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Find Umbrella Insurance Agents Near You in Indio, CA

Browse umbrella insurance agents serving Indio, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Indio, California is Palm Valley Insurance, rated 5.0 stars across 747 reviews. Other highly rated options include Freeway Insurance, Call Cesar Insurance Agency/ Cesar & Associate Health Plan Advisors, Veronica's Insurance Indio. This directory lists 17 umbrella insurance agents serving Indio.

Showing 17 umbrella insurance agents in Indio, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Palm Valley Insurance45541 Oasis St(760) 775-7256
2Freeway Insurance81618 CA-111(760) 268-9727
3Call Cesar Insurance Agency/ Cesar & Associate Health Plan Advisors81953 CA-111 Suite 4(442) 324-6249
4Veronica's Insurance Indio82590 CA-111 A 101(800) 639-3939
5Inszone Insurance Services81713 CA-111 E(760) 347-7723
6Rosalio Plata Insurance44349 Jackson St # 1(760) 894-1015
7Desert Oasis Insurance and Services82674 CA-111 STE 2(760) 501-0400
8Avila Insurance Agency81-953 CA-111 STE 6(760) 342-3146
9Wright Health Insurance Agency81841 Camino Vallecita(760) 264-4600
10Farmers Insurance - Martha King82500 CA-111 Ste 6(760) 698-8025
PV
45541 Oasis St
Palm Valley Insurance
Umbrella Insurance Agent · Indio, CA

Palm Valley Insurance serves Indio and the surrounding Coachella Valley as an umbrella insurance agent. Umbrella insurance provides extra liability coverage beyond standard auto and homeowner policies, protecting clients from major claims and lawsuits. It is particularly valuable in an area with frequent gatherings, rental properties, and seasonal tourism. By offering excess liability limits, the agent helps residents and business owners safeguard their assets. Specific services include personal umbrella liability policies and commercial umbrella coverage for local entrepreneurs.

FI
81618 CA-111
Freeway Insurance
Umbrella Insurance Agent · Indio, CA

For umbrella insurance, clients can choose a one-time policy to handle a specific liability risk or a scheduled renewal plan offering ongoing protection. Freeway Insurance assists residents in Indio, California, by arranging broader liability coverage beyond standard auto or home limits, helping shield personal assets from major claims. Their services address local needs such as high-value properties or litigation exposure. Service at this agency typically operates on a scheduled basis, with options for policy adjustments as needed by the individual client.

CC
81953 CA-111 Suite 4
Call Cesar Insurance Agency/ Cesar & Associate Health Plan Advisors
Umbrella Insurance Agent · Indio, CA

Call Cesar Insurance Agency and Cesar & Associate Health Plan Advisors in Indio, California provides umbrella insurance agent services, offering liability coverage that extends beyond standard policy limits. The agency assists clients in maintaining adequate protection through periodic policy reviews and updates to keep coverage aligned with current asset values. It services a diverse range of properties, including single-family homes, apartments, retail establishments, and restaurants.

VS
82590 CA-111 A 101
Veronica's Insurance Indio
Umbrella Insurance Agent · Indio, CA

Homeowners, businesses, and property managers in Indio, California, turn to Veronica's Insurance Indio for professional umbrella insurance agent services. This firm helps clients obtain extra liability coverage that extends beyond the limits of standard homeowners or auto policies. By securing an umbrella policy, local residents and commercial operators gain essential protection against major claims and lawsuits. The agency is knowledgeable about the unique risks faced by those in the Coachella Valley. Veronica's Insurance Indio also serves clients in the neighboring city of Palm Desert.

II
81713 CA-111 E
Inszone Insurance Services
Umbrella Insurance Agent · Indio, CA

Inszone Insurance Services in Indio, California specializes in providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency works with individuals and businesses to address routine risk management needs, helping clients secure additional protection against major claims and lawsuits. During the monsoon and flash flood seasons common to the Coachella Valley, the agent assists policyholders in reviewing their coverage for potential liability arising from water damage disputes or guest injuries on their property.

RP
44349 Jackson St # 1
Rosalio Plata Insurance
Umbrella Insurance Agent · Indio, CA

As seasonal heat and flash flooding affect Indio, Rosalio Plata Insurance provides umbrella insurance to extend liability protection beyond standard auto and home policies. Living in a region prone to unexpected events, residents benefit from an additional layer of coverage against serious claims or lawsuits. The agency helps clients understand how umbrella policies safeguard assets, including future earnings, when primary limits are exhausted. Their first step is a thorough assessment of individual exposure, beginning with a detailed liability inspection of the policyholder’s current coverages.

DO
82674 CA-111 STE 2
Desert Oasis Insurance and Services
Umbrella Insurance Agent · Indio, CA

Desert Oasis Insurance and Services serves Indio, California, and the surrounding Coachella Valley communities. It handles umbrella insurance, providing extra liability coverage that extends beyond the limits of standard homeowners or auto policies. For clients in this desert region, this protection helps safeguard assets against unforeseen claims or lawsuits. To handle a typical job, its general approach involves reviewing each client’s existing coverage to recommend an appropriate limit, ensuring the new policy integrates smoothly with their current insurance portfolio.

AI
81-953 CA-111 STE 6
Avila Insurance Agency
Umbrella Insurance Agent · Indio, CA

Avila Insurance Agency in Indio, CA, offers umbrella insurance through both one-time policy purchases and recurring annual renewals. This coverage provides an extra layer of liability protection above standard auto and homeowners policies, addressing claims that exceed primary limits. The agency matches clients with policies that align with their asset exposure and risk tolerance. Services at Avila Insurance Agency are available on a one-time, scheduled, or as-needed basis, ensuring clients can adjust their coverage according to changing circumstances.

WH
81841 Camino Vallecita
Wright Health Insurance Agency
Umbrella Insurance Agent · Indio, CA

Wright Health Insurance Agency in Indio, California offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. It assists local residents by structuring extra protection against major claims and lawsuits, safeguarding assets and future income. This agency serves homeowners, renters, and vehicle owners throughout the Coachella Valley, assessing individual coverage gaps. During the region’s active wildfire or flash flood seasons, umbrella insurance helps policyholders manage the heightened litigation risks that often follow such property-damaging events.

FI
82500 CA-111 Ste 6
Farmers Insurance - Martha King
Umbrella Insurance Agent · Indio, CA
FL
82280 CA-111 Ste 105
Fred Loya Insurance
Umbrella Insurance Agent · Indio, CA
(760) 775-4400
fredloya.com
JT
82011 CA-111
J T Insurance
Umbrella Insurance Agent · Indio, CA
(760) 775-4355
FI
81730 CA-111 Ste 12
Farmers Insurance - Felipe Alvarez
Umbrella Insurance Agent · Indio, CA
(760) 698-8120
agents.farmers.com/ca/indio/felipe-alvarez
FL
82266 CA-111
Fred Loya Insurance
Umbrella Insurance Agent · Indio, CA
(760) 933-8004
fredloya.com
SI
44655 Jackson St
Safer Insurance Agency Inc. Indio
Umbrella Insurance Agent · Indio, CA
(760) 342-3399
saferinsurance.com
PI
45960 Smurr St
Progressive Indio
Umbrella Insurance Agent · Indio, CA
(760) 260-9702
progressiveagent.com/local-agent/california/indio
JI
82548 Avenida Romero
J&B Insurance
Umbrella Insurance Agent · Indio, CA
(760) 275-3407

What Does an a Umbrella Insurance Agent in Indio Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits like 2 million dollars may cost 200 to 700 dollars annually. Your premium depends on your driving record number of properties and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Indio

Umbrella insurance agents in Indio California help you add an extra layer of liability protection beyond your auto and homeowners policies. California law requires minimum auto liability limits but a personal umbrella policy can cover larger claims and lawsuits. Working with a local agent ensures your coverage meets Indio specific risks like pool ownership or rental properties.

Frequently Asked Questions

What does an umbrella insurance agent in Indio do?

An umbrella insurance agent in Indio helps you purchase a personal liability policy that kicks in after your auto or home insurance limits are exhausted. The agent assesses your assets and risks to recommend an appropriate coverage amount. This is especially useful for California homeowners with high value properties or multiple vehicles.

How much umbrella coverage do I need in California?

Most umbrella policies start at 1 million dollars in coverage. In California, agents often recommend at least 2 million dollars if you have significant assets or a high risk profile. Your agent will evaluate your net worth and potential liability exposure to suggest a suitable limit.

Can I get umbrella insurance if I do not own a home in Indio?

Yes you can get umbrella insurance even if you rent or do not own a home in Indio. California law does not require homeownership for umbrella coverage. You typically need an underlying auto policy and sometimes a renters policy to qualify.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.