Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 umbrella insurance agents in Garden Grove, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
CSIS Insurance Services
13211 Garden Grove Blvd #100, Garden Grove, CA 92843
(714) 534-0072
csisinsurance.com
Lelly Woo-Grimes - State Farm Insurance Agent
12062 Valley View St Suite 135, Garden Grove, CA 92845
(714) 891-3908
orangecountyagency.com
FasTrak Insurance Solutions
13518 Harbor Blvd # A2, Garden Grove, CA 92843
(877) 296-0808
fastrakins.com
Broadwater Insurance Agency
9421 Chapman Ave, Garden Grove, CA 92841
(714) 636-9092
broadwaterthillins.com
Farmers Insurance - Linh Nguyenle
13062 Century Blvd Ste A, Garden Grove, CA 92843
(714) 530-6900
farmersagent.com
Your Independence Insurance Center
13902 Harbor Blvd Unit 2A, Garden Grove, CA 92843
(714) 775-3400
iicinsurance.com
Goldenway Insurance Services, Inc.
10092 Chapman Ave #2, Garden Grove, CA 92840
(714) 335-4400
goldenwayinsurance.com
PERFECT CHOICE INSURANCE SERVICES
12553 Harbor Blvd, Garden Grove, CA 92840
(949) 370-4894
perfectchoiceinsurance.com
Farmers Insurance - Donny Vu Agency
12122 Brookhurst St, Garden Grove, CA 92840
(714) 265-5401
agents.farmers.com
Love My Insurance Garden Grove
13210 Harbor Blvd, Garden Grove, CA 92843
(714) 590-0112
lovemyinsurance.net
Saigon Insurance
8681 Garden Grove Blvd, Garden Grove, CA 92844
(714) 722-5958
saigoninsurance.com
Quick & Easy Insurance Services
12843 Harbor Blvd # E-1, Garden Grove, CA 92840
(714) 583-7250
Yenan Agency
12800 Garden Grove Blvd F, Garden Grove, CA 92843
(714) 803-3379
jessi-care.com
Two Way Insurance Services
13478 Harbor Blvd, Garden Grove, CA 92843
(714) 741-3905
Music Lovers Insurance
13211 Garden Grove Blvd, Garden Grove, CA 92843
(714) 534-0072
musicloversinsurance.com
Hong Chiang Insurance
10131 Westminster Ave #206, Garden Grove, CA 92843
(626) 629-9983
hongbusiness.com
SAVER Insurance Services
10240 Westminster Ave Suite 208, Garden Grove, CA 92843
(714) 200-6114
What Does a Umbrella Insurance Agent in Garden Grove Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 400 per year for 1 million in coverage. For 2 million, the annual premium may be between 250 and 600. Factors that affect the price include your driving record, number of properties, and the limits of your underlying policies. This is general information and not insurance advice. Consult a licensed agent for a quote tailored to your situation.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance policy cover in California?
An umbrella policy covers legal liability claims that exceed the limits of your underlying home or auto insurance. It also covers certain claims not included in those policies, such as false arrest or slander. In California, umbrella policies typically require you to maintain minimum underlying limits of 250,000 for bodily injury per person and 500,000 per accident.
How much umbrella coverage should I get in Garden Grove?
Most California agents recommend at least 1 million in umbrella coverage for homeowners with average assets. Higher limits of 2 to 5 million may be appropriate for those with significant savings, rental properties, or high-risk activities like owning a pool or a dog. Your agent can help you assess your net worth and potential exposure.
Do I need an umbrella policy if I have homeowners insurance in California?
Yes, a standard homeowners policy in California has liability limits that may not fully protect you in a serious accident. Umbrella insurance provides extra coverage for events like a guest injury on your property or a car accident where you are at fault. It also covers legal defense costs, which can be substantial even if you are not found liable.