The top-rated umbrella insurance agent in Mountain View, California is AAA Mountain View Branch, rated 4.5 stars across 560 reviews. Other highly rated options include Du Vo - State Farm Insurance Agent, Randy Chang - State Farm Insurance Agent, Mimi Lam - State Farm Insurance Agent. This directory lists 12 umbrella insurance agents serving Mountain View.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Mountain View Branch | 900 Miramonte Ave | (650) 623-3200 |
| 2 | Du Vo - State Farm Insurance Agent | 2218 Old Middlefield Way B | (650) 969-2871 |
| 3 | Randy Chang - State Farm Insurance Agent | 2083 Old Middlefield Way Ste 206 | (650) 919-8880 |
| 4 | Mimi Lam - State Farm Insurance Agent | 2083 Old Middlefield Way Ste 206 | (650) 237-9168 |
| 5 | Kevin Lei - State Farm Insurance Agent | 2083 Old Middlefield Way Suite 200 | (650) 514-3093 |
| 6 | Hathorn Insurance Agency | 800 W El Camino Real STE 180 | (650) 921-0801 |
| 7 | Goosehead Insurance - Ivan Calvillo | 235 E Middlefield Rd Suite #3 | (650) 499-4904 |
| 8 | Rex Garcia: Allstate Insurance | 1442 W El Camino Real | (650) 301-1678 |
| 9 | Ludwig & Fawcett Inc | 100 W El Camino Real STE 82 | (650) 528-4100 |
| 10 | Curtis Cahill - State Farm Insurance Agent | 2218 Old Middlefield Way Ste B | (650) 961-6700 |
AAA Mountain View Branch serves Mountain View and the broader Santa Clara County area as a local umbrella insurance agent. The agency specializes in providing supplemental liability coverage that extends beyond standard home and auto policies. These policies protect clients from major claims and lawsuits when underlying limits are exhausted. Their team helps residents assess personal risk exposure and select appropriate coverage tiers. The office handles personal umbrella insurance policies for local homeowners and auto owners in the surrounding Silicon Valley communities.
Du Vo - State Farm Insurance Agent in Mountain View, CA provides umbrella insurance coverage for local clients seeking additional liability protection beyond standard policies. This agency offers personalized consultations to help customers assess their specific needs and secure appropriate policy limits. Ongoing service includes policy reviews and assistance with claims processing to maintain adequate coverage over time. Du Vo serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Randy Chang - State Farm Insurance Agent in Mountain View, California, serves local homeowners, renters, and small business owners seeking personal liability protection. The agency assists clients in selecting umbrella policies that provide extra coverage beyond standard home or auto limits, helping safeguard assets from major claims or lawsuits. Property managers in the area also consult for broader liability solutions on rental units. The office regularly extends its services to nearby communities such as Los Altos and Sunnyvale within the broader Silicon Valley region.
Serving Mountain View and surrounding communities in Santa Clara County, Mimi Lam - State Farm Insurance Agent provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This office handles policies designed to safeguard personal assets against major claims or lawsuits. For a typical job, it assesses each client’s unique risk exposure and existing coverage limits to recommend an appropriate layer of added security.
As wildfire season stretches into autumn across the Santa Clara Valley, homeowners and renters in Mountain View face growing gaps in standard liability coverage. Kevin Lei as a State Farm Insurance Agent provides umbrella insurance policies designed to extend protection beyond underlying home and auto limits, shielding personal assets and future earnings from costly lawsuits. Each umbrella policy session begins with a careful review of current coverage levels and property exposure, followed by a thorough assessment of the individual liability risk landscape to determine appropriate policy parameters.
Hathorn Insurance Agency in Mountain View, CA offers specialized umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. The agency also assists residents with evaluating their overall risk exposure and selecting appropriate supplemental protection. Umbrella insurance is particularly valuable during the rainy winter season, when increased hazards on slippery roads and slick driveways raise the likelihood of costly liability claims.
Goosehead Insurance - Ivan Calvillo advises clients on general liability needs and secures coverage for unforeseen claims. As an umbrella insurance agent in Mountain View, CA, the company extends protection beyond standard policy limits to safeguard personal assets from major lawsuits. This layered approach adds a vital safety net for businesses encountering sudden, catastrophic damages or legal expenses. The firm assists commercial operations, including offices, warehouses, and food service establishments, by strengthening their overall risk management strategies with extra liability layers.
For umbrella insurance, clients may choose between a one-time policy for a specific personal risk or a recurring annual plan that adjusts with changing assets. Rex Garcia: Allstate Insurance helps individuals in Mountain View, CA secure extra liability protection beyond standard auto or homeowners coverage, addressing gaps that could affect savings or future earnings. The agency offers coverage that can apply globally, safeguarding against unforeseen claims. Service for ongoing policies runs on an as-needed basis to accommodate policy updates, while new enrollments typically happen as a scheduled one-time setup.
Ludwig & Fawcett Inc provides residential umbrella insurance services for homeowners in Mountain View, California, adding an extra layer of personal liability protection. The agency also manages commercial umbrella coverage for local businesses, serving clients throughout Santa Clara County. Agents assess existing policies to recommend appropriate excess limits that safeguard assets beyond standard coverage. Whether helping a family protect rental income or a firm mitigate property liability, the team coordinates new policies. They also help adjust existing policies and renew coverage between regular client service visits to maintain continuous protection.
Curtis Cahill - State Farm Insurance Agent in Mountain View, CA, is known for providing umbrella liability coverage that extends beyond standard policy limits. Its service range includes assessing individual assets and personal risk to tailor additional protection for clients in the surrounding area. An umbrella insurance agent helps safeguard against major claims and lawsuits with a sensible layer of supplementary coverage. This office can also assist with adding on excess liability protection for those who own rental properties or recreational vehicles.
What Does an a Umbrella Insurance Agent in Mountain View Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Higher limits cost more but the price per million usually decreases. Your premium depends on factors like the number of vehicles your driving record and your homeowners risk profile. This is general information and not insurance advice.
About umbrella insurance agents in Mountain View
An umbrella insurance agent in Mountain View California helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. California law requires minimum liability limits for drivers but a single serious accident can exceed those amounts. An umbrella policy provides a crucial extra layer of protection for your savings and future earnings.
Frequently Asked Questions
What does an umbrella insurance agent in Mountain View do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your primary insurance limits. They explain how umbrella coverage applies to lawsuits for bodily injury or property damage. The agent also reviews your existing policies to ensure proper coordination of coverage.
Who needs umbrella insurance in California?
Anyone with significant assets such as a home savings or investments should consider umbrella insurance. It is also important for individuals who own rental properties have a swimming pool or engage in activities that increase lawsuit risk. California courts can award large judgments so extra liability protection is wise.
How much umbrella coverage should I get in Mountain View?
Common umbrella policy limits start at one million dollars and go up to five million or more. Your agent will recommend an amount based on your total net worth and potential exposure. In California high property values mean many residents choose at least two million dollars in coverage.
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