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Find Umbrella Insurance Agents Near You in Madera, CA

Browse umbrella insurance agents serving Madera, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Madera, California is Fiesta Auto Insurance & Tax Service, rated 4.7 stars across 729 reviews. Other highly rated options include Cost-U-Less Insurance, AAA Madera Branch, Elite Home & Auto Insurance Agency. This directory lists 17 umbrella insurance agents serving Madera.

Showing 17 umbrella insurance agents in Madera, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fiesta Auto Insurance & Tax Service208 E Yosemite Ave(559) 664-8800
2Cost-U-Less Insurance2380 W Cleveland Ave E-5(559) 397-0366
3AAA Madera Branch221 N G St(559) 662-4700
4Elite Home & Auto Insurance Agency1629 Howard Rd(559) 675-8400
5Farmers Insurance - Israel Cortes1825 Howard Rd Ste B(559) 230-1300
6Ray Joseph Rezendes Jr - State Farm Insurance Agent1613 Howard Rd(559) 673-9176
7Farmers Insurance - Jeffrey Jackson Ins Agency Inc321 W Yosemite Ave Ste 107(559) 674-8889
8Goosehead Insurance - David W Wagner36914 Ave 12 Unit 16(559) 286-0460
9Value Insurance Agency901 W Yosemite Ave(559) 673-0100
10Moncali Insurance719 N D St Suite D(559) 662-8798
FA
208 E Yosemite Ave
Fiesta Auto Insurance & Tax Service
Umbrella Insurance Agent · Madera, CA

Fiesta Auto Insurance & Tax Service primarily offers umbrella insurance for residential properties, providing an extra layer of liability protection beyond standard homeowners policies in Madera. Commercial coverage is also available for small businesses seeking higher liability limits. The firm serves clients throughout the Madera, California area and surrounding communities. Standard procedures include a thorough review of existing policies to identify coverage gaps. After an initial policy is written, the agent can typically coordinate follow-up adjustments whenever a client purchases a new vehicle or experiences a life change between regular visits.

CU
2380 W Cleveland Ave E-5
Cost-U-Less Insurance
Umbrella Insurance Agent · Madera, CA

Cost-U-Less Insurance in Madera, California, is known for providing essential umbrella insurance coverage that extends liability protection beyond standard home and auto policies. It serves local residents and small business owners seeking added security against major claims and lawsuits. Policies offer extra layers of defense for personal assets and future earnings when underlying limits are exhausted. This agency focuses on simple, clear policy options. It routinely evaluates each client’s exposure to risk. Customers can add on coverage for rental properties or recreational vehicles.

AM
221 N G St
AAA Madera Branch
Umbrella Insurance Agent · Madera, CA

AAA Madera Branch serves Madera County and the surrounding region as a local provider of umbrella insurance policies. These policies offer additional liability coverage that extends beyond the limits of standard auto and homeowners insurance, helping to protect personal assets against major claims or lawsuits. The agency assists residents in assessing their individual liability risks and determining appropriate coverage levels for broader financial protection. Its services specifically include personal umbrella insurance and excess liability policy consultations tailored to local property and vehicle ownership circumstances.

EH
1629 Howard Rd
Elite Home & Auto Insurance Agency
Umbrella Insurance Agent · Madera, CA

Elite Home & Auto Insurance Agency in Madera, CA offers umbrella insurance coverage that extends liability protection beyond standard policies. Its services include evaluating client assets and recommending appropriate coverage limits to safeguard against major claims. Maintenance plans involve periodic policy reviews to adjust limits based on life changes or asset growth. The company also clarifies policy exclusions and coordinates excess coverage with underlying home and auto policies. It services single-family homes, apartments, retail spaces, and restaurants.

FI
1825 Howard Rd Ste B
Farmers Insurance - Israel Cortes
Umbrella Insurance Agent · Madera, CA

Farmers Insurance - Israel Cortes serves Madera and the surrounding communities in central California, handling the specialized area of umbrella insurance coverage. The agency works with clients to understand their existing liability limits from auto and homeowners policies. It then arranges additional layers of protection that go beyond those standard policy amounts. For a typical job, the agent reviews a client’s total asset exposure and personal risk profile, then presents a clear set of options for extending that coverage to meet their specific needs.

RJ
1613 Howard Rd
Ray Joseph Rezendes Jr - State Farm Insurance Agent
Umbrella Insurance Agent · Madera, CA

Ray Joseph Rezendes Jr - State Farm Insurance Agent in Madera, CA serves homeowners, businesses, and property managers who seek additional liability protection beyond standard policies. The agency helps clients secure umbrella insurance that covers personal assets and provides extra coverage against major claims or lawsuits. This form of insurance is useful for those with significant property or business operations that could face high liability risks. The agency also serves clients from surrounding areas, including Fresno and the broader Madera County region.

FI
321 W Yosemite Ave Ste 107
Farmers Insurance - Jeffrey Jackson Ins Agency Inc
Umbrella Insurance Agent · Madera, CA

Farmers Insurance - Jeffrey Jackson Ins Agency Inc in Madera, CA provides umbrella insurance on both a one-time policy purchase and an annual recurring renewal basis. A local umbrella insurance agent helps protect clients by offering additional liability coverage that extends beyond the limits of standard auto, home, or watercraft policies. This coverage can safeguard personal assets against major claims or lawsuits. This agency’s service runs on a scheduled annual review basis to ensure coverage remains appropriate.

GI
36914 Ave 12 Unit 16
Goosehead Insurance - David W Wagner
Umbrella Insurance Agent · Madera, CA

Goosehead Insurance - David W Wagner specializes in umbrella insurance coverage for Madera residents seeking excess liability protection beyond standard policies. The agency provides general insurance services addressing clients who require additional layers of financial security against major claims or lawsuits. This work includes evaluating existing homeowners and auto policies to recommend appropriate umbrella limits. During the holiday season or after homeowners host large gatherings, the agency often assists with reassessing liability exposure for potential guest injuries or property damage claims.

VI
901 W Yosemite Ave
Value Insurance Agency
Umbrella Insurance Agent · Madera, CA
MI
719 N D St Suite D
Moncali Insurance
Umbrella Insurance Agent · Madera, CA

As spring rains return to Madera, the threat of water damage lawsuits often climbs for property owners. Moncali Insurance helps local residents and landlords protect their assets with personal umbrella liability coverage that extends beyond standard policy limits. This added shield can respond to costly claims involving tenant injuries or boundary disputes on residential and commercial land. The company typically starts by reviewing your existing home or auto policy to assess your current liability gaps before recommending specific coverage. An initial consultation and coverage assessment are arranged to evaluate your exposure.

AD
309 N I St
AIS David Frisby Insurance
Umbrella Insurance Agent · Madera, CA
(559) 235-7676
almondins.com
SI
2175 N Schnoor St
Sunland Insurance Services
Umbrella Insurance Agent · Madera, CA
(559) 661-7786
AA
16930 Rd 26 B
All Aspects Insurance
Umbrella Insurance Agent · Madera, CA
(559) 479-4152
allaspectsinsurance.com
TI
1930 Howard Rd #129
Tordini Insurance Agency Inc.
Umbrella Insurance Agent · Madera, CA
(559) 674-5646
IN
725 S Madera Ave
The Insuranse
Umbrella Insurance Agent · Madera, CA
(559) 673-0061
NH
1901 Howard Rd ste c
New Horizon Insurance Services Madera
Umbrella Insurance Agent · Madera, CA
(559) 673-6700
newhorizonins.com
SC
1501 Howard Rd
Seabury, Copland & Anderson Insurance Agency
Umbrella Insurance Agent · Madera, CA
(559) 673-7027
seaburycopland.com

What Does an a Umbrella Insurance Agent in Madera Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 million to 5 million dollars may cost 300 to 1,000 dollars annually. Your actual premium depends on factors such as the number of vehicles in your household, your driving record, and the amount of underlying coverage you carry. This is general information and not insurance advice.

About umbrella insurance agents in Madera

An umbrella insurance agent in Madera, California can help you obtain a personal umbrella liability policy that provides additional coverage above your auto and homeowners insurance limits. This extra protection is important in California where high property values and litigation costs can put your assets at risk. A local agent understands the specific liability exposures common in the Central Valley and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Madera do?

An umbrella insurance agent helps you evaluate your current liability coverage and recommends an umbrella policy that extends your protection. They review your assets and risk factors to determine the appropriate coverage limit. In California, umbrella policies typically require you to have certain minimum underlying limits on your auto and home policies.

How much umbrella insurance do I need in California?

The amount of umbrella insurance you need depends on your net worth and potential liability risks. Many California agents recommend at least 1 million dollars in umbrella coverage. Higher limits may be advisable if you own rental property, have a swimming pool, or engage in activities that increase your liability exposure.

Is umbrella insurance required by law in California?

No, umbrella insurance is not required by California law. However, it is strongly recommended for anyone with significant assets to protect. California does not have a cap on pain and suffering damages in personal injury lawsuits, which means a single accident could result in a judgment exceeding your standard policy limits.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.