ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of umbrella insurance agents in Manhattan Beach, California. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Manhattan Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 umbrella insurance agents in Manhattan Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Manhattan Beach Insurance and Member Services
700 S Aviation Blvd, Manhattan Beach, CA 90266
(310) 376-0521
ace.aaa.com
Steve Saiz - State Farm Insurance Agent
1112 Ocean Dr STE 101, Manhattan Beach, CA 90266
(310) 421-2822
neighborsteve.com
K J Arbues: Allstate Insurance
1021 N Sepulveda Blvd # O, Manhattan Beach, CA 90266
(310) 796-7955
agents.allstate.com
NEXO Insurance Services, Inc.
111 N Sepulveda Blvd #325, Manhattan Beach, CA 90266
(323) 486-9346
nexofit.com
Laura Maloney - State Farm Insurance Agent
505 N Sepulveda Blvd Ste 10, Manhattan Beach, CA 90266
(310) 374-3202
lauramaloney.com
Cynthia Snyder - State Farm Insurance Agent
1501 N Sepulveda Blvd # B, Manhattan Beach, CA 90266
(310) 546-7803
cynthiasnyder.com
HIR Insurance Agency
1219 N Morningside Dr, Manhattan Beach, CA 90266
(323) 455-4961
go2hir.com
Farmers Insurance - Steve Almeida
500 S Sepulveda Blvd Ste 209, Manhattan Beach, CA 90266
(310) 376-0271
agents.farmers.com
Symcap Insurance Agency
1413 N Sepulveda Blvd, Manhattan Beach, CA 90266
(424) 282-8008
symcapins.com
Carla Ramirez Insurance Agency
920 Manhattan Beach Blvd #1, Manhattan Beach, CA 90266
(310) 545-1027
cramirezinsurance.com
AD Blue Insurance & Financial Services, Inc.
3701 Highland Ave #100, Manhattan Beach, CA 90266
(310) 318-9112
adblueinsurance.com
State Insurance
3540 Highland Ave, Manhattan Beach, CA 90266
(310) 929-6309
statefarm.com
Bozajian & Carter Insurance Services
1001 6th St #100, Manhattan Beach, CA 90266
(310) 545-9565
bozajian.com
Aspen Insurance
225 Manhattan Beach Blvd, Manhattan Beach, CA 90266
(812) 310-5457
aspen.co
Apollo Insurance Services
1440 Rosecrans Ave, Manhattan Beach, CA 90266
(310) 643-5400
insureone.com
Farmers Insurance - Gregory Smith
1120 Manhattan Beach Blvd #202, Manhattan Beach, CA 90266
(310) 546-7215
agents.farmers.com
James & Gable Insurance Broker
111 N Sepulveda Blvd #325, Manhattan Beach, CA 90266
(310) 937-2020
Pircher Insurance Agency
2711 N Sepulveda Blvd #131, Manhattan Beach, CA 90266
(310) 546-1858
pircherinsuranceagency.com
An umbrella insurance agent in Manhattan Beach helps you secure additional liability coverage beyond your standard home and auto policies. California law requires minimum liability limits for auto insurance, but an umbrella policy can provide extra protection for assets and future earnings. Local agents understand the higher property values and liability risks common in coastal communities like Manhattan Beach.
What Does a Umbrella Insurance Agent in Manhattan Beach Cost?
Umbrella insurance in California generally costs 150 to 300 dollars annually for 1 million dollars in liability coverage. Each additional million may add 50 to 100 dollars per year. Your actual premium depends on factors such as your home value, number of vehicles, driving record, and the insurance company. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Manhattan Beach do?
An umbrella insurance agent helps you purchase a policy that provides extra liability coverage above your existing home and auto insurance limits. This agent evaluates your personal assets and risk exposure to recommend an appropriate coverage amount. In California, umbrella policies typically start at 1 million dollars in coverage.
Who needs umbrella insurance in Manhattan Beach?
Homeowners with significant equity, rental properties, or high net worth often need umbrella insurance. California law does not require umbrella insurance, but it is recommended for anyone with assets that could be targeted in a lawsuit. Residents of Manhattan Beach with pools, boats, or frequent guests may face higher liability risks.
How much does umbrella insurance cost in California?
Umbrella insurance in California typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Premiums increase for higher coverage limits or additional risk factors. Costs vary based on your insurance carrier, claims history, and the number of underlying policies.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Manhattan Beach who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.