The top-rated umbrella insurance agent in Huntington Beach, California is Number 1 Insurance, rated 4.9 stars across 663 reviews. Other highly rated options include Ric Weissinger - State Farm Insurance Agent, AAA Huntington Beach Insurance and Member Services, Mark Minh Nguyen - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Huntington Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Number 1 Insurance | 17111 Beach Blvd #103 | (714) 848-4400 |
| 2 | Ric Weissinger - State Farm Insurance Agent | 5922 Warner Ave | (714) 377-1111 |
| 3 | AAA Huntington Beach Insurance and Member Services | 16160 Beach Blvd | (714) 848-2227 |
| 4 | Mark Minh Nguyen - State Farm Insurance Agent | 6552 Bolsa Ave unit h | (714) 418-9050 |
| 5 | Inszone Insurance Services | 7901 Professional Cir | (714) 841-6283 |
| 6 | Nottoli Insurance Agency Inc: Allstate Insurance | 18632 Beach Blvd Ste 205 | (714) 963-2418 |
| 7 | ELG Insurance Services LLC | 16561 Bolsa Chica St Ste 201 | (714) 551-9920 |
| 8 | Sarah Atkinson - State Farm Insurance Agent | 15061 Springdale St Ste 101 | (714) 892-3351 |
| 9 | California Insurance Finder | CIF Insurance Agency | 21168 Beach Blvd | (714) 960-4700 |
| 10 | American Tri-Star Insurance Services Huntington Beach | 16162 Beach Blvd #100 | (800) 743-9596 |
Number 1 Insurance serves Huntington Beach and the surrounding Orange County area, specializing in umbrella liability insurance coverage for local residents and businesses. Their policies provide extra liability protection that extends beyond the limits of standard auto, home, or watercraft insurance policies, helping clients safeguard assets from large claims or lawsuits. This agency assists with personal umbrella policies for families and commercial umbrella coverage for small to mid-sized businesses in the community.
Ric Weissinger, a State Farm Insurance Agent in Huntington Beach, CA, serves homeowners, businesses, and property managers in need of umbrella insurance policies. These policies provide additional liability coverage beyond standard home or auto limits, helping to protect assets from major claims or lawsuits. The agency offers guidance to evaluate personal or commercial exposure and recommends appropriate coverage limits tailored to each client. This location also provides umbrella insurance services to clients in nearby communities throughout the Orange County coastal area, including Newport Beach.
With storm season rainfall increasing slip risks around Orange County properties, AAA Huntington Beach Insurance and Member Services provides umbrella insurance policies designed to supplement standard liability coverage for local homeowners and drivers. An agent evaluates a client’s existing policies and assets to determine appropriate excess liability limits that protect savings against major claims. After reviewing potential gaps in primary coverage, the agent schedules an initial risk assessment to confirm adequate protection across all accounts.
Serving Huntington Beach and surrounding Orange County communities, Mark Minh Nguyen - State Farm Insurance Agent offers umbrella insurance coverage. This business handles policies that provide additional liability protection beyond standard home and auto limits, helping safeguard assets against major claims or lawsuits. It approaches each client’s needs by thoroughly reviewing existing insurance policies and financial exposures before recommending appropriate coverage levels.
Inszone Insurance Services serves the Huntington Beach, California area as a local umbrella insurance agent. This agency helps residents and businesses secure additional liability coverage that extends beyond the limits of standard home or auto policies. Such protection is valuable for guarding against major claims or lawsuits that could otherwise deplete personal assets. The firm works with clients to evaluate their exposure and chooses appropriate policy limits. It regularly handles excess liability protection for both high-net-worth individuals and commercial property owners.
Nottoli Insurance Agency Inc of Huntington Beach provides both one-time and ongoing umbrella insurance options, allowing clients to select additional liability coverage beyond standard policies. Coverage typically protects assets and future earnings against major claims or lawsuits. This agency works to explain how umbrella policies can fill gaps in existing home and auto plans for local residents. Unlike a scheduled maintenance plan, service here runs on a one-time or as-needed basis, supporting clients who request policy reviews or adjustments whenever their personal risk situation changes.
ELG Insurance Services LLC specializes in umbrella insurance, providing an additional layer of liability coverage beyond standard home and auto policies. Serving clients in Huntington Beach, CA, the agency focuses on helping residents protect their assets against unexpected lawsuits or major claims. With the busy summer tourist season approaching, it addresses the increased liability risks associated with hosting guests, renting out properties, or entertaining poolside, ensuring coastal homeowners maintain adequate protection for higher-risk activities.
Sarah Atkinson provides comprehensive personal insurance solutions from her Huntington Beach agency, with a special focus on umbrella liability policies for added asset protection. This coverage extends beyond standard auto and homeowners limits to guard against major claims and lawsuits. The agency assists a diverse commercial clientele, including local offices, warehouses, and food service operations seeking higher liability limits for their specific operational risks.
California Insurance Finder | CIF Insurance Agency in Huntington Beach provides umbrella insurance consultation and policy procurement for clients seeking supplementary liability coverage. Its service plans include reviewing existing primary policies to identify coverage gaps and offering additional layers of protection against major claims. Maintenance options involve periodic policy audits to adjust limits based on changing assets. The agency serves a range of properties, including single-family homes, apartments, retail establishments, and restaurants.
American Tri-Star Insurance Services Huntington Beach serves homeowners, businesses, and property managers seeking additional liability protection beyond standard policies. The firm specializes in umbrella insurance, offering coverage that helps safeguard assets against major claims or lawsuits. Clients in Surf City can rely on this agency for policies that extend across auto, home, and rental properties. Operating from Huntington Beach, California, it also provides umbrella insurance solutions for residents and businesses in the adjacent coastal community of Newport Beach.
What Does an a Umbrella Insurance Agent in Huntington Beach Cost?
Umbrella insurance in California typically costs between 150 and 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 700 dollars annually. Costs vary based on your risk profile number of properties and claims history. This is general information not insurance advice.
About umbrella insurance agents in Huntington Beach
An umbrella insurance agent in Huntington Beach California helps you secure extra liability coverage beyond your home and auto policies. This coastal city faces unique risks like slip and fall claims from beach rentals and watercraft accidents. California law requires agents to hold a valid license and follow strict disclosure rules when selling personal umbrella policies.
Frequently Asked Questions
What does an umbrella insurance agent in Huntington Beach do?
An agent assesses your current liability limits and recommends a personal umbrella policy to cover gaps. They help you understand how California insurance regulations affect coverage for lawsuits or property damage claims.
How much umbrella coverage do I need in Huntington Beach?
Most agents suggest at least one million dollars in umbrella coverage due to high property values and tourism in Huntington Beach. Your specific needs depend on assets like a home near the beach or a boat used in local waters.
Are there California laws that affect umbrella insurance policies?
Yes California Insurance Code Section 676.9 requires insurers to offer umbrella coverage with clear policy language. Agents must also follow the states minimum liability requirements for auto and home policies before adding umbrella coverage.
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