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Find Umbrella Insurance Agents Near You in La Mesa, CA

Browse umbrella insurance agents serving La Mesa, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in La Mesa, California is AAA La Mesa Insurance and Member Services, rated 4.4 stars across 790 reviews. Other highly rated options include Koda Insurance Services, Colston Insurance Agency, Webster Insurance. This directory lists 22 umbrella insurance agents serving La Mesa.

Showing 22 umbrella insurance agents in La Mesa, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA La Mesa Insurance and Member Services8765 Fletcher Pkwy(619) 464-7001
2Koda Insurance Services7373 University Ave UNIT 218(619) 600-5550
3Colston Insurance Agency7870 El Cajon Blvd Ste B(619) 452-2660
4Webster Insurance8315 La Mesa Blvd(619) 433-3801
5Forthright Insurance Services4730 Palm Ave Suite 201(619) 313-4004
6Hunter Insurance Services, Inc.8277 La Mesa Blvd(888) 815-7639
7Farmers Insurance - Irune Belaza4333 Palm Ave A(619) 462-8994
8Mashkoory Insurance Agency7725 El Cajon Blvd suite 100(619) 825-8858
9ProSource Insurance Services Inc4625 Acacia Ave(619) 469-9600
10Teague Insurance Agency Inc.7777 Alvarado Rd # 515(619) 464-6851
AL
8765 Fletcher Pkwy
AAA La Mesa Insurance and Member Services
Umbrella Insurance Agent · La Mesa, CA

AAA La Mesa Insurance and Member Services serves the La Mesa, California, metro area as a local umbrella insurance agent. It helps clients understand how umbrella policies provide additional liability coverage beyond standard home and auto policies. This extra layer of protection is designed to cover large claims or lawsuits that exceed primary coverage limits. The company assists with policy evaluations and offers guidance on selecting appropriate coverage amounts for individual risk profiles. Umbrella insurance and personal liability coverage are among the specific services it handles for its customers in this region.

KI
7373 University Ave UNIT 218
Koda Insurance Services
Umbrella Insurance Agent · La Mesa, CA

Koda Insurance Services in La Mesa, CA provides umbrella insurance policies that extend liability coverage beyond standard auto and homeowners plans. Its service includes evaluating clients’ existing risk exposure and offering policy upgrades that address gaps in personal liability protection. These policies also cover legal defense costs for incidents exceeding underlying limits. The company serves a range of properties, including single-family homes, apartment complexes, local retail spaces, and full-service restaurants.

CI
7870 El Cajon Blvd Ste B
Colston Insurance Agency
Umbrella Insurance Agent · La Mesa, CA

Colston Insurance Agency serves homeowners, landlords, and small business owners in La Mesa, California, by offering umbrella insurance policies that provide extended liability coverage above standard home and auto insurance limits. This extra layer of protection helps safeguard personal assets and future earnings against major claims or lawsuits. The agency works with clients to assess their risk exposure and find suitable coverage options from established insurance carriers. Its services also reach property managers and families in the neighboring community of Lemon Grove and throughout the eastern San Diego metro area.

WI
8315 La Mesa Blvd
Webster Insurance
Umbrella Insurance Agent · La Mesa, CA

Webster Insurance provides umbrella insurance coverage to clients in La Mesa and the surrounding San Diego County communities. The agency handles policies that offer extra liability protection beyond standard home and auto insurance limits. This additional coverage helps safeguard assets against major claims or lawsuits. Webster Insurance approaches each client’s needs by carefully reviewing their existing insurance policies and personal financial situation. Then it recommends an appropriate amount of umbrella coverage to fill gaps

FI
4730 Palm Ave Suite 201
Forthright Insurance Services
Umbrella Insurance Agent · La Mesa, CA

Forthright Insurance Services in La Mesa, CA helps clients choose between a single umbrella policy for immediate one-time needs or recurring coverage that carries forward each term. This added liability layer extends beyond standard auto or homeowner limits, offering broader protection against major claims or lawsuits. Advance planning with an umbrella policy can safeguard personal assets against unforeseen events. The agent provides coverage on either a one-time or scheduled annual renewal basis, depending on the client’s individual risk profile.

HI
8277 La Mesa Blvd
Hunter Insurance Services, Inc.
Umbrella Insurance Agent · La Mesa, CA

Hunter Insurance Services, Inc. specializes in umbrella liability coverage, offering an additional layer of protection beyond standard home and auto policies for clients in La Mesa, California. The agency serves both homeowners and renters, helping them safeguard their assets from major claims and lawsuits. Its general service work includes assessing individual risk levels and recommending appropriate policy limits. As the summer travel season approaches, it helps local residents address potential liability exposures from vacation rentals or recreational vehicles.

FI
4333 Palm Ave A
Farmers Insurance - Irune Belaza
Umbrella Insurance Agent · La Mesa, CA

When the rainy season brings increased flood or slip-and-fall risks to La Mesa properties, homeowners often seek extra liability layers beyond standard policies. Farmers Insurance - Irune Belaza provides umbrella insurance coverage designed to protect local assets and future earnings from major claims. This agency assists clients in evaluating their current liability exposure and selecting appropriate umbrella limits to safeguard savings and property. The process typically involves a detailed inspection of the applicant’s home and vehicles to assess overall risk before finalizing the initial coverage assessment.

MI
7725 El Cajon Blvd suite 100
Mashkoory Insurance Agency
Umbrella Insurance Agent · La Mesa, CA

Mashkoory Insurance Agency in La Mesa, California provides personal and commercial policies to help clients manage everyday risks. Their specialty is umbrella insurance, which delivers extended liability coverage beyond the limits of homeowners and auto policies. This added layer is crucial for protecting assets from unexpected large claims or lawsuits. The agency assists individuals and small business operations, including offices, warehouses, and food service establishments, requiring broad protection tailored to commercial exposures.

PI
4625 Acacia Ave
ProSource Insurance Services Inc
Umbrella Insurance Agent · La Mesa, CA
TI
7777 Alvarado Rd # 515
Teague Insurance Agency Inc.
Umbrella Insurance Agent · La Mesa, CA

Teague Insurance Agency Inc. in La Mesa, CA is recognized for securing clients with umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This firm helps local residents and businesses manage the risks of major claims or lawsuits. Its service range includes assessing a client’s existing insurance portfolio for coverage gaps. A specialty service it can add on is tailored coverage for rental properties or recreational vehicles.

OP
8100 La Mesa Blvd #105
O P Insurance Agency, Inc,
Umbrella Insurance Agent · La Mesa, CA
(619) 741-0160
op-insurance.com
FI
8911 La Mesa Blvd Ste 206
Farmers Insurance - Cesar Sterling
Umbrella Insurance Agent · La Mesa, CA
(619) 713-0863
agents.farmers.com/ca/la-mesa/cesar-sterling
CB
7800 University Ave
Commercial Business World Insurance Agency
Umbrella Insurance Agent · La Mesa, CA
(855) 773-1100
cbwinsurance.net
YI
3855 Avocado Blvd #220
Yono Insurance Agency
Umbrella Insurance Agent · La Mesa, CA
(619) 660-2600
yonoins.com
EE
7732 University Ave
Eagle Eye Global Insurance Services / E.G.I.S. Insurance Services
Umbrella Insurance Agent · La Mesa, CA
(619) 741-7780
EI
7560 University Ave UNIT C
Erickson Insurance Agency, Inc.
Umbrella Insurance Agent · La Mesa, CA
(619) 337-9980
erickson-inc.com
FI
7299 University Ave
Farmers Insurance - Lawrence Chen
Umbrella Insurance Agent · La Mesa, CA
(619) 460-2201
agents.farmers.com/ca/la-mesa/lawrence-chen
BI
9340 Fuerte Dr #200
Brouillette Insurance Services Inc
Umbrella Insurance Agent · La Mesa, CA
(619) 667-2880
brouilletteins.com
FI
8911 La Mesa Blvd Ste 204
Farmers Insurance - Amber Griffith
Umbrella Insurance Agent · La Mesa, CA
(619) 463-7320
agents.farmers.com/ca/la-mesa/amber-mcwhirter
BC
4710 4th St #300
Business Choice Insurance Services
Umbrella Insurance Agent · La Mesa, CA
(619) 543-8000
insurancehelper.org
KI
9340 Fuerte Dr #200
KM Insurance Services
Umbrella Insurance Agent · La Mesa, CA
(619) 667-2880
kminsuranceservices.com
EI
7732 University Ave
EGIS Insurance Services
Umbrella Insurance Agent · La Mesa, CA
(619) 467-3447

What Does an a Umbrella Insurance Agent in La Mesa Cost?

In California a personal umbrella insurance policy usually costs 150 to 300 dollars per year for one million dollars in coverage. For two million dollars in coverage the annual premium often ranges from 200 to 500 dollars. Factors like your driving history home value and number of properties can change the price. This is general information and not insurance advice.

About umbrella insurance agents in La Mesa

An umbrella insurance agent in La Mesa California helps you secure additional liability coverage that goes beyond your auto home or boat policy limits. California law requires minimum auto liability limits but a single accident can exceed those amounts quickly. Working with a local agent ensures your policy meets state requirements and covers common risks in San Diego County.

Frequently Asked Questions

What does an umbrella insurance agent in La Mesa do?

An umbrella insurance agent helps you buy a personal liability policy that provides extra coverage above your existing home and auto insurance. In California this policy typically starts at one million dollars in coverage. The agent reviews your assets and risks to recommend an appropriate limit.

Do I need umbrella insurance in California?

California does not require umbrella insurance by law but it is recommended if you have significant assets or a high risk of being sued. For example if you own a home in La Mesa or have a teenage driver umbrella coverage can protect your savings. Many agents suggest it if your net worth exceeds your primary policy limits.

How much does umbrella insurance cost in La Mesa?

In California a one million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher limits like two million dollars may cost 200 to 500 dollars annually. Your actual premium depends on your driving record property values and number of vehicles.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.