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Find Umbrella Insurance Agents Near You in Lancaster, CA

Browse umbrella insurance agents serving Lancaster, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Lancaster, California is AAA Lancaster Insurance and Member Services, rated 4.4 stars across 1,261 reviews. Other highly rated options include Todd Main - State Farm Insurance Agent, Farmers Insurance - Edgar Ortiz, Aims insurance Services - Lancaster. This directory lists 19 umbrella insurance agents serving Lancaster.

Showing 19 umbrella insurance agents in Lancaster, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Lancaster Insurance and Member Services1234 Commerce Center Dr(661) 948-7661
2Todd Main - State Farm Insurance Agent620 W Ave L Suite 103(661) 949-0330
3Farmers Insurance - Edgar Ortiz42505 10th St W Ste 103(661) 270-3200
4Aims insurance Services - Lancaster43535 Gadsden Ave # E(661) 522-8000
5Pronto Insurance1128 W Ave K(661) 949-2500
6Lancaster Insurance Services43700 17th St W UNIT 101(661) 726-1337
7Global First Insurance & Tax Services - Lancaster44447 Vly Central Wy(661) 538-1345
8John E. Peakes Insurance Agency, Inc.902 W Lancaster Blvd(866) 690-4787
9Brad Skala - State Farm Insurance Agent3058 W Ave L(661) 718-2203
10ISU Stephen B. Marvin Insurance43700 17th St W UNIT 101(661) 942-1101
AL
1234 Commerce Center Dr
AAA Lancaster Insurance and Member Services
Umbrella Insurance Agent · Lancaster, CA

AAA Lancaster Insurance and Member Services serves the Lancaster, California, metro area as an umbrella insurance agent. These policies provide an additional layer of liability coverage beyond standard home or auto insurance. The company helps local residents protect assets against major claims or lawsuits. Umbrella coverage is essential for individuals with significant property or savings. It also applies when primary policy limits are exhausted. AAA Lancaster Insurance and Member Services handles both personal umbrella policies and business excess liability coverage.

TM
620 W Ave L Suite 103
Todd Main - State Farm Insurance Agent
Umbrella Insurance Agent · Lancaster, CA

Todd Main - State Farm Insurance Agent in Lancaster, CA, provides a range of umbrella insurance services designed to extend extra liability coverage beyond standard policies. The office assists clients in understanding how these policies protect their existing assets from major claims or lawsuits. General upkeep of these coverage plans typically involves periodic reviews with an agent to adjust limits as personal finances or property values change. This practice helps ensure sufficient protection for various property types, including single-family homes, apartments, retail spaces, and restaurants.

FI
42505 10th St W Ste 103
Farmers Insurance - Edgar Ortiz
Umbrella Insurance Agent · Lancaster, CA

Serving Lancaster, California, and its surrounding communities, Farmers Insurance - Edgar Ortiz handles comprehensive umbrella insurance policies that provide additional liability coverage beyond standard home and auto plans. It focuses on protecting clients from major claims and lawsuits that could exceed primary policy limits, offering a crucial layer of financial security. For a typical job, the agent evaluates each client's existing coverage and personal risk factors, then customizes an umbrella policy to match their specific protection needs.

AI
43535 Gadsden Ave # E
Aims insurance Services - Lancaster
Umbrella Insurance Agent · Lancaster, CA

Aims Insurance Services - Lancaster serves homeowners, businesses, and property managers in Lancaster seeking umbrella coverage for added liability protection beyond standard policies. These policies help safeguard personal assets and commercial investments against major claims. The agency guides clients through the process of selecting appropriate liability limits to match their specific risk profiles. It also assists with tailoring coverage for properties with unique exposures such as rental units or swimming pools. In addition to Lancaster, the company covers the surrounding communities of Palmdale and the greater Antelope Valley area.

PI
1128 W Ave K
Pronto Insurance
Umbrella Insurance Agent · Lancaster, CA

Pronto Insurance in Lancaster, CA, offers both single-policy umbrella coverage and ongoing account management for those requiring continuous liability protection beyond their underlying homeowners or auto policies. A typical agent assists clients in securing policies that cover legal defense costs and large claims settlements. This provider operates on an as-needed basis, meaning clients can request a policy review or purchase at any time without committing to a recurring schedule.

LI
43700 17th St W UNIT 101
Lancaster Insurance Services
Umbrella Insurance Agent · Lancaster, CA

Lancaster Insurance Services specializes in providing umbrella insurance, offering extra liability protection beyond standard home or auto policies. The agency also works with clients to evaluate overall risk exposure and consolidate insurance needs. In Lancaster, California, where dry conditions heighten wildfire threats, this coverage helps safeguard personal assets from devastating lawsuits or property damage claims that exceed primary policy limits. It advises residents facing increased liability concerns during the autumn and winter holiday season, when gatherings and travel often create higher risks of accidents or unforeseen incidents.

GF
44447 Vly Central Wy
Global First Insurance & Tax Services - Lancaster
Umbrella Insurance Agent · Lancaster, CA

Global First Insurance & Tax Services - Lancaster provides general insurance coverage for local clients and specializes in umbrella insurance to extend protection beyond standard policy limits. Umbrella policies help safeguard Lancaster residents and businesses from significant liability claims that could otherwise threaten personal assets. The agency serves property owners, professionals, and commercial customers. Its commercial sectors include offices, warehouses, and food service operations that require higher liability coverage.

JE
902 W Lancaster Blvd
John E. Peakes Insurance Agency, Inc.
Umbrella Insurance Agent · Lancaster, CA

As seasonal storms and dry brush conditions heighten liability risks across the Antelope Valley, John E. Peakes Insurance Agency, Inc. in Lancaster offers umbrella insurance coverage to protect local property owners from major lawsuits. Such policies extend beyond standard home and auto liability limits, providing a critical safety net for unforeseen accidents. This agent works with area residents to evaluate their assets and identify exposure gaps that a basic policy might leave open. A careful inspection of current coverage and personal exposure is the first step in recommending appropriate protection.

BS
3058 W Ave L
Brad Skala - State Farm Insurance Agent
Umbrella Insurance Agent · Lancaster, CA

Brad Skala’s agency provides residential umbrella insurance in Lancaster, CA, helping homeowners extend liability protection beyond standard policies. Commercial umbrella coverage is also available for local businesses seeking additional security. Service area includes Lancaster and nearby communities within Los Angeles County. Policies are written to layer over existing auto, home, or commercial general liability coverage. Clients often schedule initial consultations to review current risk exposure and policy limits. Follow-up is managed by the agency between regular renewal visits to address changes in assets or coverage needs.

IS
43700 17th St W UNIT 101
ISU Stephen B. Marvin Insurance
Umbrella Insurance Agent · Lancaster, CA
FL
1004 E Ave. J
Fred Loya Insurance
Umbrella Insurance Agent · Lancaster, CA
(661) 942-2151
fredloya.com
GI
4306 W Ave L
Gladstone Insurance Services
Umbrella Insurance Agent · Lancaster, CA
(661) 723-0333
gladstoneinsurance.com
NI
44849 Sierra Hwy
Nunez Insurance Services/ El Noplito Traffic School
Umbrella Insurance Agent · Lancaster, CA
(661) 532-8861
FI
43943 Sierra Hwy Ste K
Farmers Insurance - Keith Thomas
Umbrella Insurance Agent · Lancaster, CA
(661) 945-0009
agents.farmers.com/ca/lancaster/keith-thomas
FI
410 E Ave K 12 STE 117
Farmers Insurance - Cynthia Gunn
Umbrella Insurance Agent · Lancaster, CA
(661) 940-6500
agents.farmers.com/ca/lancaster/cynthia-gunn
AS
1140 Commerce Center Dr Space G5,6
Anita's Insurance Service's Inc.
Umbrella Insurance Agent · Lancaster, CA
(661) 412-9394
BO
315 W Pondera St
Blanca Ortiz Insurance
Umbrella Insurance Agent · Lancaster, CA
(661) 949-1777
facebook.com/BOrtizAgency
AI
1114 W Ave I
Arizola Insurance
Umbrella Insurance Agent · Lancaster, CA
(661) 942-3551
dmv.ca.gov/portal/business-partner/arizola-insurance
LS
1045 W Ave J 6
Luis Schaeffer Insurance Services
Umbrella Insurance Agent · Lancaster, CA
(661) 609-9892
lsinsagency.com

What Does an a Umbrella Insurance Agent in Lancaster Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1,000 dollars annually. Factors like your driving record, number of properties, and underlying policy limits affect the premium. This is general information, not insurance advice.

About umbrella insurance agents in Lancaster

Umbrella insurance agents in Lancaster, California help you secure extra liability coverage that goes beyond your auto, home, or boat policies. California law requires minimum liability limits for drivers, but an umbrella policy can provide an additional layer of protection for serious accidents or lawsuits. Local agents understand the specific risks in the Antelope Valley and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Lancaster do?

An umbrella insurance agent helps you purchase a personal umbrella liability policy that covers claims above the limits of your underlying insurance. In California, this extra coverage can protect your savings and future wages from large lawsuits. The agent reviews your existing policies and recommends an appropriate coverage amount.

How much umbrella insurance do I need in California?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. California courts can award large judgments in personal injury cases, so high net worth individuals often need more. Your agent can help you calculate a suitable limit based on your financial situation.

Is umbrella insurance required by law in California?

No, California law does not require umbrella insurance. However, it is a smart choice if you have significant assets or face higher liability risks. Many agents recommend it for homeowners, landlords, or drivers with multiple vehicles.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.