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Find Umbrella Insurance Agents Near You in Pacifica, CA

Looking for a umbrella insurance agent in Pacifica? Review the directory below to compare your options.

11 agents listed
Updated May 2026
Pacifica, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 umbrella insurance agents in Pacifica, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jaymi Wessell - State Farm Insurance Agent
108 Manor Dr, Pacifica, CA 94044
(650) 755-5600 insurenorcal.com
Farmers Insurance - Aaron Thach
82 W Manor Dr suite b, Pacifica, CA 94044
(415) 890-6033 agents.farmers.com
Diana Delija-Munoz - State Farm Insurance Agent
205 Rockaway Beach Ave # 6, Pacifica, CA 94044
(650) 359-1203 insurancewithdiana.com
Farmers Insurance - Joshua Romano
235 Rockaway Beach Ave Ste 2, Pacifica, CA 94044
(650) 359-2773 agents.farmers.com
Farmers Insurance - Johnny Nava
200 San Marlo Way Ste 2, Pacifica, CA 94044
(415) 656-1900 agents.farmers.com
Mary T Brown - State Farm Insurance Agent
205 Rockaway Beach Ave # 6, Pacifica, CA 94044
(650) 355-8756 marytbrown.com
Farmers Insurance
82 W Manor Dr suite b, Pacifica, CA 94044
(415) 890-6033 farmers.com
TAPD Insurance Agency
329 Waterford St Suite A, Pacifica, CA 94044
(650) 355-9645 tapdinsurance.com
Farmers Insurance - Leonard Stone
1043 Terra Nova Blvd, Pacifica, CA 94044
(650) 359-9898 agents.farmers.com
Farmers Insurance
1005 Terra Nova Blvd #1, Pacifica, CA 94044
(650) 359-9898 agents.farmers.com
Farmers Insurance - Antony Agosta
329 Waterford St, Pacifica, CA 94044
(650) 355-9660 agents.farmers.com

An umbrella insurance agent in Pacifica, California can help you secure additional liability coverage beyond your home and auto policies. This extra layer of protection is important given California's high property values and litigation risks. Local agents understand the specific coverage needs for coastal communities like Pacifica.

What Does a Umbrella Insurance Agent in Pacifica Cost?

In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 700 dollars annually. Costs vary based on your personal risk factors, number of properties, and insurance history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance policy cover in California?
An umbrella policy provides extra liability coverage above your auto and homeowners limits. It also covers certain claims not included in standard policies, such as libel or slander. In California, this is especially useful due to the state's high cost of living and potential for large lawsuit awards.
How much umbrella insurance do I need in Pacifica?
Most agents recommend at least 1 million dollars in umbrella coverage. For homeowners in Pacifica with significant assets or rental properties, higher limits like 2 to 5 million dollars may be appropriate. Your agent can help assess your risk based on your property value and lifestyle.
Do I need umbrella insurance if I have a rental property in Pacifica?
Yes, rental property owners in Pacifica face unique risks like slip and fall claims or tenant disputes. A standard landlord policy may not provide enough liability protection. Umbrella insurance adds an extra layer of coverage, which is important given California's tenant-friendly laws.