The top-rated umbrella insurance agent in Lakewood, California is SkyBlue Insurance Agency, Inc., rated 4.8 stars across 1,770 reviews. Other highly rated options include James Durrough: Allstate Insurance, Josette Utke - State Farm Insurance Agent, Freeway Insurance. This directory lists 15 umbrella insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SkyBlue Insurance Agency, Inc. | 4007 Paramount Blvd # 100 | (800) 771-7758 |
| 2 | James Durrough: Allstate Insurance | 4010 Watson Plaza Dr Ste 160 | (562) 804-9367 |
| 3 | Josette Utke - State Farm Insurance Agent | 5503 South St | (562) 866-3749 |
| 4 | Freeway Insurance | 4832 Paramount Blvd | (562) 273-7076 |
| 5 | Farmers Insurance - Irma Garcia | 2725 Candlewood St c | (562) 735-3900 |
| 6 | Farmers Insurance - Richard Welsh | 2725 Candlewood St Ste E | (562) 663-1658 |
| 7 | Inszone Insurance Services | 4010 Watson Plaza Dr Suite 260 | (562) 461-8008 |
| 8 | Linda Tysol - State Farm Insurance Agent | 4136 South St | (562) 634-1660 |
| 9 | Farmers Insurance - Francisco Solorzano | 4113 Los Coyotes Diagonal | (562) 496-3447 |
| 10 | Farmers Insurance - Anthony Sanchez | 11136 Del Amo Blvd | (562) 354-6789 |
SkyBlue Insurance Agency, Inc. serves Lakewood and the greater Los Angeles County area as an umbrella insurance agent. The company helps local residents and businesses obtain extra liability coverage beyond standard policies, protecting assets from major claims. This additional insurance layer is essential for those with significant property or higher risk exposure. Like all agents in this field, SkyBlue assesses client needs and connects them with appropriate carriers suited to local conditions. Its services include reviewing existing liability limits and securing umbrella policies for homeowners and auto owners.
James Durrough: Allstate Insurance provides umbrella liability coverage in Lakewood, CA, offering extra protection beyond standard auto and home policies. The office assists clients with selecting appropriate policy limits to shield savings and future earnings from costly lawsuits. General risk assessment and basic policy reviews are included to help ensure adequate coverage over time. No specific guarantees or pricing details are provided here. The agency typically serves homeowners, apartment complexes, retail businesses, and restaurants seeking additional liability security.
Josette Utke - State Farm Insurance Agent in Lakewood, California works with homeowners, businesses, and property managers seeking liability protection beyond standard policies. The agency provides umbrella insurance to increase personal and commercial liability coverage, offering additional security against major claims and lawsuits. Clients in neighboring communities such as Long Beach and surrounding Los Angeles County areas can also access these supplemental policies. The office serves as a local resource for assessing risk exposures and building higher coverage limits.
Freeway Insurance in Lakewood, California, is known for providing umbrella insurance policies that deliver essential extra liability protection. This agency assists clients in securing coverage that extends beyond standard home and auto limits, offering a crucial safeguard for personal assets. Residents seeking to bolster their financial security often consult this Lakewood office. A typical additional service includes the potential to add on coverage for recreational vehicles or watercraft.
Serving Lakewood and the surrounding communities in Los Angeles County, this agency handles umbrella insurance policies designed to provide additional liability coverage beyond standard auto and homeowners limits. The agent works with individuals and families seeking protection against major claims and lawsuits. Recognizing that such extra coverage helps safeguard personal assets and future earnings, the agency operates by first assessing each client’s existing policies and overall risk exposure to determine an appropriate level of added liability protection.
Farmers Insurance - Richard Welsh in Lakewood, CA provides both one-time policies and recurring coverage options for umbrella insurance. This form of liability protection extends beyond standard home and auto policies to offer additional financial security. Clients can choose a single policy for immediate needs or maintain ongoing coverage for sustained protection. Service arrangements are flexible, with appointments available on a one-time, scheduled, or as-needed basis to accommodate individual circumstances.
Inszone Insurance Services serves Lakewood and the greater Los Angeles County area, specializing in umbrella insurance coverage. This type of policy extends liability protection beyond the limits of standard auto or homeowners insurance, helping to safeguard personal assets against major claims or lawsuits. In Lakewood, the company works closely with clients to assess potential financial exposures from property ownership or daily activities. It handles personal umbrella policies for families and also offers commercial umbrella insurance for small businesses seeking extra liability layers.
Linda Tysol - State Farm Insurance Agent in Lakewood, CA specializes in umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency also provides general personal insurance services, including auto, homeowners, and renters policies. As unexpected accidents or lawsuits can arise from everyday situations like a dog bite or a slip on a walkway, it helps clients secure added protection before the holiday season brings more visitors into their homes.
As the rainy season arrives in Lakewood, residents often worry about liability from accidents on their property or involving their vehicles. Farmers Insurance - Francisco Solorzano provides umbrella insurance to offer an extra layer of financial protection beyond standard auto and home policies. This coverage helps clients safeguard their savings from major claims or lawsuits. An agent can explain how these policies work with existing coverage limits to meet a household's specific risk profile. The typical first step involves a no-cost initial assessment of current policies to identify coverage gaps.
Farmers Insurance - Anthony Sanchez provides general insurance services, with specialty expertise in umbrella insurance for enhanced liability protection. This coverage offers additional limits beyond standard policies, which is essential for safeguarding assets against major claims. Serving Lakewood, CA, the office helps clients manage broader risk exposures through customized umbrella plans. Such solutions are particularly valuable for commercial operations, including offices requiring extra liability buffers, warehouses facing higher claims potential, and food service businesses needing robust protection from public interactions.
What Does an a Umbrella Insurance Agent in Lakewood Cost?
Umbrella insurance in California generally costs 150 to 400 dollars per year for 1 million dollars in coverage. For 2 million dollars in coverage, expect to pay 250 to 600 dollars annually. Higher limits or additional risks like rental properties or watercraft can increase the premium. This is general information and not insurance advice.
About umbrella insurance agents in Lakewood
An umbrella insurance agent in Lakewood, California helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. California law requires minimum liability limits for drivers, but umbrella policies can start at 1 million dollars in coverage. This extra layer protects your savings and future income from large lawsuits or claims.
Frequently Asked Questions
What does an umbrella insurance agent in Lakewood do?
An umbrella insurance agent in Lakewood helps you assess your personal liability risks and find a policy that covers claims exceeding your primary insurance limits. They guide you through California-specific requirements and help you choose coverage amounts that fit your assets.
Who needs umbrella insurance in California?
Anyone in California with significant assets, a high income, or a higher risk of being sued should consider umbrella insurance. This includes homeowners, landlords, business owners, and drivers with teenage children or a history of accidents.
How much does umbrella insurance cost in Lakewood California?
Umbrella insurance in California typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Costs increase for higher limits or if you have multiple properties or vehicles. Premiums vary based on your risk profile and the insurance company.
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