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Find Umbrella Insurance Agents Near You in Gardena, CA

Browse umbrella insurance agents serving Gardena, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Gardena, California is General Insurance, rated 4.5 stars across 268 reviews. Other highly rated options include Peter Cody: Allstate Insurance, Academy Insurance, Hercules Insurance - Gardena. This directory lists 16 umbrella insurance agents serving Gardena.

Showing 16 umbrella insurance agents in Gardena, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1General Insurance1084 Rosecrans Ave(310) 327-2020
2Peter Cody: Allstate Insurance18177 S Western Ave Ste B(310) 538-5004
3Academy Insurance15000 Crenshaw Blvd # 101(310) 323-0090
4Hercules Insurance - Gardena1900 Marine Ave(310) 329-9992
5Gardena General Insurance Agency1220 W Gardena Blvd suite a(310) 327-1000
6Satellite Insurance Agency701 W Redondo Beach Blvd #1034(424) 704-9445
7Farmers Insurance - David Gamble18726 S Western Ave #310(310) 329-1527
8AHTKY Insurance Agency, LLC1451 Artesia Blvd suite a(310) 516-0110
9Strong Tie Insurance Services Inc.1369 W Redondo Beach Blvd(213) 524-0996
10Accurate rate Insurance Services,inc2015 W Redondo Beach Blvd suit E(310) 217-1600
GI
1084 Rosecrans Ave
General Insurance
Umbrella Insurance Agent · Gardena, CA

General Insurance serves clients throughout Los Angeles County from its Gardena, California location, providing umbrella insurance agent services. This type of coverage offers additional liability protection beyond standard home and auto insurance policies, helping safeguard personal assets against major claims or lawsuits. The agency assists individuals in assessing their specific risk exposure and securing appropriate policy limits. It also handles claims coordination and policy adjustments for changing coverage needs. Among the umbrella insurance services it provides are excess liability consultations and personal asset protection planning.

PC
18177 S Western Ave Ste B
Peter Cody: Allstate Insurance
Umbrella Insurance Agent · Gardena, CA

Peter Cody: Allstate Insurance provides umbrella insurance agent services in Gardena, CA, offering additional liability coverage that extends beyond standard home and auto policies to protect clients from major claims. The agency assists with customizing coverage limits to match individual risk profiles and can integrate umbrella policies with existing insurance plans for seamless protection. Maintenance services include annual policy reviews to adjust coverage as assets or liability exposures change. It services single-family homes, apartments, retail establishments, and restaurants seeking enhanced liability protection.

AI
15000 Crenshaw Blvd # 101
Academy Insurance
Umbrella Insurance Agent · Gardena, CA

Academy Insurance, based in Gardena, California, is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Its service range includes personal umbrella policies for residents and professionals seeking added financial protection against major claims or lawsuits in the local Gardena area. A dedicated umbrella insurance agent can assess a client’s existing coverages and recommend appropriate liability limits. The company can also offer coverage options for those with rental properties or recreational vehicles.

HI
1900 Marine Ave
Hercules Insurance - Gardena
Umbrella Insurance Agent · Gardena, CA

Hercules Insurance - Gardena serves local homeowners, businesses, and property managers seeking excess liability coverage through an umbrella insurance agent. The company helps clients in this southern Los Angeles County community understand how an umbrella policy can extend their basic liability limits for added financial protection. This agent typically guides property owners and commercial operators through policy options tailored to their specific risk exposures. Hercules Insurance - Gardena also frequently assists clients in the neighboring community of Torrance and throughout the South Bay metro area.

GG
1220 W Gardena Blvd suite a
Gardena General Insurance Agency
Umbrella Insurance Agent · Gardena, CA

Serving Gardena, CA, and the surrounding South Bay communities, Gardena General Insurance Agency handles umbrella insurance policies designed to extend personal liability coverage. This type of policy adds an extra layer of protection beyond standard auto and homeowner limits. The agency works with clients to assess required coverage amounts for significant assets. For a typical job, it reviews existing underlying policies to ensure continuity and then sources a compatible umbrella plan that fills any gaps in liability coverage.

SI
701 W Redondo Beach Blvd #1034
Satellite Insurance Agency
Umbrella Insurance Agent · Gardena, CA

Satellite Insurance Agency in Gardena, CA provides umbrella insurance on either a one-time policy for specific high-risk periods or as a recurring annual coverage layer above existing auto and homeowners policies. Umbrella insurance extends liability limits beyond standard policies, offering protection against major claims and lawsuits. This agent serves the local area with coverage that is typically arranged on a scheduled basis, often nested within an annual renewal cycle with the client's primary policies.

FI
18726 S Western Ave #310
Farmers Insurance - David Gamble
Umbrella Insurance Agent · Gardena, CA

Farmers Insurance - David Gamble specializes in umbrella insurance agent services for Gardena, California residents and businesses. It assesses and supplements existing liability coverage to protect against major claims and lawsuits. The agency advises clients on higher policy limits and additional layers of security beyond standard home and auto plans. During the winter storm season, it helps homeowners and renters in Gardena review their liability exposure for rain-related slip-and-fall incidents on their property.

AI
1451 Artesia Blvd suite a
AHTKY Insurance Agency, LLC
Umbrella Insurance Agent · Gardena, CA

As Southern California storms intensify, local homeowners and renters seek extra liability protection beyond standard policies. AHTKY Insurance Agency, LLC in Gardena provides umbrella insurance agent services that add a crucial layer of coverage against major claims and lawsuits. This safety net extends liability limits on existing auto and homeowners policies, helping guard personal assets when unexpected accidents exceed primary coverage. The initial process begins with a review of current insurance details to assess the appropriate level of additional protection needed.

ST
1369 W Redondo Beach Blvd
Strong Tie Insurance Services Inc.
Umbrella Insurance Agent · Gardena, CA

Strong Tie Insurance Services Inc. serves the greater Los Angeles metro area, including Gardena, California, as an umbrella insurance agent. This agency helps individuals and businesses secure additional liability coverage that extends beyond the limits of standard home or auto policies. Such policies are designed to protect assets from major claims and lawsuits. The team works with clients to assess their specific risk factors and determine appropriate coverage levels. Among its services in this area, Strong Tie Insurance Services Inc. handles personal umbrella coverage and commercial liability protection.

AR
2015 W Redondo Beach Blvd suit E
Accurate rate Insurance Services,inc
Umbrella Insurance Agent · Gardena, CA

Accurate Rate Insurance Services, Inc., based in Gardena, provides personalized risk management solutions to clients across the region. As an umbrella insurance agent, it specializes in offering extended liability coverage that goes beyond standard policy limits, helping individuals and businesses safeguard assets from major claims or lawsuits. This additional layer of protection is common in the area for property owners and operators seeking to minimize financial exposure. The company can serve various commercial sectors, including offices, warehouses, and food service operations.

HP
15632 Crenshaw Blvd
H P Insurance
Umbrella Insurance Agent · Gardena, CA
(310) 515-1963
FI
15435 S Western Ave #205
Farmers Insurance - Dae Lee
Umbrella Insurance Agent · Gardena, CA
(310) 515-7228
agents.farmers.com/ca/gardena/dae-lee
FI
15507 Normandie Ave Ste 414
Farmers Insurance - Christy Lee
Umbrella Insurance Agent · Gardena, CA
(213) 738-9585
agents.farmers.com/ca/los-angeles/christy-lee
NI
1133 W Gardena Blvd
Nakamura Insurance
Umbrella Insurance Agent · Gardena, CA
(310) 327-0717
CL
1634 139th St
Covered Life
Umbrella Insurance Agent · Gardena, CA
(628) 265-4872
BM
16012 S Western Ave
Bar Mutual Insurance Agency
Umbrella Insurance Agent · Gardena, CA
(310) 644-8200
barmutualinsurance.com

What Does an a Umbrella Insurance Agent in Gardena Cost?

In California, umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits may cost 200 to 500 dollars annually. Costs vary based on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.

About umbrella insurance agents in Gardena

An umbrella insurance agent in Gardena can help you secure additional liability coverage beyond your standard home and auto policies. California law requires minimum auto liability limits, but umbrella policies provide extra protection for assets. This is especially important in a busy city like Gardena where accident risks are higher.

Frequently Asked Questions

What does an umbrella insurance agent in Gardena do?

An umbrella insurance agent helps you purchase a personal umbrella liability policy that extends coverage limits after your home or auto insurance is exhausted. In California, these policies typically start at 1 million dollars in coverage.

How much umbrella coverage do I need in Gardena?

The amount depends on your assets and risk exposure. Many agents recommend coverage equal to your net worth. California courts can award large judgments, so 1 to 5 million dollars in umbrella coverage is common for homeowners.

Is umbrella insurance required by California law?

No, umbrella insurance is not required by California law. However, California requires minimum auto liability coverage of 15,000 dollars per person and 30,000 dollars per accident. An umbrella policy adds extra protection beyond these minimums.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.