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Find Umbrella Insurance Agents Near You in Orange, CA

Browse umbrella insurance agents serving Orange, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Orange, California is Kitajima Insurance, rated 4.9 stars across 4,095 reviews. Other highly rated options include AA Lares Insurance Services, Inc., Adriana Mora - State Farm Insurance Agent, Jeff Biddle - State Farm Insurance Agent. This directory lists 25 umbrella insurance agents serving Orange.

Showing 25 umbrella insurance agents in Orange, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kitajima Insurance1100 W Town and Country Rd #1100(714) 660-1211
2AA Lares Insurance Services, Inc.1163 N Tustin St(714) 288-8000
3Adriana Mora - State Farm Insurance Agent1111 E Katella Ave Suite #230(714) 634-4000
4Jeff Biddle - State Farm Insurance Agent1122 E Lincoln Ave STE 204(714) 532-4600
5Insurance Partners Inc2200 W Orangewood Ave STE 100(714) 285-4800
6Villatoro's Insurance and Services1108 E Katella Ave Ste C-3(714) 930-2750
7Harms Insurance Agency Inc.1431 E Chapman Ave(714) 744-0733
8Elmco Insurance Inc636 E Chapman Ave(714) 973-1436
9TEPA INSURANCE SERVICES4522 E Chapman Ave(714) 464-6694
10Thomas and Thomas Insurance2534 N Santiago Blvd # B(714) 778-5555
KI
1100 W Town and Country Rd #1100
Kitajima Insurance
Umbrella Insurance Agent · Orange, CA

Kitajima Insurance serves clients in Orange County, California, as an umbrella insurance agent. The agency helps residents and businesses obtain additional liability coverage beyond standard auto, home, or commercial policies. Umbrella insurance provides extra layers of financial protection against major claims or lawsuits. This type of policy can cover legal defense costs and damages that exceed underlying policy limits. Kitajima Insurance handles policy evaluations to determine appropriate coverage amounts and assists with filing umbrella claims for personal and commercial clients.

AL
1163 N Tustin St
AA Lares Insurance Services, Inc.
Umbrella Insurance Agent · Orange, CA

AA Lares Insurance Services, Inc. provides umbrella insurance agency services to clients in Orange, CA, helping to extend liability protection beyond standard policy limits. The agency offers coverage solutions that address gaps in existing insurance, with a focus on maintaining robust financial safeguards for policyholders. Service plans include policy reviews and adjustments as client needs evolve over time. The agent works with a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

AM
1111 E Katella Ave Suite #230
Adriana Mora - State Farm Insurance Agent
Umbrella Insurance Agent · Orange, CA

Adriana Mora at State Farm Insurance serves homeowners, businesses, and property managers in Orange, California, providing umbrella insurance to add an extra layer of liability protection beyond standard policies. This coverage is designed to safeguard assets from major claims or lawsuits that exceed underlying limits. The agency helps clients assess their risk exposure and select appropriate coverage amounts that align with their financial situations. It also extends these services to neighboring communities within the greater Orange County metro area, including Santa Ana.

JB
1122 E Lincoln Ave STE 204
Jeff Biddle - State Farm Insurance Agent
Umbrella Insurance Agent · Orange, CA

Jeff Biddle - State Farm Insurance Agent serves Orange, CA, and the surrounding Orange County communities, handling local umbrella insurance needs. This agency focuses on providing an extra layer of liability coverage that follows clients above their home and auto policies. For a typical job, the agent first reviews the client's existing policies to determine appropriate coverage limits, then secures a quote that fills potential gaps in personal liability protection.

IP
2200 W Orangewood Ave STE 100
Insurance Partners Inc
Umbrella Insurance Agent · Orange, CA

Insurance Partners Inc offers umbrella insurance on a one-time or as-needed basis to supplement the coverage levels of underlying policies. The agency operates in Orange, CA, helping clients secure an extra layer of personal liability protection beyond standard homeowners or auto limits. This type of insurance is designed to cover large claims or legal defense costs that exceed primary policy thresholds. Umbrella insurance service runs on a one-time purchase or scheduled renewal basis depending on client preference.

VS
1108 E Katella Ave Ste C-3
Villatoro's Insurance and Services
Umbrella Insurance Agent · Orange, CA

Villatoro's Insurance and Services specializes in providing umbrella insurance policies that extend extra liability coverage beyond standard home and auto limits. Its service work in Orange, CA, helps residents protect their assets against large claims or lawsuits. Umbrella coverage from this agent safeguards savings and future earnings when underlying policies are exhausted. As the changing seasons bring holiday gatherings and winter weather risks, the company assists clients in evaluating their current liability exposure to prevent gaps that could lead to financial loss during these higher-activity months.

HI
1431 E Chapman Ave
Harms Insurance Agency Inc.
Umbrella Insurance Agent · Orange, CA

As the dry season brings increased fire risk to properties throughout Orange County, Harms Insurance Agency Inc. in Orange, CA helps homeowners and renters evaluate their liability exposure. An umbrella insurance agent reviews existing auto and homeowners policies to identify gaps in coverage. This additional layer of protection can guard against major claims or lawsuits that exceed standard limits. Clients concerned about a catastrophic event can schedule a free policy consultation. A thorough risk inventory is the first step in determining whether a personal umbrella policy is a suitable solution.

EI
636 E Chapman Ave
Elmco Insurance Inc
Umbrella Insurance Agent · Orange, CA

Elmco Insurance Inc in Orange, CA, assists clients with general liability and property coverage. It also specializes in umbrella insurance policies that extend additional layers of protection beyond standard policy limits. These policies help safeguard against major claims or lawsuits that could otherwise exceed base coverage amounts. The company works with a variety of commercial sectors, including offices that manage professional risks, warehouses that store client inventory, and food service establishments that face unique liability exposures.

TI
4522 E Chapman Ave
TEPA INSURANCE SERVICES
Umbrella Insurance Agent · Orange, CA

TEPA Insurance Services provides residential umbrella coverage in Orange, extending personal liability protection beyond standard homeowners policies. The company also offers commercial umbrella policies for businesses seeking higher liability limits throughout the region. Their agents assist clients in evaluating overall risk and adjusting coverage as circumstances evolve. By providing clear explanations and tailored solutions during each consultation, the firm aims to build lasting relationships. They encourage follow-up communication and strive to accommodate repeat coverage adjustments between regular scheduled insurance reviews.

TT
2534 N Santiago Blvd # B
Thomas and Thomas Insurance
Umbrella Insurance Agent · Orange, CA

Thomas and Thomas Insurance in Orange, CA is known for providing personal umbrella liability coverage that extends beyond the limits of standard auto and homeowners policies. Its service range includes securing additional financial protection for clients against major claims and lawsuits. This agent helps residents and businesses evaluate their existing liability risks to recommend appropriate coverage limits. A specialty service it can add on is coverage for rental property owners facing potential tenant-related lawsuits.

AR
730 E Lincoln Ave
Abe Rader Insurance
Umbrella Insurance Agent · Orange, CA
(714) 921-4848
mercuryinsurance.com/agents/california/abe-rader-insurance-agency-043089.html
BW
2844 E Chapman Ave
Bill Wallace Insurance Agency INC
Umbrella Insurance Agent · Orange, CA
(714) 288-0970
insurance1stop.net
LC
438 E Katella Ave Suite 228
Lee Campos Insurance Services
Umbrella Insurance Agent · Orange, CA
(714) 612-1027
FI
1542 E Collins Ave
Farmers Insurance - Michael Hwang
Umbrella Insurance Agent · Orange, CA
(714) 532-5964
agents.farmers.com/ca/orange/michael-hwang
BC
1107 E Lincoln Ave #103
Best California Insurance Services
Umbrella Insurance Agent · Orange, CA
(877) 803-2722
bestcalins.com
RI
636 E Chapman Ave
Remland Insurance Services
Umbrella Insurance Agent · Orange, CA
(714) 532-3341
ibwins.com/locations/orange-ca-remland-insurance-services
LI
506 E Chapman Ave
Lundquist Insurance Service
Umbrella Insurance Agent · Orange, CA
(209) 439-8132
UG
2041 W Orangewood Ave
Uniti Global Insurance Services LLC
Umbrella Insurance Agent · Orange, CA
(714) 636-0013
unitiins.com
EI
1100 W Town and Country Rd Suite 1250
A & E Insurance Services
Umbrella Insurance Agent · Orange, CA
(714) 834-9100
aandeinsurance.com
IF
333 City Blvd W # 1700
Insurance First Services LLC
Umbrella Insurance Agent · Orange, CA
(714) 602-4277
insurancefirstservices.com
PO
625 The City Dr S Suite 100
Premier One Insurance Services
Umbrella Insurance Agent · Orange, CA
(949) 288-7081
premierone.com
GI
2475 N Tustin St
Goosehead Insurance - Sarah Nguyen
Umbrella Insurance Agent · Orange, CA
(714) 410-1557
goosehead.com/agents/ca/orange/2475-north-tustin-street
MH
2230 W Chapman Ave #224
Maher Hanna Insurance - Commercial Insurance in Orange County, CA
Umbrella Insurance Agent · Orange, CA
(714) 493-7802
PH
604 E Almond Ave
Peak Health Insurance Agency
Umbrella Insurance Agent · Orange, CA
(562) 964-2144
HS
2135 N Pami Cir
Harmony SoCal Insurance Services
Umbrella Insurance Agent · Orange, CA
(714) 922-0043
hsocal.com

What Does an a Umbrella Insurance Agent in Orange Cost?

The cost for an umbrella insurance policy in California typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits such as 2 million may cost 200 to 600 dollars annually. Your actual premium depends on your driving record home value and number of properties. This is general information not insurance advice.

About umbrella insurance agents in Orange

An umbrella insurance agent in Orange California can help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. California law requires minimum liability limits for drivers but these may not be enough to cover a serious accident. An umbrella policy provides an extra layer of protection for your savings and future earnings.

Frequently Asked Questions

What does an umbrella insurance agent in Orange do?

An umbrella insurance agent in Orange helps you evaluate your current liability risks and recommends a policy that covers claims above your existing limits. They can explain how California minimum insurance requirements compare to the higher limits needed for asset protection.

Who needs umbrella insurance in California?

Anyone with significant assets such as a home savings or investments should consider umbrella insurance. California courts can award large judgments in personal injury cases and an umbrella policy helps protect your wealth from these claims.

How much umbrella coverage should I get in Orange?

Most agents recommend at least 1 million dollars in umbrella coverage but the right amount depends on your net worth and risk factors. A typical policy in California starts at 1 million and can go up to 5 million or more.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.