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Find Umbrella Insurance Agents Near You in Martinez, CA

Browse umbrella insurance agents serving Martinez, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Martinez, California is Kathy Bernardez - State Farm Insurance Agent, rated 5.0 stars across 138 reviews. Other highly rated options include Farmers Insurance - Scott Alstad, Michelle Allman - State Farm Insurance Agent, Alissa Gutierres: Allstate Insurance. This directory lists 12 umbrella insurance agents serving Martinez.

Showing 12 umbrella insurance agents in Martinez, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kathy Bernardez - State Farm Insurance Agent837 Arnold Dr Suite 330(925) 520-0290
2Farmers Insurance - Scott Alstad2843 Alhambra Ave(925) 313-9270
3Michelle Allman - State Farm Insurance Agent1320 Arnold Dr # 160(925) 228-0920
4Alissa Gutierres: Allstate Insurance3237 Alhambra Ave Ste 3(925) 201-6463
5SBW Insurance Services3755 Alhambra Ave #5(925) 374-5312
6Mark Woodard - State Farm Insurance Agent609 Main St(925) 228-0196
7Bryce Stephens: Allstate Insurance1311 Pine St Ste H(925) 372-8995
8Sam Limones - State Farm Insurance Agent6590 Alhambra Ave Ste 101(925) 944-9316
9Farmers Insurance - Paul Bickham827 Arnold Dr Ste 100(925) 228-3030
10Farmers Insurance - Kevin Cullop4041 Alhambra Ave Ste 103(925) 387-5226
KB
837 Arnold Dr Suite 330
Kathy Bernardez - State Farm Insurance Agent
Umbrella Insurance Agent · Martinez, CA

Kathy Bernardez - State Farm Insurance Agent serves Martinez and the surrounding Contra Costa County area. The agency specializes in umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. Clients often seek this protection to safeguard personal assets against major claims or lawsuits. It also assists with evaluating potential risks to determine appropriate coverage amounts. The agency handles creating customized umbrella plans designed to offer extended security in a changing legal environment.

FI
2843 Alhambra Ave
Farmers Insurance - Scott Alstad
Umbrella Insurance Agent · Martinez, CA

Farmers Insurance - Scott Alstad in Martinez, CA, provides a range of umbrella insurance agent services, offering additional liability coverage that extends beyond the limits of standard home and auto policies. The office works with clients to customize these plans, ensuring adequate protection for personal assets against major claims and lawsuits. It services single-family homes, apartments, retail, and restaurants.

MA
1320 Arnold Dr # 160
Michelle Allman - State Farm Insurance Agent
Umbrella Insurance Agent · Martinez, CA

Michelle Allman - State Farm Insurance Agent serves homeowners, businesses, and property managers in Martinez, California seeking umbrella liability coverage beyond standard policy limits. This agency specializes in excess liability protection to help safeguard personal assets and investment properties from major claims or lawsuits. Additional coverage options are discussed during personalized consultations to address specific risk exposures unique to this region. Neighboring communities within Contra Costa County, such as Concord and Pleasant Hill, are also included in the service area.

AG
3237 Alhambra Ave Ste 3
Alissa Gutierres: Allstate Insurance
Umbrella Insurance Agent · Martinez, CA

Serving Martinez and the surrounding Contra Costa County communities, Alissa Gutierres: Allstate Insurance handles personal umbrella insurance policies that extend liability coverage beyond standard home and auto limits. These policies are designed to protect clients from major claims and lawsuits. For a typical job, the agent first reviews the client’s existing primary policies to determine their current exposure, then matches an umbrella policy that provides an additional layer of financial protection against unforeseen incidents.

SI
3755 Alhambra Ave #5
SBW Insurance Services
Umbrella Insurance Agent · Martinez, CA

SBW Insurance Services in Martinez, CA offers personal umbrella coverage that can be selected as either a one-time policy or as an ongoing recurring service. Umbrella insurance provides additional liability protection beyond standard homeowners or auto policies, addressing risks common to this area such as property damage claims or personal injury disputes. Brokers here tailor coverage limits to individual needs. Service can be initiated for a single event or scheduled on an as-needed basis for review and adjustments.

MW
609 Main St
Mark Woodard - State Farm Insurance Agent
Umbrella Insurance Agent · Martinez, CA

As spring storms increase in Martinez, residents consider extra financial protection against liability claims on their property. Mark Woodard, as a local umbrella insurance agent with State Farm, provides extended personal liability coverage beyond standard home and auto policies. This added layer helps safeguard savings and future earnings when an accident results in a costly lawsuit. The agent can explain how umbrella policies coordinate with existing coverage to fill gaps. An initial assessment of the client's current insurance limits begins the process of determining appropriate additional protection.

BS
1311 Pine St Ste H
Bryce Stephens: Allstate Insurance
Umbrella Insurance Agent · Martinez, CA

As an umbrella insurance agent in Martinez, Bryce Stephens: Allstate Insurance offers specialized coverage that extends beyond standard home and auto policy limits to provide broader financial protection. The agency also serves clients with general personal insurance needs, helping residents assess their overall risk exposure. This additional liability layer is particularly important during the winter months when slip-and-fall incidents on wet or icy surfaces can lead to costly claims.

SL
6590 Alhambra Ave Ste 101
Sam Limones - State Farm Insurance Agent
Umbrella Insurance Agent · Martinez, CA

Sam Limones works in Martinez as an umbrella insurance agent, helping clients secure liability coverage that extends beyond standard policy limits. This specialist role focuses on protecting personal and business assets by filling gaps left by primary insurance. The company assists with navigating umbrella policies to safeguard against large claims or lawsuits. Its services apply to a range of commercial sectors, including offices, warehouses, and food service operations, where extra liability protection is often essential.

FI
827 Arnold Dr Ste 100
Farmers Insurance - Paul Bickham
Umbrella Insurance Agent · Martinez, CA

Farmers Insurance - Paul Bickham in Martinez, CA handles residential umbrella insurance, offering additional liability coverage above a standard homeowner’s policy. Commercial umbrella policies are also available for local businesses, providing a broader safety net. The agency serves clients throughout Martinez and the surrounding Contra Costa County area. After an initial policy is in place, the office provides follow-up service to review coverage limits, ensuring alignment with changing assets between regular visits.

FI
4041 Alhambra Ave Ste 103
Farmers Insurance - Kevin Cullop
Umbrella Insurance Agent · Martinez, CA

Farmers Insurance - Kevin Cullop in Martinez, CA, is known for providing umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. This service serves clients seeking extra financial protection against major claims or lawsuits. The agent works with local residents and businesses to assess their overall risk exposure. A common add-on service is personal liability coverage for incidents involving recreational vehicles or watercraft.

SI
653 Main St
Schroder Insurance Services
Umbrella Insurance Agent · Martinez, CA
(925) 934-6789
schroderinsurance.com/about-us/companies-we-represent
LC
1330 Arnold Dr
Larson-Clark Insurance Associates Inc
Umbrella Insurance Agent · Martinez, CA
(925) 228-6300
larsonclark.com/contact1

What Does an a Umbrella Insurance Agent in Martinez Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Costs increase with higher coverage limits and depend on factors like your driving record and number of properties. This is general information, not insurance advice.

About umbrella insurance agents in Martinez

An umbrella insurance agent in Martinez helps you secure additional liability coverage that goes beyond the limits of your home and auto policies. In California, where property values and lawsuit awards can be high, umbrella insurance provides a crucial extra layer of financial protection. Local agents understand the specific risks in Contra Costa County and can tailor a policy to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Martinez do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides extra coverage above your existing home and auto insurance limits, protecting you from major claims and lawsuits.

How much umbrella coverage do I need in California?

Most agents recommend at least 1 million dollars in umbrella coverage. In California, where medical costs and legal settlements are high, higher limits may be wise if you own a home or have significant assets.

Does California law require umbrella insurance?

California does not require umbrella insurance by law. However, it is strongly recommended because California courts allow high damage awards in liability cases, and umbrella coverage can protect your savings and future income.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.