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HomeUmbrella Insurance AgentsCalifornia › Lake Elsinore

Find Umbrella Insurance Agents Near You in Lake Elsinore, CA

Browse umbrella insurance agents serving Lake Elsinore, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Lake Elsinore, California is Tako Insurance Agency: Allstate Insurance, rated 4.8 stars across 134 reviews. Other highly rated options include Guidance Insurance Agency, Inc., Speedy Insurance Agency, All Discount Insurance Services, Inc.. This directory lists 14 umbrella insurance agents serving Lake Elsinore.

Showing 14 umbrella insurance agents in Lake Elsinore, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tako Insurance Agency: Allstate Insurance31641 Auto Center Dr STE 1A(951) 674-0624
2Guidance Insurance Agency, Inc.16746 Lakeshore Dr A(951) 245-2240
3Speedy Insurance Agency32285 Mission Trail P5(951) 579-4095
4All Discount Insurance Services, Inc.31796 Casino Dr A(951) 245-9777
5Manuel Bonilla: Allstate Insurance117 S Main St Ste 204(951) 405-4954
6Nino Insurance Agency30870 Riverside Dr # B3(951) 674-5110
7Freeway Insurance16782 Lakeshore Dr Ste C3(951) 348-3021
8Todd Schaffner - State Farm Insurance Agent31461 Riverside Dr Ste C(951) 245-1100
9Golden Square Insurance31948 Mission Trail unit b(951) 579-4095
10Farmers Insurance - Michele Munoz506 W Graham Ave # 104(951) 471-2029
TI
31641 Auto Center Dr STE 1A
Tako Insurance Agency: Allstate Insurance
Umbrella Insurance Agent · Lake Elsinore, CA

Tako Insurance Agency: Allstate Insurance serves Lake Elsinore and Riverside County, offering umbrella insurance coverage. This category of policy provides additional liability protection that extends beyond the limits of standard homeowners or auto insurance. Clients in the region often seek this extra coverage to safeguard assets against major claims or lawsuits. An umbrella insurance agent assesses personal risk and helps secure higher liability limits. General liability protection and personal injury coverage are specific services handled in this area.

GI
16746 Lakeshore Dr A
Guidance Insurance Agency, Inc.
Umbrella Insurance Agent · Lake Elsinore, CA

Guidance Insurance Agency, Inc. provides umbrella insurance policies that extend liability coverage beyond the limits of standard home and auto policies. Its representatives help clients assess their personal risk exposure and recommend appropriate surplus protection. The agency offers ongoing policy reviews to ensure coverage aligns with changing personal circumstances. Regular client check-ins help maintain adequate limits and identify potential gaps. Guidance Insurance Agency, Inc. assists with coverage for single-family homes, apartments, retail stores, and restaurants in the Lake Elsinore, CA area.

SI
32285 Mission Trail P5
Speedy Insurance Agency
Umbrella Insurance Agent · Lake Elsinore, CA

Speedy Insurance Agency serves Lake Elsinore, California, and the surrounding communities in Riverside County. It handles umbrella insurance policies that provide additional liability coverage beyond standard homeowners and auto policies. For clients in this region, it helps protect assets against large claims or lawsuits. The agency typically begins a job by reviewing a client's existing policies to determine necessary coverage gaps, then structures a policy to match their specific risk profile and financial needs.

AD
31796 Casino Dr A
All Discount Insurance Services, Inc.
Umbrella Insurance Agent · Lake Elsinore, CA

All Discount Insurance Services, Inc. serves homeowners, businesses, and property managers in and around Lake Elsinore, California. The agency provides umbrella insurance policies that offer additional liability protection beyond standard limits. These policies can help cover significant claims or lawsuits, often supporting personal and commercial clients who seek more comprehensive risk management. Typical guidance includes helping customers assess their current coverage for protection gaps. The company also extends its umbrella insurance services to residents and businesses in the nearby Temecula Valley and surrounding Riverside County communities.

MB
117 S Main St Ste 204
Manuel Bonilla: Allstate Insurance
Umbrella Insurance Agent · Lake Elsinore, CA

Homeowners, property managers, and business owners in Lake Elsinore, California, rely on Manuel Bonilla: Allstate Insurance for comprehensive umbrella insurance policies. An umbrella policy provides an extra layer of liability protection, safeguarding assets when standard home or auto coverage limits are exceeded. This service helps clients secure financial peace of mind against major claims or lawsuits. Their coverage area also extends to nearby communities within the greater Riverside County metro region, including the city of Wildomar.

NI
30870 Riverside Dr # B3
Nino Insurance Agency
Umbrella Insurance Agent · Lake Elsinore, CA

Serving Lake Elsinore and the surrounding communities in Riverside County, Nino Insurance Agency handles umbrella insurance policies that provide additional liability coverage beyond the limits of standard home and auto policies. This extra layer helps protect clients from major claims and lawsuits that could exhaust their primary insurance. The agency typically reviews each client’s existing coverage and risk exposure before recommending an appropriate policy limit to match their personal assets and future needs.

FI
16782 Lakeshore Dr Ste C3
Freeway Insurance
Umbrella Insurance Agent · Lake Elsinore, CA

Freeway Insurance in Lake Elsinore, California offers umbrella insurance coverage that can be selected as either a one-time policy or a recurring annual service. This type of policy provides extra liability protection that extends beyond the limits of standard homeowners or auto policies. It is designed to safeguard personal assets against major claims or lawsuits. Service for new policies and ongoing coverage inquiries runs on an as-needed basis.

TS
31461 Riverside Dr Ste C
Todd Schaffner - State Farm Insurance Agent
Umbrella Insurance Agent · Lake Elsinore, CA

Todd Schaffner - State Farm Insurance Agent in Lake Elsinore, CA, offers umbrella insurance through either a one-time policy setup or as part of a scheduled package with recurring annual renewals. Coverage provides an extra layer of liability protection above standard homeowners or auto policies. Service runs on a scheduled basis with as-needed adjustments for major life changes or asset purchases.

GS
31948 Mission Trail unit b
Golden Square Insurance
Umbrella Insurance Agent · Lake Elsinore, CA

Golden Square Insurance provides specialized umbrella insurance agent services in Lake Elsinore, CA, focusing on excess liability coverage that extends beyond standard home and auto policy limits. The agency generally assists clients in protecting their assets against large claims and lawsuits. Its work routinely involves reviewing personal and commercial policies to identify coverage gaps. As Lake Elsinore residents prepare for the increased visitor traffic and entertaining activities of summer, the agency helps ensure homeowners have adequate protection against potential accidents on their property.

FI
506 W Graham Ave # 104
Farmers Insurance - Michele Munoz
Umbrella Insurance Agent · Lake Elsinore, CA

As lake-effect snow and sudden Southern California rains increase slip-and-fall risks for Lake Elsinore properties, Farmers Insurance - Michele Munoz helps locals review their personal liability coverage. Umbrella insurance from this agent extends existing home and auto policies, providing extra financial protection beyond standard limits. The agent discusses common regional hazards, such as backyard trampolines or dog breeds flagged by insurers, and calculates how much buffer a typical household might need. After an initial phone consultation, Michele inspects the property's walkways and fence lines to confirm eligibility.

TP
350 Railroad Canyon Rd suit c
Tico Pro Insurance Services
Umbrella Insurance Agent · Lake Elsinore, CA
(714) 308-4319
ticoproinsurance.com
FA
31903 Mission Trail
Farmers
Umbrella Insurance Agent · Lake Elsinore, CA
(951) 461-5214
agents.farmers.com/ca/lake-elsinore/michele-munoz
VB
31681 Riverside Dr STE L
VIP Best Insurance Agency
Umbrella Insurance Agent · Lake Elsinore, CA
(951) 221-8404
vipbestinsurance.com
LI
531 Birch St
Licensed Insured Bonded
Umbrella Insurance Agent · Lake Elsinore, CA
(209) 583-3113

What Does an a Umbrella Insurance Agent in Lake Elsinore Cost?

Umbrella insurance in California typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Each additional million may cost 50 to 150 dollars more. Costs vary based on your personal risk profile, number of properties, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Lake Elsinore

Umbrella insurance agents in Lake Elsinore help residents secure extra liability coverage that goes beyond standard auto or homeowners policies. California law requires minimum liability limits for drivers, but a personal umbrella policy can provide additional protection against large claims or lawsuits. Lake Elsinore homeowners and renters often seek this coverage to safeguard their assets and future earnings.

Frequently Asked Questions

What does an umbrella insurance agent in Lake Elsinore do?

An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your existing limits. They explain how umbrella insurance works with your auto and homeowners policies. The agent also helps you compare options from different carriers.

How much umbrella insurance do I need in California?

Most agents recommend at least 1 million dollars in umbrella coverage. Your exact amount depends on your assets, income, and risk factors. California courts can award large judgments, so higher limits may be wise for homeowners or business owners.

Do I need umbrella insurance if I have a pool or trampoline in Lake Elsinore?

Yes, having a pool or trampoline increases your liability risk. California premises liability laws hold property owners responsible for injuries on their land. Umbrella insurance can cover legal costs and settlements that exceed your homeowners policy limits.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.