The top-rated umbrella insurance agent in Long Beach, California is AAA Long Beach Insurance and Member Services, rated 4.5 stars across 1,145 reviews. Other highly rated options include Freeway Insurance, Only Way Insurance Services, Barua Insurance. This directory lists 17 umbrella insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Long Beach Insurance and Member Services | 4800 Airport Plaza Dr | (562) 496-4130 |
| 2 | Freeway Insurance | 5539 E Stearns St | (562) 273-7061 |
| 3 | Only Way Insurance Services | 300 E 4th St UNIT 106 | (562) 239-2869 |
| 4 | Barua Insurance | 1310 Pine Ave d | (562) 273-3989 |
| 5 | The Wright Agency: Allstate Insurance | 188 Pomona Ave | (562) 987-1090 |
| 6 | Hershfield Insurance | Business Center, 4401 Atlantic Blvd Bixby, 2nd Floor | (866) 996-9760 |
| 7 | Saferoad Insurance | 2150 E South St Ste 113 | (562) 984-9445 |
| 8 | Farmers Insurance - Mario Bujas Agency Owner | 5199 Pacific Coast Hwy # 604 | (714) 447-9221 |
| 9 | Veronica's Insurance | 1075 CA-1 | (562) 543-5801 |
| 10 | Atlantis Insurance Brokerage, Inc | 400 W Ocean Blvd #2 | (800) 700-0001 |
AAA Long Beach Insurance and Member Services serves the greater Long Beach, California area as a local provider of umbrella insurance agent services. This agency helps clients secure additional personal liability coverage that extends beyond the limits of standard homeowners, auto, or watercraft policies. Umbrella insurance protects savings and future earnings from major claims or lawsuits. The agent routinely assists with policy evaluations and coverage limits for local families and businesses.
As storm seasons approach, Long Beach homeowners and renters often seek extra liability protection beyond standard policies. Freeway Insurance provides umbrella insurance solutions tailored to the unique coastal risks of the area. An Umbrella Insurance Agent helps clients extend their liability limits, safeguarding assets such as homes and vehicles. These policies cover claims exceeding primary coverage limits. To begin, an agent schedules an initial consultation to review your current policies and assess your specific risk exposure.
Only Way Insurance Services in Long Beach, California provides a selection of umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. Its service approach focuses on assessing each client’s existing exposures to recommend appropriate excess liability limits. The company also offers straightforward policy administration, including annual coverage reviews and efficient claims support. These service plans help policyholders protect savings and future assets from significant liability claims. It services a range of properties such as single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Barua Insurance serves homeowners, businesses, and property managers in Long Beach, California, by providing umbrella insurance policies. These policies offer additional liability coverage beyond standard home or auto limits, protecting assets against major claims or lawsuits. The agency helps clients secure extra layers of financial security for unexpected incidents on their property or involving their vehicles. Barua Insurance also extends its umbrella insurance services to surrounding communities throughout the greater Los Angeles metro area, including nearby Signal Hill.
The Wright Agency: Allstate Insurance serves Long Beach and the surrounding communities in Los Angeles County, handling personal umbrella insurance policies that extend liability coverage beyond standard auto and home insurance. These policies provide an additional layer of financial protection against major claims or lawsuits. The agency generally takes a consultative approach, assessing each client's existing insurance portfolio and risk exposure to recommend an appropriate limit of umbrella liability coverage.
Saferoad Insurance provides umbrella liability coverage, offering additional protection beyond standard auto and homeowners policies in Long Beach, CA. Its agents assist clients in securing layers of security against major claims and lawsuits. Each policy is tailored to extend personal liability limits, safeguarding assets like savings and future earnings. As the end of the year approaches, residents reassess their risk exposure following holiday gatherings and winter storms.
Located in Long Beach, Farmers Insurance - Mario Bujas Agency Owner provides general personal insurance protection for local homeowners and drivers. As an umbrella insurance agent, the company specializes in offering extra liability coverage that extends beyond standard policy limits. This added layer of coverage safeguards clients against major claims and lawsuits. The agency serves diverse commercial sectors, including offices, warehouses, and food service operations.
Veronica's Insurance provides personal liability coverage that extends beyond standard policies, offering protection against major claims and lawsuits in Long Beach, California. As an umbrella insurance agent, the company specializes in adding higher policy limits to existing home and auto insurance. This coverage helps safeguard assets such as savings and property from unforeseen incidents. The agency serves a wide range of commercial sectors in the region, including local offices, warehouses, and food service establishments.
After sudden winter rains or unexpected liability claims along the busy coast near Long Beach, homeowners and small business operators often seek extra protection. Atlantis Insurance Brokerage, Inc., an umbrella insurance agent in this area, helps clients evaluate their existing coverage and secure additional liability layers for greater peace of mind. Working only with policies that supplement underlying auto or home plans, the firm clarifies how these higher limits protect against major lawsuits. An initial assessment begins by reviewing current individual policies to identify necessary supplementary gaps.
What Does an a Umbrella Insurance Agent in Long Beach Cost?
In California, umbrella insurance typically costs between 150 and 400 dollars per year for one million dollars in coverage. Higher limits, such as two to five million dollars, may cost 300 to 800 dollars annually. Actual costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Long Beach
An umbrella insurance agent in Long Beach, California can help you secure extra liability coverage beyond standard auto and home policies. California law requires minimum liability limits for drivers, but an umbrella policy provides an additional layer of protection against lawsuits and large claims. Local agents understand the specific risks of the Long Beach area, including coastal property concerns and high traffic zones.
Frequently Asked Questions
What is an umbrella insurance policy in California?
An umbrella insurance policy provides extra liability coverage above the limits of your underlying auto, home, or other insurance policies. In California, these policies typically start at one million dollars in coverage and can protect you from major claims or lawsuits.
Who needs an umbrella insurance agent in Long Beach?
Anyone with significant assets, a high risk of liability, or a desire for extra protection should consider an umbrella policy. Long Beach residents with rental properties, boats, or who frequently host guests may especially benefit from this additional coverage.
How much umbrella insurance coverage do I need in California?
The amount of coverage you need depends on your personal assets and risk exposure. Many agents recommend coverage equal to or greater than your net worth. In California, umbrella policies often require underlying liability limits of 250,000 dollars for auto and 300,000 dollars for home insurance.
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