The top-rated umbrella insurance agent in Huntington Park, California is Freeway Insurance, rated 4.9 stars across 788 reviews. Other highly rated options include Adriana's Insurance Services, Pedro Maldonado - State Farm Insurance Agent, Erika's Insurance Services Inc. This directory lists 19 umbrella insurance agents serving Huntington Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 2667 E Florence Ave Ste D | (323) 284-5746 |
| 2 | Adriana's Insurance Services | 6021 Pacific Blvd UNIT 109 | (323) 458-6146 |
| 3 | Pedro Maldonado - State Farm Insurance Agent | 2615 Clarendon Ave | (323) 584-6150 |
| 4 | Erika's Insurance Services Inc | 2701 E Gage Ave | (951) 943-7797 |
| 5 | Strong Tie Insurance Services Inc. | 3235 Florence Ave | (323) 585-3360 |
| 6 | Westwing Insurance | 2507 E Florence Ave | (323) 835-0307 |
| 7 | A-MAX Insurance | 2625 E Florence Ave | (424) 955-8009 |
| 8 | Noels Insurance & Tax Service | 2477 E Florence Ave | (323) 583-6635 |
| 9 | JES Insurance Services Inc. | 7700 State St | (323) 584-1700 |
| 10 | Intercoast Insurance | 7848 Pacific Blvd suite 10 | (855) 552-0049 |
Freeway Insurance provides umbrella insurance in Huntington Park, California, offering additional liability coverage that extends beyond standard policy limits for households and businesses. This specialty protection helps safeguard assets against major claims or lawsuits arising from accidents or property damage. Its commercial umbrella policies can serve a range of sectors, including offices, warehouses, and food service operations, ensuring broader financial security across diverse business environments.
Adriana's Insurance Services provides residential umbrella insurance coverage designed to protect homeowners from liability claims exceeding standard policy limits. The agency also assists commercial clients in securing additional liability protection for business operations. Based in Huntington Park, California, the company serves clients throughout the surrounding area. Coverage options are discussed thoroughly during the initial consultation to align with individual risk profiles. Follow-up service is available between regular visits to adjust coverage as personal assets or business needs evolve.
Pedro Maldonado - State Farm Insurance Agent serves the Huntington Park, California, area as an umbrella insurance agent. The agency offers personal liability coverage that extends beyond standard home and auto policy limits. Umbrella insurance helps protect clients from major claims and lawsuits by providing additional liability protection. For local residents and small business owners, the agency can also handle renters insurance and life insurance, offering individualized coverage solutions that complement umbrella policies.
Erika's Insurance Services Inc in Huntington Park, CA provides umbrella insurance agent services, offering personal and commercial umbrella liability policies that extend coverage beyond standard home and auto limits. The company also assists with designing maintenance plans for existing policies, ensuring clients understand their excess liability protection. It recommends regular coverage reviews to address potential gaps and changing asset values. Erika's Insurance Services Inc serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Strong Tie Insurance Services Inc. is known for providing personalized advice on excess liability protection to residents and businesses in Huntington Park. The company helps clients bridge coverage gaps where standard home or auto policies may fall short during major claims. Their knowledgeable team works with carriers to secure larger policy limits that safeguard valuable assets and future earnings. As a specialty service, the agency can also arrange commercial umbrella coverage for local small businesses facing higher liability risks from daily operations.
Westwing Insurance in Huntington Park serves homeowners, businesses, and property managers seeking additional liability protection beyond standard policies. It provides umbrella insurance coverage designed to safeguard assets against major claims or lawsuits. The agency helps clients assess potential risks and secure layered protection for added peace of mind. Serving a broad range of clients, it also extends its services to nearby communities such as South Gate and the greater Los Angeles metro area.
A-MAX Insurance serves the Huntington Park, California metro area as a local Umbrella Insurance Agent. This agency helps clients secure additional liability coverage that extends beyond the limits of standard home or auto policies. Umbrella insurance provides essential financial protection in this region, covering claims for bodily injury, property damage, and personal liability lawsuits. It also addresses incident-related legal costs. Among the specific services this agency handles are securing excess liability policies and personal umbrella coverage.
Serving clients in Huntington Park, one-time consultations help evaluate existing umbrella policies, while scheduled reviews adjust coverage for new assets or liability risks. As an umbrella insurance agent, Noels Insurance & Tax Service explains how these policies provide additional liability protection beyond standard home or auto limits. General guidance includes securing coverage against major claims such as lawsuits or property damage. For those seeking ongoing oversight, service runs on a scheduled basis to verify limits stay current with changing personal exposures.
JES Insurance Services Inc. in Huntington Park, CA offers specialized umbrella liability insurance to provide an extra layer of financial protection beyond standard policies. For local residents and businesses, it also provides guidance on selecting appropriate levels of liability coverage for their assets and activities. The firm helps clients navigate the unique risks of living in a dense urban area, such as those related to rental property ownership or dog ownership. As the rainy season begins, it assists policyholders in reviewing their exposure to potential flood-related property claims.
Intercoast Insurance serves Huntington Park and the surrounding communities in southeastern Los Angeles County, handling umbrella insurance policies that provide added liability protection beyond standard home and auto coverage. This extra layer of coverage helps safeguard assets against lawsuits that could exceed primary policy limits. For a typical client, Intercoast Insurance evaluates individual risk factors and existing policy limits to determine the appropriate level of supplemental coverage needed. The agency then structures the umbrella policy to align seamlessly with the client's primary insurance portfolio for comprehensive protection.
What Does an a Umbrella Insurance Agent in Huntington Park Cost?
In California, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher limits, such as 2 million dollars, may cost 250 to 500 dollars annually. Costs vary based on your driving record, home value, and the number of properties you own. This is general information, not insurance advice.
About umbrella insurance agents in Huntington Park
Umbrella insurance provides extra liability coverage beyond your auto, home, or boat policies. In Huntington Park, California, agents can help you secure a policy that covers legal defense costs and claims above your primary limits. California law does not require umbrella insurance, but it is valuable for protecting savings and future earnings.
Frequently Asked Questions
What does umbrella insurance cover in Huntington Park?
Umbrella insurance covers liability claims that exceed your underlying policy limits, such as bodily injury or property damage. It also covers certain claims not included in standard policies, like false arrest or slander. In California, it can help pay for legal defense costs if you are sued.
How much umbrella insurance do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage. Your specific needs depend on your assets, income, and risk factors. California courts often award large judgments, so higher limits may be wise if you own a home or have significant savings.
Can I get umbrella insurance without a primary policy?
No, you must have an underlying auto or homeowners policy with minimum liability limits. In California, the underlying policy usually requires at least 250,000 dollars for bodily injury per person and 500,000 dollars per accident. Your agent can help you meet these requirements.
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