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Directory of umbrella insurance agents in Lancaster, California. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Lancaster, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 umbrella insurance agents in Lancaster, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Lancaster Insurance and Member Services
1234 Commerce Center Dr, Lancaster, CA 93534
(661) 948-7661
ace.aaa.com
Todd Main - State Farm Insurance Agent
620 W Ave L Suite 103, Lancaster, CA 93534
(661) 949-0330
toddmain.biz
Aims insurance Services - Lancaster
43535 Gadsden Ave # E, Lancaster, CA 93534
(661) 522-8000
aims4insurance.com
Farmers Insurance - Edgar Ortiz
42505 10th St W Ste 103, Lancaster, CA 93534
(661) 270-3200
agents.farmers.com
Pronto Insurance
1128 W Ave K, Lancaster, CA 93534
(661) 949-2500
prontoinsurance.com
Lancaster Insurance Services
43700 17th St W UNIT 101, Lancaster, CA 93534
(661) 726-1337
lancasterinsurance.biz
John E. Peakes Insurance Agency, Inc.
902 W Lancaster Blvd, Lancaster, CA 93534
(866) 690-4787
peakesinsurance.com
Global First Insurance & Tax Services - Lancaster
44447 Vly Central Wy, Lancaster, CA 93536
(661) 538-1345
myglobalfirst.com
Brad Skala - State Farm Insurance Agent
3058 W Ave L, Lancaster, CA 93536
(661) 718-2203
skalainsurance.com
Fred Loya Insurance
1004 E Ave. J, Lancaster, CA 93535
(661) 942-2151
fredloya.com
Gladstone Insurance Services
4306 W Ave L, Lancaster, CA 93536
(661) 723-0333
gladstoneinsurance.com
ISU Stephen B. Marvin Insurance
43700 17th St W UNIT 101, Lancaster, CA 93534
(661) 942-1101
marvinins.com
Nunez Insurance Services/ El Noplito Traffic School
44849 Sierra Hwy, Lancaster, CA 93535
(661) 532-8861
Farmers Insurance - Keith Thomas
43943 Sierra Hwy Ste K, Lancaster, CA 93534
(661) 945-0009
agents.farmers.com
Farmers Insurance - Cynthia Gunn
410 E Ave K 12 STE 117, Lancaster, CA 93535
(661) 940-6500
agents.farmers.com
Blanca Ortiz Insurance
315 W Pondera St, Lancaster, CA 93534
(661) 949-1777
facebook.com
Anita's Insurance Service's Inc.
1140 Commerce Center Dr Space G5,6, Lancaster, CA 93534
(661) 412-9394
Arizola Insurance
1114 W Ave I, Lancaster, CA 93534
(661) 942-3551
dmv.ca.gov
Luis Schaeffer Insurance Services
1045 W Ave J 6, Lancaster, CA 93534
(661) 609-9892
lsinsagency.com
Umbrella insurance agents in Lancaster, California help you secure extra liability coverage that goes beyond your auto, home, or boat policies. California law requires minimum liability limits for drivers, but an umbrella policy can provide an additional layer of protection for serious accidents or lawsuits. Local agents understand the specific risks in the Antelope Valley and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Lancaster Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1,000 dollars annually. Factors like your driving record, number of properties, and underlying policy limits affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lancaster do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that covers claims above the limits of your underlying insurance. In California, this extra coverage can protect your savings and future wages from large lawsuits. The agent reviews your existing policies and recommends an appropriate coverage amount.
How much umbrella insurance do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. California courts can award large judgments in personal injury cases, so high net worth individuals often need more. Your agent can help you calculate a suitable limit based on your financial situation.
Is umbrella insurance required by law in California?
No, California law does not require umbrella insurance. However, it is a smart choice if you have significant assets or face higher liability risks. Many agents recommend it for homeowners, landlords, or drivers with multiple vehicles.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.