The top-rated umbrella insurance agent in Inglewood, California is Eric Hollan - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include Veronica's Insurance Inglewood, Farmers Insurance - Okason Okey, Mona's Auto Insurance Services. This directory lists 18 umbrella insurance agents serving Inglewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eric Hollan - State Farm Insurance Agent | 10309 Hawthorne Blvd | (424) 312-1111 |
| 2 | Veronica's Insurance Inglewood | 3111 W Century Blvd #102 | (310) 340-6652 |
| 3 | Farmers Insurance - Okason Okey | 1620 Centinela Ave # 205 | (310) 417-6960 |
| 4 | Mona's Auto Insurance Services | 3321 W Century Blvd | (310) 237-6700 |
| 5 | Three Star Insurance Brokerage | 400 E Manchester Blvd | (310) 677-8084 |
| 6 | Virgil Sanders - State Farm Insurance Agent | 2644 W Imperial Hwy | (323) 242-8000 |
| 7 | Farmers Insurance - Larry Abdul Karim | 8611 Crenshaw Blvd UNIT 209 | (310) 751-8793 |
| 8 | Farmers Insurance - Rick Curtis | 319 E Hillcrest Blvd | (310) 674-9557 |
| 9 | Academy Insurance | 3141 W Century Blvd | (310) 412-4444 |
| 10 | Freequote Insurance Services | 257 N La Brea Ave # 5 | (310) 419-9100 |
Eric Hollan - State Farm Insurance Agent serves the Inglewood, California area and surrounding communities as an umbrella insurance agent. The firm provides standard liability coverage that goes beyond the limits of a client's primary policies. This office helps individuals and business owners assess their personal asset exposure to possible lawsuits. Extra protection is designed to cover major claims or events that would exhaust standard policy ceilings. The services include structuring umbrella policies for residential property owners and for families operating small home-based enterprises.
Veronica's Insurance Inglewood provides umbrella insurance policies that extend liability coverage beyond the limits of standard home and auto policies, offering clients broader financial protection against major claims and lawsuits. The agency handles policy renewals and reviews, ensuring coverage limits remain appropriate as personal assets change. It services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property managers, and business owners in Inglewood, California turn to Farmers Insurance - Okason Okey for umbrella insurance agent services. These policies provide an extra layer of liability coverage that activates when underlying home or auto limits are exhausted. The agent guides clients through selecting appropriate coverage amounts that protect personal assets from major claims or lawsuits. Serving the entire Inglewood area, the agency also extends its umbrella insurance consultation and policy management services to neighboring communities such as Hawthorne and the broader Los Angeles metro region.
In Inglewood’s changing weather seasons, residents often require additional liability protection beyond standard policies. Mona’s Auto Insurance Services, an umbrella insurance agent, works to secure coverage that supplements existing auto and homeowners insurance through simple intake procedures. The office focuses on matching clients with personal liability extensions suited to local property values and traffic conditions. A typical first appointment includes a review of current insurance declarations and a discussion of potential asset vulnerabilities. The process concludes with a full inspection of existing policy thresholds to determine coverage gaps.
Three Star Insurance Brokerage serves Inglewood, California, and the surrounding South Bay communities. It handles umbrella insurance policies, which provide extra liability coverage beyond standard home and auto limits to help protect clients’ assets from major claims or lawsuits. The company works closely with each policyholder to assess specific coverage needs based on their individual risk exposure and existing insurance portfolio. Its typical approach involves reviewing a client’s current policies to determine the appropriate additional layer of protection.
As an umbrella insurance agent in Inglewood, CA, Virgil Sanders - State Farm Insurance Agent provides additional liability coverage that extends beyond standard policies for local residents and businesses. The agency also works with clients on general home, auto, and life insurance needs to create comprehensive protection plans. As winter rains approach Southern California, it helps homeowners guard against potential liability claims from guests or contractor accidents on wet driveways and slippery property conditions.
When unexpected winter rains arrive in Inglewood, homeowners often worry about insufficient liability coverage on their standard policies. Farmers Insurance - Larry Abdul Karim addresses this exposure by offering umbrella insurance that extends protection beyond typical limits, safeguarding assets from costly lawsuit claims or severe accident damages. As a local agency, they understand the region's property values and accident risks. The process begins with a careful review of your existing policies and personal liability exposure, followed by an appointment for an initial risk-assessment inspection to determine the appropriate coverage level.
Academy Insurance, situated in Inglewood, California, provides essential risk management coverage for individuals and businesses through general liability policies. As an umbrella insurance agent, the company specializes in offering excess liability protection that extends beyond the limits of underlying home, auto, or commercial policies. This additional layer of security is designed to safeguard clients from major claims and lawsuits. The agency’s services can accommodate the unique needs of commercial sectors, including offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Inglewood Cost?
In California, a one million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits, such as two to five million dollars, may cost 300 to 600 dollars annually. Factors like driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Inglewood
Umbrella insurance provides extra liability coverage beyond standard auto or home policies. In California, where high property values and dense urban areas increase lawsuit risks, an umbrella policy helps protect personal assets. An agent in Inglewood can assess your exposure and recommend appropriate coverage limits.
Frequently Asked Questions
What does an umbrella insurance agent in Inglewood do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that kicks in after your underlying auto or homeowners insurance limits are exhausted. They review your assets and risks to recommend a coverage amount, typically starting at one million dollars.
How much umbrella insurance do I need in California?
Common recommendations are one to five million dollars in coverage. California law does not set a minimum, but agents often suggest at least enough to cover your net worth plus future earnings. Higher limits may be needed if you own rental property or have a high-risk occupation.
Is umbrella insurance required by law in California?
No, umbrella insurance is not required by California law. However, it is strongly advised for those with significant assets or potential liability risks. Without it, a lawsuit could exceed your primary policy limits and put your savings or home at risk.
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