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Directory of umbrella insurance agents in Oxnard, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Oxnard, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in Oxnard, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pacific Preferred Insurance
2775 N Ventura Rd #110, Oxnard, CA 93036
(805) 351-3851
pacificinsuresme.com
Charles Allison - State Farm Insurance Agent
705 N Oxnard Blvd #101, Oxnard, CA 93030
(805) 604-0900
charleseallison.com
Adriana's Insurance Services
121 E Gonzales Rd, Oxnard, CA 93036
(805) 430-4680
adrianasinsurance.com
Veronica's Insurance Oxnard
2816 Saviers Rd, Oxnard, CA 93033
(805) 491-9505
veronicas.com
Torres & Associates
2069 N Oxnard Blvd, Oxnard, CA 93036
(805) 983-2400
torresandassociates.net
Onix Insurance Services
609 S Oxnard Blvd, Oxnard, CA 93030
(805) 263-6981
onixinsuranceservices.com
Bucio Insurance
1049 S Ventura Rd B, Oxnard, CA 93030
(805) 985-0351
bucioinsurance.com
Polo Insurance Services
215 W 4th St, Oxnard, CA 93030
(805) 385-3734
Carolina Perez Insurance Agency
338 S 5th St, Oxnard, CA 93030
(805) 647-3460
agents.farmers.com
Gonzalez Insurance
309 W 4th St, Oxnard, CA 93030
(805) 240-9950
Coast General Insurance Brokers
2775 N Ventura Rd #209, Oxnard, CA 93036
(805) 644-4740
coastgeneralinsurance.com
PHP Agency Oxnard
1000 Town Center Dr, Oxnard, CA 93036
(805) 814-0002
phpagency.info
Oxnard insurance agency
200 N Hayes Ave, Oxnard, CA 93030
(805) 208-9675
oxnardinsuranceagency.com
Shana Insurance Services Corp.
1825 N Oxnard Blvd #15, Oxnard, CA 93030
(866) 909-0777
shanainsurance.com
Farmers Insurance - Rosalie Rios Agency
1889 Rice Ave #101, Oxnard, CA 93030
(805) 436-6466
agents.farmers.com
Anibal Moresco Agency
3595 Saviers Rd, Oxnard, CA 93033
(805) 486-9232
Farmers Insurance - Meredith Shannon
1555 W 5th St Suite 160, Oxnard, CA 93030
(805) 382-3465
agents.farmers.com
Azteca Multiservicios Insurance Services
1215 Saviers Rd, Oxnard, CA 93033
(805) 263-6843
insuranceazteca.com
Vista West Insurance Services Inc.
4043 Saviers Rd, Oxnard, CA 93033
(805) 487-3899
vistawestinsurance.com
Farmers Insurance - Suzanne Speed
1000 Town Center Dr, Oxnard, CA 93036
(805) 278-2511
agents.farmers.com
An umbrella insurance agent in Oxnard can help you secure extra liability coverage beyond your auto and homeowners policies. California law requires minimum liability limits for drivers, but an umbrella policy provides an additional layer of protection against large claims or lawsuits. Oxnard residents near the coast may also benefit from coverage tailored to local risks like watercraft or rental properties.
What Does a Umbrella Insurance Agent in Oxnard Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums increase with higher coverage limits, with 2 million dollars costing around 250 to 600 dollars annually. Factors like your driving record, number of properties, and claims history affect the price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Oxnard do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims exceeding your primary insurance limits. They can explain how California law affects coverage, such as the state minimum auto liability requirements of 15/30/5. The agent will also help you choose a coverage amount that protects your assets.
How much umbrella insurance do I need in California?
The amount of umbrella insurance you need depends on your net worth and potential liability exposure. Many agents recommend at least 1 million dollars in coverage, which is the typical minimum for most insurers. In California, you may want higher limits if you own property, have a swimming pool, or engage in activities like boating.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.