainy season begins in Davis, Farmers Insurance - David Mann helps property owners secure umbrella coverage that goes beyond standard home and auto policies. This layer of liability insurance is designed to protect savings and future earnings when claims exceed underlying limits. Whether serving long-time valley residents or newcomers near the university, the agent works through local risk factors common to Yolo County. A thorough personal inspection of the client’s current policies and assets is the essential first step in tailoring this additional protection.

CC
215 Madson Pl A
C C Cooper & Sons
Umbrella Insurance Agent · Davis, CA

C C Cooper & Sons provides general liability coverage, with a specialty in umbrella insurance policies for clients in the Davis area. This additional layer of protection extends policy limits beyond standard commercial or personal plans. The agency helps homeowners, renters, and vehicle owners secure added peace of mind against major claims. Their services are available to offices needing broad liability buffers, warehouses requiring high-capacity coverage, and food service establishments managing frequent public interactions.

CF
1777 Oak Ave Ste B
Cedarwood Financial & Insurance Services
Umbrella Insurance Agent · Davis, CA

Cedarwood Financial & Insurance Services serves homeowners and renters in Davis, California, offering tailored umbrella insurance that extends liability protection beyond standard residential policies. The agency also assists local businesses in securing commercial umbrella coverage to safeguard against major claims. Their service covers clients throughout the Davis area and surrounding Yolo County communities. Because umbrella policies integrate with existing home or auto coverage, the agent can review and update limits during each renewal period, ensuring continued alignment with a client's changing needs and assets between regular visits.

SF
4627 Fermi Pl #120
State Farm Insurance
Umbrella Insurance Agent · Davis, CA

State Farm Insurance in Davis, CA, serves local homeowners and drivers by offering umbrella insurance policies that provide additional liability coverage beyond standard limits. The agency helps clients protect assets from major claims and lawsuits. Its service range includes assessing individual risk levels and customizing coverage amounts to match personal financial exposure. Policyholders can access professional guidance for merging umbrella protection with existing auto or home insurance. As a specialty service, the company can add on coverage for dog-related incidents or property damage from rental units.

DI
118 Grande Ave
Devine Insurance Solutions
Umbrella Insurance Agent · Davis, CA
(530) 304-7288
IN
719 2nd St
Insurance Ninja
Umbrella Insurance Agent · Davis, CA
(530) 756-5323
insuranceninja.com
MI
2043 Anderson Rd STE C
Mindful Insurance Solutions, Inc.
Umbrella Insurance Agent · Davis, CA
(877) 223-4437
mindfulins.com
FI
508 2nd St
Farmers Insurance - Steve Buchanan
Umbrella Insurance Agent · Davis, CA
(530) 812-0748
agents.farmers.com/ca/woodland/steve-buchanan

What Does an a Umbrella Insurance Agent in Davis Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost between 300 and 800 dollars annually. Your premium depends on factors such as the number of vehicles, homes, and drivers in your household, as well as your claims history. This is general information and not insurance advice.

About umbrella insurance agents in Davis

An umbrella insurance agent in Davis California helps you secure extra liability coverage that goes beyond your auto and home insurance limits. California law requires minimum auto liability limits, but these may not cover a serious accident or lawsuit. A local agent can explain how an umbrella policy adds a layer of protection for your savings and future earnings.

Frequently Asked Questions

What does an umbrella insurance agent in Davis do?

An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard home and auto insurance limits. In California, this extra coverage can protect you from lawsuits related to accidents on your property or while driving. The agent assesses your risk and recommends a coverage amount.

How much umbrella coverage do I need in California?

Most agents suggest at least one million dollars in umbrella coverage, but the right amount depends on your assets and income. California courts may award large judgments in liability cases, so higher limits like two or five million dollars are common for homeowners or professionals. Your agent will help you calculate a suitable limit based on your net worth.

Is umbrella insurance required by California law?

No, California law does not require umbrella insurance. However, state law mandates minimum auto liability limits of 15 thousand dollars per person and 30 thousand dollars per accident. Umbrella insurance is optional but recommended for those with significant assets or higher risk of lawsuits.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.