ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of umbrella insurance agents in Gilroy, California. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Gilroy, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 umbrella insurance agents in Gilroy, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gina Lopez - State Farm Insurance Agent
8401 Church St Ste B, Gilroy, CA 95020
(408) 846-9077
ginalopezagency.com
AAA Gilroy Branch
7210 Camino Arroyo Dr, Gilroy, CA 95020
(408) 847-9220
mwg.aaa.com
David Matzinger - State Farm Insurance Agent
651 1st St, Gilroy, CA 95020
(408) 842-9354
davidminsurance.com
Fiesta Auto Insurance & Tax Service
751 1st St A, Gilroy, CA 95020
(408) 847-1200
fiestainsurance.com
MC Insurance Services
60 4th St Suite 102, Gilroy, CA 95020
(408) 848-2271
mcinsurance.com
Di-Car Insurance Marketing
6976 Automall Pkwy, Gilroy, CA 95020
(408) 848-9085
dicarinsurance.com
Farmers Insurance - Maria Cid
8010 Wayland Ln #2f, Gilroy, CA 95020
(408) 848-8953
agents.farmers.com
Arline Silva: Allstate Insurance
7691 Eigleberry St, Gilroy, CA 95020
(408) 842-5608
agents.allstate.com
Coast Auto Insurance
280 E 10th St Suite F, Gilroy, CA 95020
(408) 842-1990
coastautoinsurance.com
Farmers Insurance- Pinheiro Insurance Agency, Inc
190 1st St, Gilroy, CA 95020
(408) 842-4619
farmersagent.com
PCB Insurance Services, LLC
7600 Monterey Rd Suite 140, Gilroy, CA 95020
(408) 847-1000
pcb-insurance.com
Farmers Insurance - Erma Contreras
7790 Eigleberry St ste a, Gilroy, CA 95020
(408) 846-5878
agents.farmers.com
Allstate Insurance Co: Silva Jason
5143, 7691 Eigleberry St A, Gilroy, CA 95020
(408) 842-5608
agents.allstate.com
UCA General Insurance Services Inc
449 Leavesley Rd # E, Gilroy, CA 95020
(408) 842-1792
silva agency
7691 Eigleberry St, Gilroy, CA 95020
(408) 842-1019
thesilvaagency.com
Hannah Insurance Group
8339 Church St Suite # 104, Gilroy, CA 95020
(408) 848-4509
An umbrella insurance agent in Gilroy California helps you secure extra liability coverage that goes beyond your auto and homeowners policies. This type of policy is especially important in California where high property values and frequent lawsuits make additional protection a smart choice. Gilroy agents can explain how umbrella insurance works with California specific laws and your personal risk factors.
What Does a Umbrella Insurance Agent in Gilroy Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 1000 dollars annually. Premiums vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Gilroy do?
An umbrella insurance agent in Gilroy helps you buy a policy that provides extra liability coverage above your existing home and auto insurance. They assess your assets and risks to recommend a coverage limit that fits your needs. The agent also explains how the policy interacts with California insurance regulations.
How much umbrella coverage do I need in California?
The amount of umbrella coverage you need depends on your net worth and potential liability risks. In California many agents suggest at least one million dollars in coverage because of high medical costs and lawsuit awards. Your agent can help you calculate the right limit based on your assets and lifestyle.
Is umbrella insurance required by law in California?
Umbrella insurance is not required by California law but it is highly recommended for anyone with significant assets. California courts can award large judgments in liability cases which could exceed your standard policy limits. An umbrella policy provides an extra layer of financial protection.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Gilroy who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.