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Find Umbrella Insurance Agents Near You in Novato, CA

Browse umbrella insurance agents serving Novato, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Novato, California is Geoff Shepherd - State Farm Insurance Agent, rated 5.0 stars across 194 reviews. Other highly rated options include New Redwood Insurance Services, Inszone Insurance Services, Farmers Insurance - Shelby Deleon. This directory lists 19 umbrella insurance agents serving Novato.

Showing 19 umbrella insurance agents in Novato, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Geoff Shepherd - State Farm Insurance Agent800 De Long Ave Ste 101(415) 897-9681
2New Redwood Insurance Services936 7th St Unit D(415) 858-7838
3Inszone Insurance Services205 San Marin Dr(415) 898-1600
4Farmers Insurance - Shelby Deleon250 Bel Marin Keys Blvd Ste B3(415) 548-8187
5Jessica Yniguez - State Farm Insurance Agent929 Sherman Ave a(415) 892-8818
6Farmers Insurance - Kevin Boland1202 Grant Ave ste e(415) 898-4370
7Defensive Insurance Services1561 S Novato Blvd STE B(415) 897-4113
8OnlyHealthInsurance205 San Marin Dr #6(415) 898-0212
9Gary Butler - State Farm Insurance Agent85 Galli Dr f(415) 897-5000
10Farmers Insurance - Christi Spina530 Alameda del Prado Ste A(415) 382-9714
GS
800 De Long Ave Ste 101
Geoff Shepherd - State Farm Insurance Agent
Umbrella Insurance Agent · Novato, CA

Geoff Shepherd - State Farm Insurance Agent serves the Novato, California area, providing personal and commercial umbrella insurance policies. Umbrella coverage offers additional liability protection beyond standard auto, home, or business policies. This agent assists clients in evaluating their existing coverage limits to determine appropriate umbrella policy amounts. The office helps protect personal assets by extending liability coverage for both auto liability and property damage claims. It also supports business professionals seeking supplementary liability insurance for commercial exposures in Marin County.

NR
936 7th St Unit D
New Redwood Insurance Services
Umbrella Insurance Agent · Novato, CA

New Redwood Insurance Services provides umbrella insurance coverage for individuals and businesses in Novato, CA, offering supplemental liability protection beyond standard policies. Its service plans include personalized risk assessments to determine adequate coverage limits and proactive policy reviews to adjust for changing assets or exposures. The agency guides clients through the claims process for seamless support. It services single-family homes, apartments, retail locations, and restaurants.

II
205 San Marin Dr
Inszone Insurance Services
Umbrella Insurance Agent · Novato, CA

Inszone Insurance Services serves Novato and all of Marin County as a provider of umbrella insurance. This type of policy extends liability coverage above the limits of standard auto and homeowners policies. The company assists clients in obtaining added protection against major claims or lawsuits. It helps local homeowners and vehicle owners secure layers of financial defense. Its services include evaluating personal coverage gaps for residents and administering separate high-limit umbrella policies tailored to individual needs.

FI
250 Bel Marin Keys Blvd Ste B3
Farmers Insurance - Shelby Deleon
Umbrella Insurance Agent · Novato, CA

Homeowners, businesses, and property managers in Novato, CA turn to Farmers Insurance - Shelby Deleon for umbrella coverage. An umbrella insurance agent provides an extra layer of liability protection beyond standard policies, helping to shield assets from major claims or lawsuits. This office evaluates individual risk exposures and tailors policies that coordinate with existing home and auto plans. The agent also serves clients across surrounding North Bay communities, including San Rafael, ensuring broader access to supplemental coverage.

JY
929 Sherman Ave a
Jessica Yniguez - State Farm Insurance Agent
Umbrella Insurance Agent · Novato, CA

Serving Novato and the surrounding communities of Marin County, Jessica Yniguez - State Farm Insurance Agent handles umbrella insurance policies. This agency manages coverage that extends liability protection beyond standard homeowners and auto insurance limits. Typical work involves reviewing a client’s existing policies to identify exposure gaps and then presenting supplementary liability options. For a typical job, the agency first assesses a client’s total assets and risk profile to recommend an appropriate level of added liability protection.

FI
1202 Grant Ave ste e
Farmers Insurance - Kevin Boland
Umbrella Insurance Agent · Novato, CA

For one‑time engagements, Farmers Insurance - Kevin Boland addresses specific liability concerns, while scheduled service polices renew automatically based on annual reviews. This Novato, CA, umbrella insurance agent provides liability coverage that extends limits beyond primary home or auto policies, guarding clients from major claims. Each new account begins with an evaluation to match appropriate coverage levels. Service for existing policyholders runs on an as‑needed basis, accommodating requests for adjustments or questions without requiring a fixed appointment schedule.

DI
1561 S Novato Blvd STE B
Defensive Insurance Services
Umbrella Insurance Agent · Novato, CA

Defensive Insurance Services specializes in umbrella insurance agency services for residents of Novato, California, offering supplemental liability protection that extends beyond standard home and auto policy limits. The agency guides clients through policy selection to shield personal assets from potential lawsuits. Its general service work includes risk assessment and coverage reviews tailored to local property and lifestyle exposures. During the spring thaw and holiday travel seasons, the agency frequently helps homeowners address increased liability risks from guests, contractors, and winter weather incident claims.

ON
205 San Marin Dr #6
OnlyHealthInsurance
Umbrella Insurance Agent · Novato, CA

When the rainy season brings unexpected runoff near Novato’s hillsides, homeowners often need a second layer of liability protection. OnlyHealthInsurance helps local clients assess the gaps in their standard policies and recommends umbrella coverage to safeguard assets from major claims. This firm focuses on combining dwelling and auto exposures into a single higher limit. An initial assessment of your existing policies and property value always begins the process before any new coverage is written.

GB
85 Galli Dr f
Gary Butler - State Farm Insurance Agent
Umbrella Insurance Agent · Novato, CA

Gary Butler - State Farm Insurance Agent in Novato, CA, provides general umbrella insurance that extends liability coverage beyond standard home and auto policies. This specialized protection helps safeguard assets and future earnings against major claims or lawsuits. The agency focuses on filling coverage gaps for individuals as well as commercial clients. It assists various business sectors, including local offices that need higher liability limits, warehouses with additional exposure risks, and food service operations that may face greater liability from daily operations.

FI
530 Alameda del Prado Ste A
Farmers Insurance - Christi Spina
Umbrella Insurance Agent · Novato, CA

Farmers Insurance - Christi Spina provides umbrella insurance coverage for residential properties in Novato, CA, helping protect homeowners from major liability claims beyond standard policies. Commercial clients can also obtain this supplemental liability protection to safeguard their business assets. The agency serves Novato and the surrounding areas, working directly with policyholders to assess their specific risk exposure. After an initial purchase, the team follows up between regular visits to review any changes in assets or activities that may require updates to the policy amount or scope of coverage.

FI
1433 Grant Ave
Farmers Insurance - Shawn Campas
Umbrella Insurance Agent · Novato, CA
(415) 830-9911
agents.farmers.com/ca/novato/shawn-campas
FI
10 Commercial Blvd Ste 106
Farmers Insurance - Greg Beyer
Umbrella Insurance Agent · Novato, CA
(415) 382-6090
agents.farmers.com/ca/novato/greg-beyer
1I
1615 Hill Rd Ste 21
1Broker Insurance Services
Umbrella Insurance Agent · Novato, CA
(415) 601-8510
1brokerins.com
VI
1125 Grant Ave
Venegas Insurance
Umbrella Insurance Agent · Novato, CA
(415) 899-9431
venegasinsurance.com
BB
21 Commercial Blvd # 1
Bartley & Bartley Insurance
Umbrella Insurance Agent · Novato, CA
(415) 883-7703
MR
1682 Novato Blvd # 252
Miller Robertson Insurance Services
Umbrella Insurance Agent · Novato, CA
(415) 897-6700
miller-robertson.com
MM
250 Bel Marin Keys Blvd e1
Mitchell & Mitchell Insurance Agency, Inc.
Umbrella Insurance Agent · Novato, CA
(415) 883-2525
FI
250 Bel Marin Keys Blvd Ste C3
Farmers Insurance - Holly Cade
Umbrella Insurance Agent · Novato, CA
(415) 526-6402
agents.farmers.com/ca/san-rafael/holly-cade
BJ
845 Olive Ct
Blair Jarcik Insurance
Umbrella Insurance Agent · Novato, CA
(415) 898-7114

What Does an a Umbrella Insurance Agent in Novato Cost?

In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million dollars, may cost 250 to 500 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Novato

Umbrella insurance provides extra liability coverage beyond standard auto and homeowners policies. In Novato, California, agents can help you secure this additional protection, which is especially useful given the state's high property values and litigation risks. A local agent understands Marin County's specific insurance landscape and can tailor a policy to your needs.

Frequently Asked Questions

What does umbrella insurance cover in Novato?

Umbrella insurance covers liability claims that exceed the limits of your underlying auto or home insurance. This includes bodily injury, property damage, and personal injury lawsuits. In California, it can also cover legal defense costs for certain claims.

How much umbrella coverage do I need in California?

Most agents recommend at least 1 million dollars in umbrella coverage, especially if you own property or have significant assets. In California, where lawsuit settlements can be high, higher limits like 2 to 5 million dollars are common for homeowners in Novato.

Do I need umbrella insurance if I have a pool or trampoline in Novato?

Yes, these features increase your liability risk. California law holds property owners responsible for injuries on their premises. Umbrella insurance provides extra protection beyond your homeowners policy for such incidents.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.