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Looking for a umbrella insurance agent in Downey? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Downey, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in Downey, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Downey Insurance and Member Services
8223 Firestone Blvd, Downey, CA 90241
(562) 861-2231
ace.aaa.com
Lucy Rodas - State Farm Insurance Agent
8727 Firestone Blvd, Downey, CA 90241
(562) 868-6218
lucyrodas.com
Efferem Sanchez - State Farm Insurance Agent
12327 Woodruff Ave, Downey, CA 90241
(562) 803-9777
esanchez.net
A-MAX Insurance
12010 Paramount Blvd, Downey, CA 90242
(562) 923-6618
amaxinsurance.com
Strong Tie Insurance Services Inc.
8135 Florence Ave #201, Downey, CA 90240
(323) 771-1100
strongtieinsurance.com
Veronica's Insurance Downey
7846 Florence Ave, Downey, CA 90240
(562) 379-6681
veronicas.com
Lou Grimaldi - State Farm Insurance Agent
8050 Florence Ave UNIT 10, Downey, CA 90240
(562) 923-7791
grimaldiagency.com
Original Insurance Services
9907-B Paramount Blvd, Downey, CA 90240
(562) 606-0916
originalinsurance.net
Farmers Insurance - Andy Zuloaga
11108 Downey Ave, Downey, CA 90241
(562) 659-7558
agents.farmers.com
Stephanie’s Insurance Services
9900 Lakewood Blvd Suite 201, Downey, CA 90240
(562) 727-3447
Farmers Insurance - Steve Garcia
8648 Florence Ave, Downey, CA 90240
(562) 861-0707
agents.farmers.com
Robert Does Insurance Services
10802 Downey Ave, Downey, CA 90241
(562) 204-6283
robertdoesinsurance.com
Farmers Insurance - Joseph Haddad
8607 Imperial Hwy. Ste 103, Downey, CA 90242
(562) 806-3700
agents.farmers.com
Rey Cruz: Allstate Insurance
9800 Paramount Blvd, Downey, CA 90240
(562) 928-5751
agents.allstate.com
Boomers Insurance Services
Boomers Insurance, 8408 Florence Ave, Downey, CA 90240
(562) 904-9209
boomers-insurance.com
Farmers Insurance - Guadalupe Diaz
10833 Downey Ave, Downey, CA 90241
(562) 622-4748
agents.farmers.com
Alpha Insurance & Auto Registration / My Alpha Insurance Solutions Inc
12047 Paramount Blvd, Downey, CA 90242
(562) 674-3066
myalphainsurancesolutionsinc.com
Manor Insurance Agency, Inc.
9530 Imperial Hwy. STE N, Downey, CA 90242
(562) 862-8669
manorinsurance.net
Bravo Insurance and Tax Services
8811 Imperial Hwy., Downey, CA 90242
(562) 904-2888
bravotaxinsurance.com
Insurance Services Downey | Aseguranza Downey Auto, Home, Commercial, Business
7409 Florence Ave, Downey, CA 90240
(562) 414-0044
helpusave.us
An umbrella insurance agent in Downey can help you add a layer of liability protection beyond your auto and homeowners policies. California law requires minimum liability limits on auto insurance, but those limits may not cover a serious accident or lawsuit. A local agent can explain how an umbrella policy works with your existing coverage to safeguard your savings and property.
What Does a Umbrella Insurance Agent in Downey Cost?
In California, a 1 million dollar personal umbrella policy usually costs between 150 and 300 dollars annually. Adding additional 1 million dollar increments may cost 50 to 100 dollars more each. Your specific premium depends on your assets, driving record, and the underlying coverage limits on your auto and homeowners policies. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Downey do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above the limits of your underlying auto and home insurance. In California, these policies typically start at 1 million dollars in coverage and can protect you from large claims or lawsuits.
Do I need umbrella insurance in California?
You may need umbrella insurance if you have significant assets like a home or investments, or if you face higher liability risks such as owning a pool or a dog. California courts can award large judgments in personal injury cases, so extra coverage can be a wise financial safeguard.
How much does umbrella insurance cost in Downey California?
The cost for a 1 million dollar umbrella policy in California typically ranges from 150 to 300 dollars per year. Your premium depends on your risk factors, number of vehicles, and the limits of your underlying policies. An agent can provide a personalized quote.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.