The top-rated umbrella insurance agent in Los Angeles, California is L.A. West Insurance Services, Inc., rated 4.9 stars across 632 reviews. Other highly rated options include Family Insurance Sales LLC, Estaphany Michel - State Farm Insurance Agent, Victor Zavala Insurance Services, Inc.. This directory lists 27 umbrella insurance agents serving Los Angeles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | L.A. West Insurance Services, Inc. | 5177 Sunset Blvd | (877) 527-2378 |
| 2 | Family Insurance Sales LLC | 8600 S Central Ave unit c | (213) 814-4335 |
| 3 | Estaphany Michel - State Farm Insurance Agent | 12061 Jefferson Blvd | (424) 501-0064 |
| 4 | Victor Zavala Insurance Services, Inc. | 1001 S Vermont Ave UNIT 212 | (213) 386-6560 |
| 5 | Adriana's Insurance Services | 3087 W Pico Blvd #3 | (323) 458-6150 |
| 6 | Veronica's Insurance | 818 S Alvarado St | (213) 863-9256 |
| 7 | Paul Major - State Farm Insurance Agent | 12030 W Washington Blvd A | (310) 482-3990 |
| 8 | Ace Jared Insurance Solutions | 1348 N Curson Ave | (800) 353-7304 |
| 9 | Eway Insurance Services | 1817 1/2 E Florence Ave | (323) 784-3074 |
| 10 | Choice Insurance Agency | 1601 S La Brea Ave | (323) 933-9888 |
L.A. West Insurance Services, Inc. serves the Los Angeles metro area, specializing in umbrella insurance agent services. These policies provide additional liability coverage beyond standard home and auto plans, offering protection against large claims and lawsuits. The agency supports clients by structuring increased coverage limits that address personal liability risks common in urban environments. Umbrella policies may also cover legal defense costs not included in underlying policies. Specific services handled here include excess liability insurance and catastrophic loss protection.
Family Insurance Sales LLC in Los Angeles, California advises clients on both one-time and recurring service options. For umbrella insurance, a one-time policy provides a single layer of added liability protection over existing policies, while recurring options establish ongoing, continuous coverage. These policies help shield assets from major lawsuits or claims that exceed standard limits. Every policyholder receives tailored counsel on coverage scope and risk factors. This agency handles service on an as-needed basis, helping clients secure or adjust umbrella coverage when their personal liability situation changes.
Homeowners, business owners, and property managers in Los Angeles turn to Estaphany Michel - State Farm Insurance Agent for personal umbrella coverage that extends liability protection beyond standard policy limits. This agency helps clients safeguard their assets against major claims and lawsuits, offering an added layer of security for sudden, large-scale financial exposures common in the area. The office also serves the greater Los Angeles metro, including the neighboring communities of West Hollywood and Beverly Hills, providing tailored umbrella insurance solutions.
Victor Zavala Insurance Services, Inc. serves Los Angeles and the surrounding communities of Southern California, handling personal umbrella liability coverage. This type of policy provides additional liability protection beyond standard homeowners or auto insurance limits. The agency helps clients safeguard their assets from major claims or lawsuits. To handle a typical job, the agent reviews the client’s existing underlying policies to determine appropriate coverage limits and ensure the umbrella policy integrates seamlessly with the primary insurance plans.
Adriana's Insurance Services serves the Los Angeles metro area, offering umbrella insurance coverage to help residents safeguard their assets. This type of policy provides an extra layer of liability protection beyond standard home or auto limits, which is valuable in a large city with higher legal exposure risks. The agency focuses on helping clients protect their savings and future earnings from potential lawsuits or large claims. It handles both personal umbrella policies for individuals and commercial umbrella coverage for small businesses.
Veronica's Insurance specializes in umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. It serves clients throughout Los Angeles, helping them protect their assets against major claims and lawsuits. The agency guides customers through the process of securing extra coverage that can cover legal costs and damages. When a California wildfire or mudslide threatens a property, Veronica's Insurance assists clients in reviewing their umbrella coverage to ensure sufficient protection exists for potential liability from such events.
As the rainy season approaches in Los Angeles, many homeowners and renters seek extra liability protection beyond their standard policies. Paul Major - State Farm Insurance Agent assists clients in this area with umbrella insurance designed to cover large accident claims or property damage lawsuits. These policies add a valuable layer of security by extending coverage limits when underlying home or auto policies are exhausted. To begin, the agent typically reviews current insurance holdings and personal assets during an initial consultation to determine the appropriate coverage amount needed.
Ace Jared Insurance Solutions in Los Angeles serves homeowners, businesses, and property managers seeking extra liability coverage beyond standard policies. The agency assists clients in protecting their assets against major claims resulting from accidents on their property or personal actions. For commercial operators, it can also layer additional coverage over existing business insurance. This umbrella insurance agent helps coordinate policy limits to fill gaps in basic plans. Beyond central Los Angeles, Ace Jared Insurance Solutions also serves clients throughout the nearby San Fernando Valley region.
Eway Insurance Services provides tailored umbrella insurance policies in Los Angeles, California, offering extended liability coverage that goes above standard home or auto limits. Its service includes personalized consultations to assess risk exposure and claims assistance for policyholders needing additional protection. Maintenance plans consist of annual policy reviews to ensure coverage keeps pace with changing asset values. The company services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
What Does an a Umbrella Insurance Agent in Los Angeles Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1000 dollars annually. Factors like your driving record number of properties and prior claims affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Los Angeles
An umbrella insurance agent in Los Angeles helps you secure additional liability coverage that goes beyond your auto home or boat policy limits. California law requires drivers to carry minimum liability insurance but a single accident can quickly exceed those limits. An umbrella policy provides an extra layer of protection for your savings and future earnings.
Frequently Asked Questions
What does an umbrella insurance agent do in Los Angeles?
An umbrella insurance agent helps you assess your personal liability risks and obtain a policy that covers claims above your standard insurance limits. They work with multiple carriers to find coverage that fits your assets and lifestyle.
How much umbrella coverage do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage if you own a home have significant savings or face higher lawsuit risks. California courts can award large judgments so higher limits may be wise for high net worth individuals.
Can I get umbrella insurance if I do not own a home in Los Angeles?
Yes you can still qualify for umbrella insurance as a renter. You must have underlying auto or renters insurance with certain minimum limits. An agent can help you meet the requirements even without homeownership.
Umbrella Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley