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Find Umbrella Insurance Agents Near You in Pacifica, CA

Browse umbrella insurance agents serving Pacifica, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Pacifica, California is Jaymi Wessell - State Farm Insurance Agent, rated 5.0 stars across 223 reviews. Other highly rated options include Farmers Insurance - Aaron Thach, Diana Delija-Munoz - State Farm Insurance Agent, Farmers Insurance - Joshua Romano. This directory lists 11 umbrella insurance agents serving Pacifica.

Showing 11 umbrella insurance agents in Pacifica, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jaymi Wessell - State Farm Insurance Agent108 Manor Dr(650) 755-5600
2Farmers Insurance - Aaron Thach82 W Manor Dr suite b(415) 890-6033
3Diana Delija-Munoz - State Farm Insurance Agent205 Rockaway Beach Ave # 6(650) 359-1203
4Farmers Insurance - Joshua Romano235 Rockaway Beach Ave Ste 2(650) 359-2773
5Mary T Brown - State Farm Insurance Agent205 Rockaway Beach Ave # 6(650) 355-8756
6Farmers Insurance - Johnny Nava200 San Marlo Way Ste 2(415) 656-1900
7Farmers Insurance82 W Manor Dr suite b(415) 890-6033
8TAPD Insurance Agency329 Waterford St Suite A(650) 355-9645
9Farmers Insurance - Leonard Stone1043 Terra Nova Blvd(650) 359-9898
10Farmers Insurance - Antony Agosta329 Waterford St(650) 355-9660
JW
108 Manor Dr
Jaymi Wessell - State Farm Insurance Agent
Umbrella Insurance Agent · Pacifica, CA

Jaymi Wessell - State Farm Insurance Agent serves Pacifica, California, and the surrounding San Mateo County area with professional umbrella insurance coverage. This agency helps residents protect their personal assets beyond standard policy limits. As a local office, it provides personalized consultations to assess individual liability risks. Umbrella policies from this agent offer crucial protection for homeowners and vehicle owners against major claims or lawsuits. The agency handles supplemental liability coverage that supplements auto and homeowners policies, along with advice on personal liability management for Pacifica clients.

FI
82 W Manor Dr suite b
Farmers Insurance - Aaron Thach
Umbrella Insurance Agent · Pacifica, CA

Farmers Insurance - Aaron Thach provides umbrella insurance agent services for clients throughout the Pacifica, California area. It offers supplemental liability coverage that extends beyond standard homeowners and auto policies, helping protect against large claims or lawsuits. The agency assists with application review and policy selection to match each client’s needs. It also helps manage coverage limits and renewal updates for long-term protection. Its service plans include annual adjustments to account for changing assets or liability exposures. The company serves single-family homes, apartments, retail establishments, and restaurants.

DD
205 Rockaway Beach Ave # 6
Diana Delija-Munoz - State Farm Insurance Agent
Umbrella Insurance Agent · Pacifica, CA

Diana Delija-Munoz - State Farm Insurance Agent in Pacifica, California, serves homeowners, landlords, and small business owners seeking umbrella coverage for additional liability protection beyond standard policies. Her agency helps clients secure extra layers of financial security for assets and future earnings against major claims or lawsuits. By offering personalized consultations, she assists in evaluating risk and tailoring policy limits accordingly. The agency also extends its umbrella insurance services to residents and property managers throughout nearby Daly City and the broader San Mateo County area.

FI
235 Rockaway Beach Ave Ste 2
Farmers Insurance - Joshua Romano
Umbrella Insurance Agent · Pacifica, CA

Farmers Insurance - Joshua Romano serves Pacifica, California, and the surrounding communities with umbrella insurance agent services. It handles liability coverage that extends beyond standard home and auto policies, offering financial protection against major claims and lawsuits. The agency approaches each client’s needs by first reviewing their existing policies, then recommending a tailored amount of excess liability coverage to fit their assets and risk profile.

MT
205 Rockaway Beach Ave # 6
Mary T Brown - State Farm Insurance Agent
Umbrella Insurance Agent · Pacifica, CA

As an umbrella insurance agent, Mary T Brown - State Farm Insurance Agent in Pacifica, CA provides specialty liability coverage that extends beyond the limits of standard auto and homeowners policies. The agency also assists clients with general insurance needs, including personal auto, home, and renters insurance, offering coverage tailored to local risks. This extra layer of protection is especially valuable during the rainy season, when slippery roads and increased water damage risks can lead to costly claims that exceed primary policy limits.

FI
200 San Marlo Way Ste 2
Farmers Insurance - Johnny Nava
Umbrella Insurance Agent · Pacifica, CA

Farmers Insurance - Johnny Nava in Pacifica, CA, provides umbrella insurance agent services that differ between one-time policy purchases for immediate supplemental liability protection and recurring annual renewal options that adjust coverage as a client’s asset portfolio evolves. The coverage extends beyond standard home and auto limits to shield against large lawsuit claims. Service runs on an as-needed basis, triggered by life changes like buying property or increasing net worth, ensuring policies are reevaluated only when circumstances demand.

FI
82 W Manor Dr suite b
Farmers Insurance
Umbrella Insurance Agent · Pacifica, CA

Farmers Insurance in Pacifica, California serves local clients as an umbrella insurance agent, offering additional liability coverage that extends beyond standard auto and homeowners policies. This broader protection helps safeguard personal assets against major claims or lawsuits. The company provides guidance on evaluating appropriate coverage limits for coastal properties uniquely exposed to increased risks. Through careful policy structuring, residents benefit from layered financial safeguards tailored to Santa Cruz County’s diverse conditions. Farmers Insurance can also add on specialized flood insurance support for homes near Pacifica’s shoreline areas.

TI
329 Waterford St Suite A
TAPD Insurance Agency
Umbrella Insurance Agent · Pacifica, CA

TAPD Insurance Agency in Pacifica, CA provides comprehensive risk management solutions for individuals and businesses. As an umbrella insurance agent, it offers additional liability coverage that extends beyond the limits of standard policies, protecting assets from major claims and lawsuits. This specialized add-on layer is essential for safeguarding against unforeseen financial loss. The agency can serve a variety of commercial sectors, including office environments, warehouse operations, and food service establishments.

FI
1043 Terra Nova Blvd
Farmers Insurance - Leonard Stone
Umbrella Insurance Agent · Pacifica, CA

Farmers Insurance - Leonard Stone provides residential umbrella insurance services in Pacifica, California, offering an additional layer of liability protection beyond standard homeowners policies. Commercial umbrella coverage is also available for local businesses seeking broader risk management. Serving clients throughout Pacifica and the surrounding coastal area, the agent helps ensure adequate coverage limits for unforeseen claims. Follow-up support and repeat service are emphasized between regular policy reviews, allowing adjustments as personal or business circumstances change.

FI
329 Waterford St
Farmers Insurance - Antony Agosta
Umbrella Insurance Agent · Pacifica, CA

Farmers Insurance - Antony Agosta provides umbrella insurance coverage, offering extended liability protection that goes beyond standard home or auto policies to help safeguard assets. The agency works with clients to assess their specific needs and explore policy options available in Pacifica, California. Coverage plans are designed to accompany existing insurance, providing an additional layer of financial security. Services are available for single-family homes, apartments, retail spaces, and restaurants.

FI
1005 Terra Nova Blvd #1
Farmers Insurance
Umbrella Insurance Agent · Pacifica, CA
(650) 359-9898
agents.farmers.com/ca/pacifica

What Does an a Umbrella Insurance Agent in Pacifica Cost?

In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 700 dollars annually. Costs vary based on your personal risk factors, number of properties, and insurance history. This is general information and not insurance advice.

About umbrella insurance agents in Pacifica

An umbrella insurance agent in Pacifica, California can help you secure additional liability coverage beyond your home and auto policies. This extra layer of protection is important given California's high property values and litigation risks. Local agents understand the specific coverage needs for coastal communities like Pacifica.

Frequently Asked Questions

What does an umbrella insurance policy cover in California?

An umbrella policy provides extra liability coverage above your auto and homeowners limits. It also covers certain claims not included in standard policies, such as libel or slander. In California, this is especially useful due to the state's high cost of living and potential for large lawsuit awards.

How much umbrella insurance do I need in Pacifica?

Most agents recommend at least 1 million dollars in umbrella coverage. For homeowners in Pacifica with significant assets or rental properties, higher limits like 2 to 5 million dollars may be appropriate. Your agent can help assess your risk based on your property value and lifestyle.

Do I need umbrella insurance if I have a rental property in Pacifica?

Yes, rental property owners in Pacifica face unique risks like slip and fall claims or tenant disputes. A standard landlord policy may not provide enough liability protection. Umbrella insurance adds an extra layer of coverage, which is important given California's tenant-friendly laws.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.