ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Gilroy, CA

Browse umbrella insurance agents serving Gilroy, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Gilroy, California is Gina Lopez - State Farm Insurance Agent, rated 5.0 stars across 430 reviews. Other highly rated options include David Matzinger - State Farm Insurance Agent, AAA Gilroy Branch, MC Insurance Services. This directory lists 18 umbrella insurance agents serving Gilroy.

Showing 18 umbrella insurance agents in Gilroy, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gina Lopez - State Farm Insurance Agent8401 Church St Ste B(408) 846-9077
2David Matzinger - State Farm Insurance Agent651 1st St(408) 842-9354
3AAA Gilroy Branch7210 Camino Arroyo Dr(408) 847-9220
4MC Insurance Services60 4th St Suite 102(408) 848-2271
5Fiesta Auto Insurance & Tax Service751 1st St A(408) 847-1200
6Di-Car Insurance Marketing6976 Automall Pkwy(408) 848-9085
7Farmers Insurance - Maria Cid8010 Wayland Ln #2f(408) 848-8953
8Arline Silva: Allstate Insurance7691 Eigleberry St(408) 842-5608
9Coast Auto Insurance280 E 10th St Suite F(408) 842-1990
10Farmers Insurance- Pinheiro Insurance Agency, Inc190 1st St(408) 842-4619
GL
8401 Church St Ste B
Gina Lopez - State Farm Insurance Agent
Umbrella Insurance Agent · Gilroy, CA

Gina Lopez - State Farm Insurance Agent serves the Gilroy, California, area as a local provider of umbrella liability insurance. This agent helps residents and small businesses secure additional liability coverage that extends beyond the limits of standard home and auto policies. Umbrella insurance from this office offers protection against major claims and lawsuits that could otherwise threaten personal assets. The agency also handles policy adjustments and claims support for existing State Farm customers seeking this extra layer of financial security in Gilroy.

DM
651 1st St
David Matzinger - State Farm Insurance Agent
Umbrella Insurance Agent · Gilroy, CA

Homeowners, businesses, and property managers in Gilroy rely on David Matzinger - State Farm Insurance Agent for umbrella insurance policies. This coverage provides an extra layer of liability protection beyond standard auto or home insurance limits, helping to safeguard assets from major claims or lawsuits. The agency assists local clients in understanding potential risks and building appropriate coverage for their specific needs. It also serves residents and commercial customers throughout the Santa Clara Valley and the broader South Bay metro area.

AG
7210 Camino Arroyo Dr
AAA Gilroy Branch
Umbrella Insurance Agent · Gilroy, CA

AAA Gilroy Branch provides umbrella insurance services to clients in the Gilroy, California area, offering added liability coverage that extends beyond standard home and auto policies. This coverage helps protect assets during major claims or lawsuits. The agency works with clients to review existing policies and recommend appropriate coverage limits for their needs. It assists with policy updates, renewals, and claims coordination. Single-family homes, apartments, retail stores, and restaurants in the region are among the properties it typically helps protect with this additional insurance layer.

MI
60 4th St Suite 102
MC Insurance Services
Umbrella Insurance Agent · Gilroy, CA

MC Insurance Services serves clients in Gilroy, California, and its surrounding communities. As an umbrella insurance agent, the company handles excess liability coverage that extends beyond the limits of standard home and auto policies. This type of protection helps policyholders address major claims or lawsuits that could threaten personal assets. For each client, the agency typically begins with a thorough review of existing insurance coverage to identify potential gaps in liability protection and then recommends appropriate policy limits.

FA
751 1st St A
Fiesta Auto Insurance & Tax Service
Umbrella Insurance Agent · Gilroy, CA

Fiesta Auto Insurance & Tax Service in Gilroy, California provides umbrella insurance as a single-policy purchase for those seeking elevated liability protection or as an ongoing add-on to an existing coverage package. This option extends personal liability limits beyond standard home or auto policies. The company’s appointments are available on a one-time or as-needed basis, allowing clients to adjust coverage when circumstances change without committing to a rigid schedule.

DC
6976 Automall Pkwy
Di-Car Insurance Marketing
Umbrella Insurance Agent · Gilroy, CA

Located in Gilroy, California, Di-Car Insurance Marketing offers umbrella insurance, which provides liability coverage beyond standard home or auto policies for added asset protection. Clients may choose between a one-time consultation to review existing policies or recurring service to ensure coverage adapts over time as needs change and risks evolve. This additional layer of protection helps safeguard savings against large claims or lawsuits that exceed primary limits. Service is available on either a one-time appointment or an as-needed basis upon request.

FI
8010 Wayland Ln #2f
Farmers Insurance - Maria Cid
Umbrella Insurance Agent · Gilroy, CA

Farmers Insurance - Maria Cid in Gilroy, California, provides umbrella insurance coverage, offering extra liability protection beyond standard home and auto policies. The agency generally assists clients with evaluating their current insurance needs for broader financial security. In this region, common risks include accidents on residential property and liability from vehicle incidents. The agency helps with these concerns, particularly when local winter rains raise the chance of slip-and-fall claims or flooding-related lawsuits from guests or neighbors.

AS
7691 Eigleberry St
Arline Silva: Allstate Insurance
Umbrella Insurance Agent · Gilroy, CA

In Gilroy, where a downpour or an unexpected liability can arise without warning, residents and business owners seek coverage that extends beyond standard policies. Arline Silva: Allstate Insurance provides umbrella insurance solutions that add an extra layer of financial protection for significant claims. These policies offer additional liability limits once underlying coverage is exhausted, guarding assets against lawsuits or major accidents. For local clients facing unpredictable exposure, the process begins with a personal consultation to review existing policies and evaluate their specific liability needs.

CA
280 E 10th St Suite F
Coast Auto Insurance
Umbrella Insurance Agent · Gilroy, CA

Coast Auto Insurance in Gilroy, California provides personal and commercial coverage through its agency. It also offers umbrella insurance, which supplies additional liability protection beyond standard policy limits for qualifying clients. This service helps safeguard assets against major claims or lawsuits that exceed underlying coverage. Typical risks addressed include bodily injury or property damage scenarios with higher financial stakes. The agency serves various commercial sectors, including offices, warehouses, and food service establishments.

FI
190 1st St
Farmers Insurance- Pinheiro Insurance Agency, Inc
Umbrella Insurance Agent · Gilroy, CA

Farmers Insurance- Pinheiro Insurance Agency, Inc serves residential umbrella insurance needs in Gilroy, California, helping homeowners protect assets beyond standard policy limits. The agency also offers commercial umbrella coverage for local businesses seeking additional liability protection throughout the broader Gilroy area. Clients can arrange follow-up policy reviews when property values change or during seasonal evaluations, ensuring coverage remains appropriate between regular annual visits.

PI
7600 Monterey Rd Suite 140
PCB Insurance Services, LLC
Umbrella Insurance Agent · Gilroy, CA
(408) 847-1000
pcb-insurance.com
ZI
Gilroy, CA 95020
Zavala Insurance Agency
Umbrella Insurance Agent · Gilroy, CA
FI
7790 Eigleberry St ste a
Farmers Insurance - Erma Contreras
Umbrella Insurance Agent · Gilroy, CA
(408) 846-5878
agents.farmers.com/ca/gilroy/eric-contreras
AI
5143, 7691 Eigleberry St A
Allstate Insurance Co: Silva Jason
Umbrella Insurance Agent · Gilroy, CA
(408) 842-5608
agents.allstate.com/arline-silva-gilroy-ca.html
AI
7810 Monterey Rd
Allied Insurance
Umbrella Insurance Agent · Gilroy, CA
UG
449 Leavesley Rd # E
UCA General Insurance Services Inc
Umbrella Insurance Agent · Gilroy, CA
(408) 842-1792
SA
7691 Eigleberry St
silva agency
Umbrella Insurance Agent · Gilroy, CA
(408) 842-1019
thesilvaagency.com
HI
8339 Church St Suite # 104
Hannah Insurance Group
Umbrella Insurance Agent · Gilroy, CA
(408) 848-4509

What Does an a Umbrella Insurance Agent in Gilroy Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 1000 dollars annually. Premiums vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Gilroy

An umbrella insurance agent in Gilroy California helps you secure extra liability coverage that goes beyond your auto and homeowners policies. This type of policy is especially important in California where high property values and frequent lawsuits make additional protection a smart choice. Gilroy agents can explain how umbrella insurance works with California specific laws and your personal risk factors.

Frequently Asked Questions

What does an umbrella insurance agent in Gilroy do?

An umbrella insurance agent in Gilroy helps you buy a policy that provides extra liability coverage above your existing home and auto insurance. They assess your assets and risks to recommend a coverage limit that fits your needs. The agent also explains how the policy interacts with California insurance regulations.

How much umbrella coverage do I need in California?

The amount of umbrella coverage you need depends on your net worth and potential liability risks. In California many agents suggest at least one million dollars in coverage because of high medical costs and lawsuit awards. Your agent can help you calculate the right limit based on your assets and lifestyle.

Is umbrella insurance required by law in California?

Umbrella insurance is not required by California law but it is highly recommended for anyone with significant assets. California courts can award large judgments in liability cases which could exceed your standard policy limits. An umbrella policy provides an extra layer of financial protection.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.