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Find Umbrella Insurance Agents Near You in Merced, CA
Looking for a umbrella insurance agent in Merced? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Merced, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 umbrella insurance agents in Merced, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Merced Branch
3065 M St, Merced, CA 95348
(209) 726-7440
mwg.aaa.com
Torrey Moe - State Farm Insurance Agent
61 W Alexander Ave, Merced, CA 95348
(209) 580-4432
torreymoe.com
Quote Valley Insurance - Covered California
840 W Olive Ave STE E, Merced, CA 95348
(209) 723-2000
quotevalley.com
Fluetsch & Busby Insurance
725 W 18th St #1, Merced, CA 95340
(209) 722-1541
fandb1912.com
Freeway Insurance
251 W 11th St, Merced, CA 95341
(209) 781-4122
locations.freeway.com
LA SONRISA MULTI SERVICES - GAC INSURANCE AGENCY
1490 R St, Merced, CA 95340
(209) 676-2830
gacins.com
Justi Smith - State Farm Insurance Agent
830 W 19th St, Merced, CA 95340
(209) 383-3208
justismith.com
Farmers Insurance - Annissa Fragoso
527 W Main St, Merced, CA 95340
(209) 626-5551
agents.farmers.com
Edge Insurance Services
2830 G St Ste B, Merced, CA 95340
(209) 385-3343
policyplease.com
Fred Loya Insurance
1950 Yosemite Pkwy Ste C, Merced, CA 95340
(209) 722-8004
fredloya.com
Merced Atlas Insurance Services
1624 K St, Merced, CA 95340
(209) 626-5450
Leap | Carpenter | Kemps Insurance Agency
3187 Collins Dr, Merced, CA 95348
(209) 384-0727
Farmers Insurance - Miguel Soto
1820 P St, Merced, CA 95340
(209) 617-0982
agents.farmers.com
Salmeri Insurance
505 W 18th St, Merced, CA 95340
(209) 722-8020
salmeri.com
Barlocker Insurance Services
1164 Olivewood Dr, Merced, CA 95348
(209) 383-0220
leavitt.com
Merced Insurance
833 W 18th St, Merced, CA 95340
(209) 722-3318
mercuryinsurance.com
Pulga Insurance Services
239 W 16th St, Merced, CA 95340
(209) 741-5400
InterWest Insurance Services, LLC. Merced
368 E Yosemite Ave Ste. 100, Merced, CA 95340
(209) 723-9181
iwins.com
Chuck Meyer Insurance Agency
2824 Park Ave Ste. C, Merced, CA 95348
(209) 383-7774
chuckmeyerinsurance.com
Umbrella insurance provides additional liability coverage above your auto, home, or boat policy limits. In Merced, California, an agent can help you secure this extra layer of protection against major claims or lawsuits. California law requires minimum liability limits on auto policies, but umbrella insurance can help cover gaps and higher risks.
What Does a Umbrella Insurance Agent in Merced Cost?
Umbrella insurance in California typically costs between 150 and 300 dollars per year for one million dollars of coverage. Additional million-dollar increments may cost 50 to 100 dollars each. Your actual premium depends on your claims history, number of vehicles, properties, and personal risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Merced do?
An umbrella insurance agent helps you evaluate your current liability coverage and recommends an umbrella policy to extend your protection. They assess your assets, driving history, and property to determine the right coverage amount. The agent then shops among carriers to find a policy that fits your needs.
Who needs umbrella insurance in California?
Anyone with significant assets, a high income, or potential liability risks should consider umbrella insurance. This includes homeowners, landlords, business owners, and drivers with multiple vehicles. In California, where lawsuit awards can be high, umbrella coverage protects your savings and future earnings.
How much umbrella insurance coverage do I need in Merced?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your net worth and risk profile. California courts can award large settlements for accidents or injuries. An agent can help you calculate a coverage amount that matches your exposure.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.