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Find Umbrella Insurance Agents Near You in Irvine, CA

Browse umbrella insurance agents serving Irvine, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Irvine, California is AIS Insurance - Headquarters, rated 4.9 stars across 1,525 reviews. Other highly rated options include CKS INSURANCE AGENCY - 金盾保险, KCAL Insurance Agency (Irvine) | 華興保險, Steven Wang - State Farm Insurance Agent. This directory lists 19 umbrella insurance agents serving Irvine.

Showing 19 umbrella insurance agents in Irvine, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AIS Insurance - Headquarters19800 MacArthur Blvd #1050(949) 660-7061
2CKS INSURANCE AGENCY - 金盾保险2691 Richter Ave #122(949) 870-9018
3KCAL Insurance Agency (Irvine) | 華興保險14795 Jeffrey Rd #209(949) 786-6888
4Steven Wang - State Farm Insurance Agent9279 Research Dr(949) 552-3600
5Great Park Insurance10 Corporate Park #130(949) 387-3242
6Farmers Insurance - Pepper Hu3 Corporate Park #220(626) 666-6664
7Any Insurance Services (Irvine) 全民保險980 Roosevelt Suit 200A(949) 943-1789
8BearStar Insurance2151 Michelson Dr # 150(888) 601-0088
9Brightway Insurance, The Lee Agency4200 Trabuco Rd Ste 216(949) 396-1070
10Peterka Insurance3240 El Camino Real # 150(714) 289-1099
AI
19800 MacArthur Blvd #1050
AIS Insurance - Headquarters
Umbrella Insurance Agent · Irvine, CA

AIS Insurance - Headquarters serves the Irvine, California metro area as a provider of umbrella insurance policies. This local agency assists individuals and families in securing supplemental liability coverage that extends beyond the limits of standard homeowners, auto, or watercraft policies. Such protection helps safeguard personal assets in the event of a major accident or lawsuit. By acting as an additional layer of financial security, their team helps clients manage risk effectively. Their services in this area include personal umbrella liability coverage and excess liability insurance for residential property owners.

CI
2691 Richter Ave #122
CKS INSURANCE AGENCY - 金盾保险
Umbrella Insurance Agent · Irvine, CA

At CKS INSURANCE AGENCY - 金盾保险 in Irvine, CA, customers receive guidance on umbrella insurance policies that provide extended personal liability coverage beyond standard home and auto plans. Their services include evaluating individual risk factors and selecting appropriate excess liability limits for strong protection. Maintenance plans involve periodic policy reviews to adjust coverage as circumstances evolve. The agency services a range of properties, including single-family homes, apartments, retail locations, and restaurants.

KI
14795 Jeffrey Rd #209
KCAL Insurance Agency (Irvine) | 華興保險
Umbrella Insurance Agent · Irvine, CA

Homeowners, renters, and small business owners in Irvine turn to KCAL Insurance Agency | 華興保險 for tailored umbrella insurance policies that extend liability coverage beyond standard home and auto limits. These policies provide crucial protection against major claims and lawsuits, offering financial security for personal assets and business operations. Serving the diverse needs of the local community, the agency also counsels clients in areas such as Tustin and the broader Orange County metro.

SW
9279 Research Dr
Steven Wang - State Farm Insurance Agent
Umbrella Insurance Agent · Irvine, CA

Steven Wang - State Farm Insurance Agent serves the Irvine, California area and its surrounding communities. It handles umbrella insurance policies, which provide additional liability coverage beyond standard home and auto limits. This extra protection helps safeguard personal assets and future earnings against major claims or lawsuits. When working with a client, it first reviews existing home and auto policies to determine an adequate umbrella amount, then coordinates all coverage layers into a seamless, unified plan.

GP
10 Corporate Park #130
Great Park Insurance
Umbrella Insurance Agent · Irvine, CA

Great Park Insurance offers both one-time and recurring service options for umbrella insurance in Irvine, CA. One-time consultations help evaluate existing liability coverage against personal assets, while recurring reviews can adjust coverage as policies or circumstances change. Umbrella liability policies typically extend underlying auto and homeowners insurance limits, providing additional protection against major claims. Service for established clients generally operates on an as-needed basis, allowing individuals to request a review when purchasing a new home, vehicle, or starting a business.

FI
3 Corporate Park #220
Farmers Insurance - Pepper Hu
Umbrella Insurance Agent · Irvine, CA

Specializing in umbrella insurance policies, Farmers Insurance - Pepper Hu in Irvine, CA provides additional liability coverage beyond standard home and auto limits, protecting clients from major claims and lawsuits. The agency also assists with general property and casualty insurance needs for local residents and businesses. With California’s wildfire and earthquake risks, it helps ensure families have sufficient liability protection during seasonal weather events that could lead to expensive lawsuits.

AI
980 Roosevelt Suit 200A
Any Insurance Services (Irvine) 全民保險
Umbrella Insurance Agent · Irvine, CA

Southern California’s unpredictable weather often leaves Irvine property owners reassessing their liability exposure, and Any Insurance Services (Irvine) 全民保險 helps them address these gaps through umbrella insurance coverage. By extending extra layers of protection beyond standard homeowners and auto policies, the agency enables residents to safeguard personal assets from large claims or lawsuits. The process for obtaining a new umbrella policy typically begins with a free review of existing underlying coverages and an initial assessment of property risk factors.

BI
2151 Michelson Dr # 150
BearStar Insurance
Umbrella Insurance Agent · Irvine, CA

BearStar Insurance assists clients with liability protection, focusing on umbrella insurance agents serving the Irvine area. This agency helps individuals and businesses secure coverage that extends beyond standard policy limits, offering broader financial safeguards against lawsuits and property damage claims. The company addresses the needs of commercial sectors including offices, warehouses, and food service operations, where additional liability layers are often essential for risk management and ongoing operational stability.

BI
4200 Trabuco Rd Ste 216
Brightway Insurance, The Lee Agency
Umbrella Insurance Agent · Irvine, CA

Brightway Insurance, The Lee Agency in Irvine, CA provides residential umbrella insurance coverage to help protect homeowners from major liability claims that exceed standard policy limits. Commercial umbrella policies are also available for local businesses seeking additional liability protection. The agency serves clients throughout the Irvine area and surrounding Orange County communities. After an initial policy is issued, the agent typically follows up periodically to review coverage needs, ensuring that limits remain appropriate between regular household or business policy renewals.

PI
3240 El Camino Real # 150
Peterka Insurance
Umbrella Insurance Agent · Irvine, CA

Peterka Insurance, located in Irvine, CA, is known for connecting local residents and businesses with umbrella insurance policies that provide extra liability coverage beyond standard homeowners and auto plans. Their service range includes assessing individual risk profiles to recommend appropriate excess liability limits for greater financial protection in this region. The agency also specializes in helping clients coordinate umbrella coverage with existing underlying insurance policies to close potential gaps.

MS
1340 Reynolds Ave # 103
Morning Star Agency Insurance Services
Umbrella Insurance Agent · Irvine, CA
(866) 546-5598
morningstarinsurance.com
FI
14795 Jeffrey Rd Ste 106
Farmers Insurance - Lawrence Ku
Umbrella Insurance Agent · Irvine, CA
(949) 390-8484
content.naic.org
TI
5414 Walnut Ave ste D
Topco Insurance Agency Inc
Umbrella Insurance Agent · Irvine, CA
(949) 593-0888
topcoinsurance.com
BI
19200 Von Karman Ave 4th floor
Bayshield Insurance Services Inc
Umbrella Insurance Agent · Irvine, CA
(888) 234-8445
bayshieldins.com
II
6176 Lake Forest Dr
Irvine Insurance Solutions
Umbrella Insurance Agent · Irvine, CA
(805) 974-0575
PO
100 Pacifica # 480
Premier One Insurance Services
Umbrella Insurance Agent · Irvine, CA
(949) 288-7081
insureone.com
HH
10 Hughes Unit A205
Hodge & Hodge Insurance
Umbrella Insurance Agent · Irvine, CA
(949) 458-0442
hodgeinsurance.net
PI
300 Spectrum Center Dr #400
PYA Insurance Brokerage
Umbrella Insurance Agent · Irvine, CA
(877) 446-2071
pyaib.com
PT
53 Carson
Peggy Thomas Insurance
Umbrella Insurance Agent · Irvine, CA
(714) 457-5086
peggythomasinsurance.com

What Does an a Umbrella Insurance Agent in Irvine Cost?

Umbrella insurance premiums in California typically range from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1500 dollars annually. Costs vary based on your claims history credit score and the number of properties or vehicles you own. This is general information and not insurance advice.

About umbrella insurance agents in Irvine

An umbrella insurance agent in Irvine California helps you secure additional liability protection beyond your auto home or watercraft policies. In California courts often award large settlements making umbrella coverage a practical safeguard for high net worth individuals. Agents in Irvine understand local risk factors like earthquake exposure and the state's shared liability laws.

Frequently Asked Questions

What does an umbrella insurance agent in Irvine do?

An umbrella insurance agent in Irvine helps you purchase a personal liability umbrella policy that extends coverage limits after your underlying policies are exhausted. They assess your assets and risk profile to recommend appropriate coverage amounts. Agents also ensure your policy complies with California insurance regulations.

How much umbrella coverage do I need in California?

Most California umbrella policies start at 1 million dollars and go up to 5 million dollars or more. The amount you need depends on your net worth income and potential liability exposure. An agent can help you calculate a suitable limit based on your personal situation.

Are there California specific requirements for umbrella insurance?

California law does not require umbrella insurance but it often requires underlying policies to meet minimum liability limits. For example your auto policy may need at least 250000 per person and 500000 per accident. An agent in Irvine can verify your underlying policies meet these thresholds.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.