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Find Umbrella Insurance Agents Near You in Los Gatos, CA
Directory of umbrella insurance agents in Los Gatos, California. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Los Gatos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 umbrella insurance agents in Los Gatos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Laura Peterson - State Farm Insurance Agent
16795 Lark Ave #108, Los Gatos, CA 95032
(408) 395-2900
laurapeterson.net
AAA Los Gatos Branch
15450 Los Gatos Blvd #300, Los Gatos, CA 95032
(408) 399-8400
mwg.aaa.com
Don Williams & Associates
17510 Farley Rd W, Los Gatos, CA 95030
(408) 402-3646
donwilliamsinsurance.com
Pamela Noyce - Noyce Insurance Agency
15466 Los Gatos Blvd Ste 203, Los Gatos, CA 95032
(408) 399-6669
noyceinsurance.com
LGS Insurance Services Inc
16185 Los Gatos Blvd #205, Los Gatos, CA 95032
(408) 395-9800
lgsis.com
Guardian Insurance
15559 Union Ave suite 3065, Los Gatos, CA 95032
(408) 915-5110
guardianinsurance.io
Acrisure Los Gatos, CA (Los Gatos Insurance Services)
451 Los Gatos Blvd, Los Gatos, CA 95032
(408) 356-6747
acrisure.com
Farmers Insurance - JP Bernard
985 University Ave Ste 10, Los Gatos, CA 95032
(408) 358-3200
agents.farmers.com
Farmers Insurance - Kelli Walsh
451 Los Gatos Blvd, Los Gatos, CA 95032
(408) 356-6845
agents.farmers.com
Farmers Insurance - Mary Badame
215 N Santa Cruz Ave Ste B, Los Gatos, CA 95030
(408) 395-1113
agents.farmers.com
An umbrella insurance agent in Los Gatos California can help you secure additional liability coverage beyond your standard home and auto policies. California law requires minimum auto liability limits but umbrella policies provide extra protection for lawsuits or accidents. Local agents understand the specific risks in the Bay Area including high property values and frequent car accidents.
What Does a Umbrella Insurance Agent in Los Gatos Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 1000 dollars annually. Actual premiums depend on your driving record home value number of properties and insurance carrier. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Los Gatos do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your existing home and auto insurance limits. They assess your assets and risk exposure to recommend appropriate coverage amounts. In California umbrella policies typically start at one million dollars in coverage.
How much umbrella insurance do I need in Los Gatos California?
The amount of umbrella insurance you need depends on your total assets including home value savings and future income. Many California agents recommend at least one to two million dollars in coverage for homeowners in Los Gatos due to high property values. You should review your net worth with an agent to determine the right amount.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.